If you are a customer of Suryoday Small Finance Bank, keeping track of your account balance is simple and accessible with multiple enquiry options. Whether you prefer SMS, mobile app, net banking or missed calls, Suryoday provides flexible and user‑friendly methods. This guide explains each option in detail and helps you choose the right one for your needs.
This article explores all primary methods available to Suryoday Bank users, including SMS banking, missed‑call service, net banking, mobile app, ATM, passbook update and customer care, to ensure seamless access to account balance details.
You can register for SMS banking by sending REG from your registered mobile number to 97410 00040, then check your balance by sending BAL to the same number.
After registration, you send ‘BAL’ (optionally followed by a space and your 12‑digit account number) to 97410 00040 and receive your current balance by SMS.
To get your recent transactions (usually last 3–5), send MINI (or MINI <account‑number>) to 97410 00040 from your registered mobile number.
The bank will reply with your mini statement instantly, subject to standard SMS charges.
You can also check your balance via a missed call. Dial 1800 266 7711 from your registered mobile, hang up after one ring and you’ll receive an SMS with your account balance.
This is useful when you don’t want to send SMS manually but still want real‑time information.
Download the Suryoday Mobile Banking App from Android or iOS stores. You can log in using biometric, mPIN or password to view your real‑time balance and transaction history.
The app also allows you to download statements, transfer funds, open FDs/RDs and more in a secure, intuitive interface.
Register for net banking via the Suryoday portal by selecting “New User” with or without debit card. After OTP verification and password setup, you can log in to view your balance, statements, transfers and cheque services.
This method offers full transaction transparency and additional banking services besides just balance enquiry.
You may visit any Suryoday ATM, insert your debit card, select “Balance Enquiry” and view or print your current balance instantly.
Alternatively, you can visit a branch to update your passbook; the updated pages show your balance and transaction summary.
You can call Suryoday’s 24×7 toll‑free customer care 1800 266 7711 and follow the IVR options or speak to an executive to get your account balance.
This option is helpful when other methods are not accessible or when you need assistance beyond balance enquiry.
Methods | Convenience | Charges | Internet Required | Instant Access |
SMS Banking | High – fast via SMS | SMS charges | No | Yes |
Missed Call | Very simple | Free | No | Yes |
Mobile App | Feature-rich, on-the-go | Data charges | Yes | Yes |
Net Banking | Detailed view, full control | None extra | Yes | Yes |
ATM/Passbook | Offline access | Depending on branch/ATM | No | Yes (ATM)/After branch visit |
Always send SMS or make missed calls from your registered mobile number only. SMS banking will not work from unregistered numbers.
Do not share OTPs, account or debit card details with anyone. The bank never asks for such sensitive data via SMS or call.
You can check your Suryoday Bank account balance by sending an SMS with the text “BAL” to 97410 00040 from your registered mobile number.
To register, send an SMS with the word “REG” to 97410 00040 from your mobile number linked to your bank account.
Yes, you can dial 1800 266 7711 from your registered mobile number and receive your account balance via SMS.
Yes, after logging into the Suryoday Mobile Banking App using your credentials, you can view your real-time account balance.
You can log in to Suryoday Bank's net banking portal using your username and password to see your account balance on the dashboard.
Yes, you can use your debit card at any Suryoday ATM to check your balance or visit a branch to update your passbook.
If you need help with balance enquiry or encounter any issues, you can call Suryoday Bank's 24x7 toll-free number 1800 266 7711 for support.
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