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Karnataka Bank Mobile Banking Service

As a customer of Karnataka Bank Limited (KBL), you can use their mobile service to make use of the various banking services provided by the lender. You can register for the mobile banking service by downloading the bank’s mobile apps and create your username and password. You can then log in to the mobile banking app to make use of the various services provided by Karnataka Bank.

Based in Mangaluru, Karnataka Bank Ltd. is one of the leading banking institutions in India. This bank has been designated as an A1+ class scheduled commercial bank by the Reserve Bank of India. Currently, Karnataka Bank has more than 738 bank branches and 1,334 ATMs spread across 21 states and 2 union territories of India.

To create additional delivery channels for the customers, Karnataka Bank has introduced the KBL mobile banking service. Gone are the days when customers used to stand in long queues to deposit money into their loved ones account. These days online fund transfer using mobile banking service is popular and is helping customers save a lot of time. Customers are able to carry out a wide range of banking functions from the luxury of their home using this service.

Learn more about Karnataka Bank Savings Account, KBL Sapphire Savings Account, KBL SB Gen Savings Account

Services offered by KBL mobile banking service

  • Balance enquiry
  • Loan account enquiry
  • Request for a mini statement
  • Check cheque status
  • Get IFSC code of a bank
  • Acquire customer care details
  • Change primary account
  • Request stop payment on cheque
  • Request new cheque book/debit card/debit card PIN/new account/fixed deposit
  • Transfer funds
  • Create/manage/generate MMID
  • Locate the nearest ATM or bank branch
  • Book flight tickets
  • Recharge mobile/DTH
  • M-shopping
  • Pay utility bills

How to register for KBL mobile banking service?

  • Customers will have to visit their respective base branch to register for Karnatka Bank mobile banking service.
  • The bank branch will receive the mobile banking application and will activate the facility if the customer meets the KYC norms set by the bank.
  • Upon successful registration, a mobile banking user ID and mobile banking pin(MPIN) will be sent to the customer’s registered mobile number via SMS.
  • Customers will have to login using the credentials from their registered handset to activate mobile banking service.
  • The activation process will be completed after the bank validates the details online.

How to Login to Karnataka Bank’s Mobile Banking App

You will have to follow the steps given below to log in to the Karnataka Bank mobile banking app:

  • Download the Karnataka Bank mobile app to your phone.
  • Register yourself by providing your mobile number. A One-Time Password (OTP) will be sent to your mobile phone, which you will have to enter.
  • Set an mPin of 4-digits which you will use for login purposes. It is important to ensure you do not share this number with anyone.

Using internet banking

You can use your net banking credentials to log in to the Karnataka Bank mobile app.

Using finger print

You can visit the ‘User Profile’ section on the app to enable finger print login. You can use your finger print to directly login to the mobile app.

How to Reset mPin

In case you forget the mPin, you can reset your mPin by creating a new one. The process to reset your mPin is given below:

  • Open the Karnataka Bank mobile banking app
  • Under the ‘ENTER MPIN’, you will find the ‘Forgot MPIN?’ option. Click on it.
  • You can then create a new mPIn for yourself and use it to log in to the mobile banking app.

List of Mobile Apps under Karnataka Bank

App name Features
KBL Mobile Plus
  • Balance Enquiry
  • Mini Statement
  • Cheque Status
  • Request Cheque Book
  • Fund transfer from your account to another KBL account
  • Fund transfer from your account to a non KBL account
  • Immediate Payment Services (IMPS)
  • Management and Regeneration of MMID
  • Credit Card Payment
  • Account Statements
  • Quick Bill Pay
  • Standing Instructions
  • Mobile and DTH recharge
  • Payments of utility bills
  • You can use your account number and IFSC code, or mobile number, or Aadhar Number, or your virtual address to make payment
  • Push and pull payments
  • Two-factor authentication in just a single click
  • Your virtual address can be used as a payment identifier to not only send money but also receive
  • You can use this app for all the transaction-related needs
KBL Apna
  • Mini Statement
  • Balance Enquiry
  • Mobile and DTH recharge
  • Fund transfer to another account using either IMPS or NEFT
  • Fund Transfer to own account and other's account within bank
  • Enquiry regarding fixed deposit
  • Enquiry regarding the status of cheque
  • Request for a new cheque book
  • Check interest rates for fixed deposits, loans, etc.
  • Search for the nearest KBL ATM, branch, IFSC code of the branch
KBL mPassBook
  • Check the details of your account using this app
  • Check the transaction history of all the paymentsmade and received till date in a paperless manner
  • Create a personalised ledger by personalising your transactions under income and expenses category
  • Choose from 12 languages for a smooth banking experience
  • Generate account statement in PDF or Excel format
  • Share the details of your account through SMS/Email to facilitate remittance
  • Get the list of Indian holidays
  • Locate the bank’s branches and ATMs

Karnataka Bank Mobile Banking Service FAQs

  1. Would I be able to access the KBL mobile banking service when I travel abroad?

    No. Unfortunately, you cannot use the KBL mobile banking service when you are travelling abroad.

  2. Should I pay a fee to activate the KBL mobile banking service?

    Currently, the KBL mobile banking service is offered free of cost.

  3. How can I get the MMID/MMIDs for my account/accounts?

    You can send a SMS to 9880654321 to get the MMID for your account. You can just type MMID and send it to the phone number mentioned.

  4. Can I use KBL mobile banking service if I change my phone number?

    You will have to contact the bank and submit an application if you change your phone number.

  5. What should I do if I lose my mobile phone?

    Please walk into the nearest bank or call the customer care and inform them that you have lost your phone. Request the bank to deactivate your mobile number from the mobile banking database.

  6. Can I use the KBL mobile banking service from any mobile handset?

    You should have a smartphone to access the KBL mobile banking service. All Android/Windows/Apple phones support the KBL mobile banking service.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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