Karnataka Bank Balance Enquiry

The first step to managing your finances intelligently is to know about your bank balance. Customers can check their account information anytime, anywhere, thanks to Karnataka Bank’s multiple convenient balance inquiry options. No matter what your preference is, whether it be internet banking, SMS, missed call facility, or mobile banking, Karnataka Bank has the required facilities. 

Updated On - 05 Sep 2025

How Do I Register my Mobile Number to Check my Karnataka Bank Balance? 

Missed call services require customers to register their mobile number with Karnataka bank. This process is very simple, and customers can change/update their mobile number at any Karnataka bank branch by presenting proper identification. Karnataka Bank customers can use missed call services to view their account balance after they update their phone number to one that they would like to use.  

Let’s look at the different ways you can check your balance at Karnataka Bank. 

Missed Call Service for Quick Balance Update 

Karnataka Bank’s Missed Call Banking provides a simple way to check balance. There is no cost, and it can be used 24/7. If a customer is registered for missed call banking, they can dial 18004251445 using their registered mobile number which will automatically end the call, and the customer will receive SMS with their balance information. It is a good option for those without internet access.  

SMS Banking Services 

Customers can also check their balance through SMS service. To use this service, enter your registered mobile number (BALAccount Number), and send it to 9880654321. This is a great option for customers who prefer text messaging over calls or apps and need account updates at their convenience.  

Mobile Banking App: KBL Mobile Plus 

KBL Mobile Plus, the Karnataka Bank mobile application, provides users complete access to banking functions such as viewing balance. Users can easily view their balance, access mini statements, and manage transactions after logging in. This app can be downloaded for both IOS and Android devices, and users must register to use the app.  

Internet Banking Platform 

Customers can access their balance via KBL NetBanking by logging into their account using any browser. After logging in, customers can view account balance, transaction history, and more. Customers must register through their home branch or online with a user ID and password prior to using the service. 

Passbook and ATM Inquiry 

There are also more conventional options, such as utilizing a Karnataka Bank ATM or upgrading your bank passbook in-branch. Although these methods have become less popular with the advent of digital options, they are still useful for accurate balancing of updates. Just insert your card, enter your PIN, and select ‘Balance Inquiry’ in the ATM.  

Unified Payments Interface (UPI) 

Users of UPI apps like Google Pay, PhonePe, or Paytm who have linked to their Karnataka Bank account can also view their balance. After setting the UPI PIN, select the option in the app to ‘Check Balance’. This is a convenient option, especially for the users that are already making daily payments through UPI. 

Things to Remember 

  1. Always use your registered mobile number for SMS or missed call services to get the correct information. 
  1. To use mobile banking and access the internet, you must require prior registration. 
  1. SMS services can be chargeable depending on your telecom carrier.  

FAQs on Karnataka Bank Balance Inquiry

  • What is the missed call number for checking the Karnataka Bank Balance?

    To get your balance information via SMS, you can make a missed call from your registered number to 18004251445.  

  • Is it possible for someone without internet access to check their Karnatak Bank balance?

    Yes, you can check your Karnataka Bank balance by using SMS banking service and the missed call service that does not require internet access.  

  • Do I need to register to use mobile banking services?

    Yes, in order to use the KBL Mobile Plus app services, you will need to register. 

  • Can I use UPI to check my balance for Karnatak Bank?

    Yes, you can easily view your balance after you connect your Karnatak Bank account to any UPI app.  

  • Will I be charged for any balance inquiry?

    Missed call service is free, but SMS charges may apply based on your mobile phone.  

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.