Indian Bank Balance Check Number

Indian Bank, one of the public sector banks in India, that offers various banking services including internet banking, mobile banking and many more to ensure seamless and effortless banking transaction. The accountholders of Indian Bank accounts can not only open savings account but also apply for loan, block their cards, and perform various other banking transaction without visiting the branch themselves.  

One such services offered by Indian Bank is balance enquiry which can even be performed through various ways apart from visiting the branch. Here are more details about the Indian Bank balance check number and ways to enquire about account balance.

How to Check Balance for Indian Bank Account?

The following is the list of ways through which you can check balance for Indian Bank savings account: 

  1. Toll-Free Number: 

Savings bank account holders can check the Indian Bank account balance by calling 1800 425 00000. The following are the steps to check the account balance: 

  1. Call the toll-free number of the bank from your registered mobile number 
  2. The language will have to be chosen by the accountholder 
  3. Then the accountholder gets connected to the customer service assistant who provides the account balance 
  1. Missed Call Service 

Here are the steps to check Indian Bank account balance through missed call service: 

  1. The accountholder must register their mobile number with the account 
  2. The accountholder needs to give missed call from their registered mobile number to +91 8108781085 
  3. The accountholder will receive SMS informing details about their account 
  1. SMS: 

To check balance, Indian Bank accountholders need to send SMS 94443-94443 anytime from their registered mobile number. The following are the steps to check balance through SMS banking: 

  1. Go to the ‘Menu’ option in the mobile phone from the number which is registered 
  2. Select ‘Messages' 
  1. Choose ‘Write messages’ 
  2. Type ‘BALAVL’ (space) account number (space) MPIN 
  3. Press on ‘OK’ 
  4. Send it to 94443-94443 
  5. After sending the message you will receive the account balance 
  1. Net Banking 

Indian Bank accountholders can avail themselves of net banking services for various online banking services. Accountholders can register for net banking services while opening savings account with Indian Bank and can avail themselves of the services besides checking account balance. Here are the steps to check account balance: 

  1. Visit the official website of Indian Bank (https://www.indianbank.net.in) 
  2. Click on ‘Login for Net Banking’ 
  3. After successful login, on the home page of Indian Bank Net Banking you can check account balance instantly 
  1. Mobile Banking 

Indian Bank provides two mobile banking application to Indian Bank accountholders for various services including balance check: 

  1. IndOASIS – Indian Bank Mobile Banking: The application can be downloaded and installed on Android or iOS devices. Apart from balance enquiry, this application offers services, such as fund transfers, cheque book request, mini statement, and many others. 
  2. Indian Bank Corporate Merchant: This application facilitates various online banking services to corporates and merchants. 
  1. ATM 

The following are the steps to check the account balance through ATM: 

  1. Visit the Indian Bank ATM 
  2. Insert your debit card into the ATM 
  3. Enter your ATM PIN 
  4. Choose ‘Balance Enquiry’ from the options displayed on the screen 
  1. The ATM will generate receipt that will display the account balance 
  1. UPI 

There are various UPI applications, such as Google Pay, Amazon Pay, Freecharge, CRED, Bajaj Finserv, PhonePe, and Samsung Pay through which accountholders can check their account balances. Here are the steps to check account balance using these applications: 

  1. Download and install the application on your mobile device 
  2. Enter security code to unlock the application 
  3. Select the account for which you want to check the account balance 
  4. Click on ‘Check Account Balance’ option 
  5. Enter the UPI PIN 
  6. After entering the PIN, the screen will display the account balance 
  1. E-Statement 

The following are the steps to check account balance via e-statement: 

  1. Visit the official website 
  2. Accountholders will need to log in using their account number 
  3. Enter the captcha code 
  4. After entering the required details, accountholder will be able to see the complete e-statement and account balance 
  1. WhatsApp Banking 

Here are the steps to check Indian Bank account balance via WhatsApp Banking: 

  1. Send ‘Hi’ from your registered mobile number 
  2. Send the SMS to 8754424242 

Accountholders can not only check balance but also block cards, raise complaints, apply for loan, open savings accounts, and many more for free of cost. 

  1. Email: Accountholders need to send an email to rtgs@indian-bank.com requesting the account balance and the accountholder will receive the details of the account balance. 
  2. Offline: 

The following are the ways through which accountholders can check balance offline: 

  1. Visting branch: 
  1. The accountholder needs to visit the branch 
  2. Request the bank official to provide the account balance 
  1. Passbook: 

Here are the steps to check account balance via passbook: 

  1. Insert the passbook in the slot of the passbook vending machine to scan the barcode 
  2. The passbook will be printed and once it's done turn over to the next page 
  3. Repeat the process once the process gets completed, and the account balance will be printed on the passbook 

How To Register to SMS Banking for Indian Bank Balance Check? 

The following are the steps to register to SMS banking for Indian Bank balance check: 

  1. Visit the Indian Bank branch 
  2. For registration for SMS banking, fill in and submit the application form 
  3. To avail the Indian Bank SMS Banking service, the accountholder need tick the checkbox against the mobile banking services and provide the registered mobile number 
  4. The form needs to be submitted by the accountholder along with the mobile number after which they can avail themselves of mobile banking services for balance check 

Indian Bank Balance Check Via Automatic SMS Updates 

SMS are sent on the registered mobile number of accountholder when any amount is credited or debited. The following is the list of keywords for various SMS services: 

  1. BALAVL: Balance Enquiry 
  1. CHGPIN: Change in PIN for mobile banking 
  2. DCHSTS: Enquiry for status of deposited cheque 
  3. CHQSTS: Enquiry for status of issued cheque 
  4. LATRAN: Checking last three transactions 
  5. HELP: Help regarding how to use 

Services Offered by Indian Bank through WhatsApp Banking 

The following are the services offered under WhatsApp Banking by Indian Bank: 

  1. Open savings account 
  2. Apply for any loan 
  3. Check account balance 
  4. Raise a complaint for any banking issues 
  5. Request for blocking debit or credit card 

FAQs on Indian Bank Balance Check Number

  • How can I alter my mobile banking PIN using SMS?

    You can alter your mobile banking PIN (Personal Identification Number) using SMS, you need to type ‘CHGPIN’ to 9444394443 from your registered mobile number. 

  • Is SMS service for account balance checks in Indian Bank free of charge?

    No, SMS service offered by Indian Bank to check account balance are not offered free of cost. The service can be availed by the bank customer by paying a nominal SMS fee. 

  • How can I check my mini balance in Indian Bank?

    To check mini balance in Indian Bank by sending missed call to 8108781085 or 180042500000 from your registered mobile number. 

  • How can I get transaction details in Indian Bank?

    You can get the transaction details in Indian Bank through multiple ways, such as mobile banking, updating passbook, internet banking, or Ask for a statement at your branch. 

  • How can I check the Indian Bank account balance through IndPay mobile app?

    To check the Indian Bank account balance through IndPay mobile application, you first need to install the application, then login using your credential and go to ‘Accounts’ option to get the account balance details. 

  • Is it possible to check the balance of any other Indian Bank customer?

    No, you cannot check the balance of any other customer of Indian Bank as the balance enquiry phone number of Indian Bank follows the privacy policies and does interfere into the other customers’ banking details. 

  • Can I block a cheque that is being enchased through SMS facility of Indian Bank?

    No, you cannot block the cheque through SMS facility, and it can only be done through internet banking or IndPay application. 

  • How to register for Indian Bank Balance Enquiry by SMS Banking?

    You need to register for Indian Bank balance enquiry via SMS banking to avail yourself of the SMS banking services. For this you need to visit the bank branch and submit the dully filled and signed application form to request for SMS banking services. 

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