Odisha Gramya Bank Savings Account

Odisha Gramya Bank (OGB) provides the savings account facility at attractive interest rates. The interest is calculated on a daily basis and the account comes with several features and benefits.

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Eligibility Criteria

The eligibility criteria that must be met in order to open a savings account with OGB are mentioned below:

Minors can open an account with the guardian.

Individuals who are above the age of 10 years and are literate can open an account independently.
Individuals can open an account.
Joint accounts can be opened.
Non-trading organisations.
Educational Institutions.

Societies.
Government Bodies.
Trusts.
Associations.
Clubs.

Interest Rate

The interest rates that are offered by OGB on its saving account are mentioned in the table below:

Balance	Interest Rate
Up to Rs.10 lakh	2.75% p.a.
Above Rs.10 lakh	2.90% p.a.
Daily Deposit Rate	1.90% p.a.

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Minimum Balance

The minimum balance that must be maintained is mentioned in the table below:

Account	Balance
Without Cheque Facility	Rs.500
With Cheque Facility	Rs.1,000

Features and Benefits

The main features and benefits of the savings account that is offered by OGB are mentioned below:

Direct Benefit Transfer (DBT) facility is offered.
IMPS/ RTGS/ NEFT options are provided.

ATM Cards are provided.
SMS alerts are provided.
Cheque books are provided.
Nominations can be added to the account.

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