To offer added convenience to their customers, IndusInd Bank has introduced the SMS Banking Service which basically enables customers to not only access information related to their account on their mobile phone but also carry out various banking functions via SMS. With this SMS Banking Service, not only can customers get full access to their bank account but also ensure that they have full control, no matter where they are. The SMS Banking Service is quite user friendly and simple to use. The customer simply has to SMS the particular request which they want to perform and they will get a reply instantly on their registered mobile number.
In order to start using the SMS Banking Service, you must link your mobile number to your bank account number. To update your mobile number to your account, you can visit any IndusInd Bank branch and place a request for the same. With the SMS Banking Service, you can perform a variety of functions such as check your savings account balance, get a transaction history of last 3 transactions, generate an MMID for your account, recharge your own mobile number or another mobile number, besides several other functions.
Following are some of the functions you can perform from your mobile number under SMS Banking. You must send your message with the keywords to the SMS Banking number provided i.e. 92122 99955.
| Service | SMS Format |
| Checking account balance | BAL |
| Check last 3 transactions done | MINI |
| Recharge your own mobile number | MYREC<space>RECHARGE AMOUNT<space>Last 4 digits of debit card. Example: MYREC 100 5678 (Rs. 100 own-mobile recharge if debit card no. is xxxx xxxx xxxx 5678) |
| Recharge DTH Connection | DTH <space> SUBSCRIBER ID <space> OPERATOR NAME <space> RECHARGE AMT <space> Last 4 digits of debit card. Example: DTH 12345 TATASKY 500 5678 (Rs. 500 recharge for Tatasky subscriber ID 12345 if debit card no. is xxxx xxxx xxxx 5678) |
| Generate MMID | GETMMID |
Banking Account Related Request
Banking account related requests such as request for a duplicate statement, duplicate FD advice, add-on card, TDS certificate, apply for a home loan, FD, credit card, account grouping, new account, new e-locker or submission of a complaint can be done by sending the following SMS keywords to 567677.
| Type of Request | Keyword |
| Request for a duplicate statement | STMT <space> last 4 digits of the account no. Example: STMT 5678 (If Account no. is xxxx xxxx 5678) |
| Request for duplicate FD advice | DFD<space>last 4 digits of FD no. Example: DFD 1234 (If FD no. is xxxx xxxx 1234) |
| Request for Add-on card | ADD ON<space>last 4 digits of account no. Example: ADD ON 5678 (If Account no. is xxxx xxxx 5678) |
| Request for TDS Certificate | TDS<space>Pan No<space>QuarterFY. Example: TDS ABCDE1234F Q3FY2016 (If PAN is ABCDE1234F) |
| Apply for home loan | HL<space>last four digits of account no. Example: HL 5678 (If Account no. is xxxx xxxx 5678) |
| Apply for a credit card | CC<space>last four digits of account no. Example: CC 5678 (If Account no. is xxxx xxxx 5678) |
| Apply for FD | FD<space>last four digits of account no. Example: FD 5678 (If Account no. is xxxx xxxx 5678) |
| Apply for account grouping | Group A/C<space>last four digits of account no. Example: GROUP A/C 5678 (If Account no. is xxxx xxxx 5678) |
| Apply for a new account | New Acc<space>last four digits of account no. Example: New Acc 5678 (If Account no. is xxxx xxxx 5678) |
| Apply for an e-locker | Elocker<space>last four digits of account no. Example: ELOCKER 5678 (If Account no. is xxxx xxxx 5678) |
| Lodge a complaint | COMPLAINT |
| Help for any of the above SMS Keywords | HELP |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
