Jana Small Finance Bank

1. The applicant must be an Indian Resident 

1. The required average minimum monthly balance is Rs.2 lakh in metro cities and Rs.1 lakh in non-metro cities 

1. The bank offers free banking services such as – debit card, unlimited ATM transactions, cheque book card and online and branch transactions 

1. Select Savings Account can be opened either by an individual or jointly and by a senior citizen 

1. The required documents are as per the bank’s KYC policy 

Silver Select Savings Account 

The Silver Select Savings Account offered by Jana Small Finance Bank is designed to make banking easier. The bank also offers special privileges such as free banking services, complimentary golf sessions, health check-ups, and OTT subscriptions. 

Following are the details about the account: 

1. The applicants must be an Indian citizen and above the age of 60 

1. The minimum required average monthly balance is Rs.1.5 lakh in metro and Rs.75,000 in non-metro 

1.  The bank offers free banking services such as – debit card, unlimited ATM transactions, free online and branch transaction, and cheque book card 

1. The required documents are as per the bank’s KYC policy 

Savings Plus Account 

Savings Plus Account is another savings account offered by the bank. The following are details about the account: 

1. Applicant must be an Indian resident 

1. Savings Plus Account can be opened either by an individual or as a joint account and by senior citizens as well 

1. The required minimum average monthly balance is Rs.50,000 in metro cities and Rs.25,000 in non-metro cities 

1. RuPay platinum debit card is provided 

1. Unlimited withdrawals from the bank's ATMs across India 

1. Up to 10 free transactions per month at other bank ATMs 

1. Mobile banking app facility 

1. Domestic airport lounge access 

Salary Account 

The bank offers salary accounts with varied benefits. The following are the details about the account: 

1. New as well as existing customers can open a salary account in Jana Small Finance Bank 

1. Individual customers can open salary accounts introduced by their employer 

1. Required average monthly balance is zero 

1. RuPay platinum debit card is provided with high ATM withdrawal and POS limit 

1. Unlimited cash withdrawal with no cap on amount and number of transactions 

1. Mobile banking app facility 

Jana Small Finance Bank Interest Rates 

The interest rates offered by the bank for various savings accounts are as follows: 

Note: 

1. These Interest rates are effective from 2 September 2023, and are subject to change  

1. Interest rates are calculated based on balance at the end of the day and is credited to the account on quarterly basis 

Required Documents 

The required documents to open a savings account are as follows: 

1. Aadhaar card 

1. PAN card or Form 60 (In case of Form 60, a certified copy of officially valid documents should be submitted) 

1. The Foreign Account Tax Compliance Act (FATCA) declaration which is a part of the account opening form 

1. Recent photograph