Suryoday Bank Account Balance Enquiry

If you are a customer of Suryoday Small Finance Bank, keeping track of your account balance is simple and accessible with multiple enquiry options. Whether you prefer SMS, mobile app, net banking or missed calls, Suryoday provides flexible and user‑friendly methods. This guide explains each option in detail and helps you choose the right one for your needs. 

Updated On - 07 Oct 2025
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How can I check my Suryoday Bank account balance conveniently? 

This article explores all primary methods available to Suryoday Bank users, including SMS banking, missed‑call service, net banking, mobile app, ATM, passbook update and customer care, to ensure seamless access to account balance details. 

SMS Banking: Quick Balance via SMS 

You can register for SMS banking by sending REG from your registered mobile number to 97410 00040, then check your balance by sending BAL to the same number.  

After registration, you send ‘BAL’ (optionally followed by a space and your 12‑digit account number) to 97410 00040 and receive your current balance by SMS.  

Mini Statement via SMS 

To get your recent transactions (usually last 3–5), send MINI (or MINI <account‑number>) to 97410 00040 from your registered mobile number.  

The bank will reply with your mini statement instantly, subject to standard SMS charges.  

Missed‑Call Balance Enquiry 

You can also check your balance via a missed call. Dial 1800 266 7711 from your registered mobile, hang up after one ring and you’ll receive an SMS with your account balance.  

This is useful when you don’t want to send SMS manually but still want real‑time information.  

Mobile Banking App: Instant Access 

Download the Suryoday Mobile Banking App from Android or iOS stores. You can log in using biometric, mPIN or password to view your real‑time balance and transaction history. 

The app also allows you to download statements, transfer funds, open FDs/RDs and more in a secure, intuitive interface.  

Internet (Net) Banking: Browser Access 

Register for net banking via the Suryoday portal by selecting “New User” with or without debit card. After OTP verification and password setup, you can log in to view your balance, statements, transfers and cheque services.  

This method offers full transaction transparency and additional banking services besides just balance enquiry.  

ATM and Passbook Update Options 

You may visit any Suryoday ATM, insert your debit card, select “Balance Enquiry” and view or print your current balance instantly.  

Alternatively, you can visit a branch to update your passbook; the updated pages show your balance and transaction summary.  

Customer Care Support 

You can call Suryoday’s 24×7 toll‑free customer care 1800 266 7711 and follow the IVR options or speak to an executive to get your account balance.  

This option is helpful when other methods are not accessible or when you need assistance beyond balance enquiry. 

Comparision Table 

Methods 

Convenience 

Charges 

Internet Required 

Instant Access

SMS Banking 

High – fast via SMS 

SMS charges 

No 

Yes 

Missed Call 

Very simple 

Free 

No 

Yes 

Mobile App 

Feature-rich, on-the-go 

Data charges 

Yes 

Yes 

Net Banking 

Detailed view, full control 

None extra

Yes 

Yes 

ATM/Passbook 

Offline access 

Depending on branch/ATM 

No 

Yes (ATM)/After branch visit 

Security Considerations 

Always send SMS or make missed calls from your registered mobile number only. SMS banking will not work from unregistered numbers. 

Do not share OTPs, account or debit card details with anyone. The bank never asks for such sensitive data via SMS or call. 

FAQs on Suryoday Bank Account Balance Enquiry

  • How can I check my Suryoday Bank account balance using SMS?

    You can check your Suryoday Bank account balance by sending an SMS with the text “BAL” to 97410 00040 from your registered mobile number. 

  • How do I register my mobile number for SMS banking with Suryoday Bank?

    To register, send an SMS with the word “REG” to 97410 00040 from your mobile number linked to your bank account. 

  • Is there a missed call number available to check my Suryoday Bank account balance?

    Yes, you can dial 1800 266 7711 from your registered mobile number and receive your account balance via SMS. 

  • Can I use the Suryoday Mobile Banking App to check my account balance?

    Yes, after logging into the Suryoday Mobile Banking App using your credentials, you can view your real-time account balance. 

  • How can I view my Suryoday Bank balance using internet banking?

    You can log in to Suryoday Bank's net banking portal using your username and password to see your account balance on the dashboard. 

  • Is it possible to check my balance using an ATM or by visiting a Suryoday branch?

    Yes, you can use your debit card at any Suryoday ATM to check your balance or visit a branch to update your passbook. 

  • What should I do if I need help with checking my balance or facing an issue?

    If you need help with balance enquiry or encounter any issues, you can call Suryoday Bank's 24x7 toll-free number 1800 266 7711 for support. 

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