SBI KYC Update – How to Update Online & Offline

For individuals 

1. Visit the nearest SBI branch with your KYC documents 

1. Fill the KYC update form which is available at the branch 

1. Attach self-attested copies of your KYC documents (ID proof, address proof etc.) 

1. Submit the form to the bank official and present the original documents for verification 

1. Receive confirmation from the bank once your KYC is updated 

For minors (under 10 years old) 

1. The guardian's KYC documents need to be submitted 

1. If the minor is over 10 years and operates the account independently, the minor's KYC documents must be submitted 

For NRI customers 

1. KYC documents need to be self-attested and submitted through email 

1. Some cases may require attestation by Indian embassies or notary 

Online process 

1. Visit the official website of SBI 

1. Enter your username and password to log in 

1. Go to the requests tab on the top menu 

1. Select KYC update from the down menu 

1. Fill the personal information details such as address, contact details, and identification details 

1. Upload scanned copies of your identity and address proof documents 

1. Review the details and submit the request 

1. You will receive a confirmation message for your KYC update request 

1. SBI will verify the submitted documents and details 

1. Once verified, your KYC will be updated and you will receive confirmation via SMS or email 

Documents required to update KYC in SBI Bank 

Below are the documents accepted by SBI for KYC updates: 

For individuals 

1. Identity proof (PAN card, Aadhaar card, voter ID, passport or driving license) 

1. Address proof (Aadhaar card, electricity bill or water bill) 

For NRIs 

1. Identity proof (Passport, PAN card, Aadhaar card, driving license, National ID card issued by the country of residence) 

1. Address proof (bank statement or rental agreement from the country of residence, NRE/NRO bank account statement from SBI or another bank) 

1. Income proof 

Why is it important to update KYC information with SBI? 

Here are the reasons why you should keep KYC updated in your SBI account: 

1. As per RBI guidelines, all banks must update KYC details regularly 

1. If KYC is not updated, SBI may restrict transactions or freeze the account 

1. KYC verification helps to prevent identity theft and unauthorized transactions 

1. Ensures smooth transactions, loan approvals, and other banking services 

Benefits of updating KYC in SBI bank 

Keeping your KYC updated offers multiple benefits such as: 

1. Uninterrupted banking services (withdrawals, deposits, UPI, net banking, etc.) 

1. Faster loan processing as the bank already has verified details 

1. Better security against financial frauds and scams 

1. Eligibility for new services like higher transaction limits and special offers