IndusInd Bank SMS Banking

IndusInd Bank’s SMS Banking Service allows customers to access account information and perform various banking functions directly from their mobile phones. This service ensures full control and access to their bank account anytime, anywhere.

Updated On - 03 Oct 2025
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The SMS Banking Service is quite user friendly and simple to use. The customer simply has to SMS the particular request which they want to perform and they will get a reply instantly on their registered mobile number.

Indusind Bank SMS Banking

In order to start using the SMS Banking Service, you must link your mobile number to your bank account number. To update your mobile number to your account, you can visit any IndusInd Bank branch and place a request for the same. With the SMS Banking Service, you can perform a variety of functions such as check your savings account balance, get a transaction history of last 3 transactions, generate an MMID for your account, recharge your own mobile number or another mobile number, besides several other functions.

Following are some of the functions you can perform from your mobile number under SMS Banking. You must send your message with the keywords to the SMS Banking number provided i.e. 92122 99955.

Service

SMS Format

Checking account balance

BAL

Check last 3 transactions done

MINI

Recharge your own mobile number

MYREC<space>RECHARGE AMOUNT<space>Last 4 digits of debit card. Example: MYREC 100 5678 (Rs. 100 own-mobile recharge if debit card no. is xxxx xxxx xxxx 5678)

Recharge DTH Connection

DTH <space> SUBSCRIBER ID <space> OPERATOR NAME <space> RECHARGE AMT <space> Last 4 digits of debit card. Example: DTH 12345 TATASKY 500 5678 (Rs. 500 recharge for Tatasky subscriber ID 12345 if debit card no. is xxxx xxxx xxxx 5678)

Generate MMID

GETMMID

Bank Account Related Request:

Bank account related requests such as request for a duplicate statement, duplicate FD advice, add-on card, TDS certificate, apply for a home loan, FD, credit card, account grouping, new account, new e-locker or submission of a complaint can be done by sending the following SMS keywords to 567677.

Type of Request

Keyword

Request for a duplicate statement

STMT <space> last 4 digits of the account no. Example: STMT 5678 (If Account no. is xxxx xxxx 5678)

Request for duplicate FD advice

DFD<space>last 4 digits of FD no. Example: DFD 1234 (If FD no. is xxxx xxxx 1234)

Request for Add-on card

ADD ON<space>last 4 digits of account no. Example: ADD ON 5678 (If Account no. is xxxx xxxx 5678)

Request for TDS Certificate

TDS<space>Pan No<space>QuarterFY. Example: TDS ABCDE1234F Q3FY2016 (If PAN is ABCDE1234F)

Apply for home loan

HL<space>last four digits of account no. Example: HL 5678 (If Account no. is xxxx xxxx 5678)

Apply for a credit card

CC<space>last four digits of account no. Example: CC 5678 (If Account no. is xxxx xxxx 5678)

Apply for FD

FD<space>last four digits of account no. Example: FD 5678 (If Account no. is xxxx xxxx 5678)

Apply for account grouping

Group A/C<space>last four digits of account no. Example: GROUP A/C 5678 (If Account no. is xxxx xxxx 5678)

Apply for a new account

New Acc<space>last four digits of account no. Example: New Acc 5678 (If Account no. is xxxx xxxx 5678)

Apply for an e-locker

Elocker<space>last four digits of account no. Example: ELOCKER 5678 (If Account no. is xxxx xxxx 5678)

Lodge a complaint

COMPLAINT

Help for any of the above SMS Keywords

HELP

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on IndusInd Bank SMS Banking

  • How can I check my IndusInd bank account balance by SMS?

    IndusInd's SMS banking feature offers many benefits and just requires sending a text message from the registered contact number. Send 'BAL' to 92122 99955 to know your IndusInd bank account balance.

  • What is the SMS name of IndusInd Bank?

    IndusInd Bank Balance Enquiry SMS is available through the phone number 9212299955. Enter the code "BAL" in your registered mobile number. Feel free to send it to 9212299955. IndusInd Bank will send your Account balance via SMS to your registered mobile number.

  • Can we check bank balance through SMS?

    You need to send the message in the format <BALAVL><space><Account Number><space><MPIN>. You will receive an SMS with your bank balance details on the same number. For example, if your bank account number is 9999 9999 9999 and your MPIN is 8888, you need to send an SMS saying: BALAVL 999999999999 8888 to 9444394443.

  • How to start SMS banking?

    Send SMS <MBSREG >to 9223440000 You will get a User ID and default MPIN. You will receive SMS – “Your MPIN is changed”. It is desirable to change MPIN at regular intervals or whenever there is an apprehension that secrecy has been lost. your MPIN before registering at the ATM.

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