IDFC First Bank Balance Check

The merger of Infrastructure Development Finance Company and Capital First, an Indian non-bank financial institution introduced IDFC FIRST Bank, an Indian private sector bank in 2015. The bank offers various banking services starting from saving account and deposits to many more. Customers of this bank can open their account and start deposits either by visiting the bank or through online mode. 

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The bank also enables their customers to check their account through multiple modes to keep track of their account balance. Here are more details on how you can check the account balance of IDFC First Bank. 

Modes of Balance Check of IDFC FIRST Bank Account 

Here is the list of various online and offline modes of checking balance of IDFC First Bank account: 

Online: 

The following are the various online modes of checking account balance of IDFC First Bank: 

  1. Net Banking 

The following are the steps to check account balance of IDFC First Bank through net banking: 

  1. Visi official net banking page t IDFC First Bank (https://my.idfcfirstbank.com/activate-net-banking) 
  2. Enter mobile number and customer ID 
  3. Set the internet banking password 
  4. Enter the OTP received on your registered mobile number 
  5. Net banking page will open and click on ‘Account Balance’ tab 
  6. The account details will be displayed, showing the current balance, transactions made, and many more 
  1. Mobile Banking 

The following are the steps to check account balance of IDFC First Bank through mobile banking: 

  1. Download IDFC First Bank App on your mobile device from Play store 
  2. Enter the registered mobile number 
  1. For authentication, enter the Customer ID 
  2. Link your savings account by entering the account number 
  3. Click on ‘Submit’ 
  4. Enter the OTP received on your registered mobile number 
  5. to access IDFC Mobile Banking, set up your MPIN 
  6. After logging into your mobile banking account, the account balance will be displayed on the homepage 
  7. For details transaction, you can click on ‘Smart Statement’ 
  1. Whatsapp Banking 

The following are the steps to check account balance of IDFC First Bank through Whatsapp banking: 

  1. Send ‘Hi’ to 95555 55555 from your registered mobile number 
  2. Menu option will be displayed 
  3. To know your account balance, enter ‘1’ 
  4. Voice message can also be sent to know the account balance 

Services Offered Through IDFC First Bank Whatsapp Banking 

Here is the list of services provided through IDFC First Bank whatsapp banking: 

Balance enquiry 

  1. Obtain the account statement 
  1. Get mini statement 
  1. Check the details of your ongoing loan  Get statement of EMI  
  1. Block your debit or credit card 
  2. Stop the cheque 
  3. Assistance on other banking queries 24x7 

IDFC Smartwatch Banking 

The following are the steps to check account balance of IDFC First Bank through IDFC Smartwatch banking: 

  1. Install the app on your smartwatch 
  2. Open the application and set MPIN 
  3. Just after opening the application, you can check the details of your savings or current bank account 

Note: The app can be installed in Apple watch 2.0 & iOS 10 and above, and Android OS 2.0 and version 23 and above. 

UPI 

The following are the steps to check account balance of IDFC First Bank through UPI: 

  1. Log into your UPI application using your credentials 
  2. Click on ‘Check your account balance’ to know the amount in your account 

Email Alerts 

The following are the steps to check account balance of IDFC First Bank through email alerts: 

  1. At the time of opening account at IDFC First Bank subscribe to email alerts 
  2. Set the frequency of statement, either weekly, fortnight, or monthly 
  3. After setting the alert, the account statement will be sent to the registered email ID  

Offline

The following are the offline modes to check account balance of IDFC First Bank through: 

Missed Call Alert 

The following are the steps to check account balance of IDFC First Bank through missed call alerts: 

  1. From your registered mobile number, dial the toll-free number (1800-2700-720) 
  2. The call will get disconnected automatically and you will receive an automated message- “Thank you for calling IDFC Bank! You will receive an SMS for your request shortly” 
  3. The account balance will be sent to your number shortly 
  4. In case you, your number is not registered, visit the nearest branch to register for missed call alerts 
  5. to access mobile banking services, you can also dial 95555 55555 from your mobile number if it is registered with the bank 

SMS Alert 

The following are the steps to check account balance of IDFC First Bank through SMS alerts: 

  1. Type ‘BAL/BALANCE’ 
  2. Send this to 5676732 or 9289289960 from your registered mobile number 
  3. You will receive the details of account balance via SMS on your number 

ATM 

The following are the steps to check account balance of IDFC First Bank through ATM: 

  1. Visit the nearest branch of IDFC First Bank 
  2. Insert your debit card in the slot of the ATM machine 
  3. Select the preferred language 
  4. Enter your four-digit PIN 
  5. Select the account type (current or savings) 
  6. Choose balance enquiry option to get the account details 

Note: you can also use your IDFC First Bank ATM card at another bank’s ATM to check your account balance. 

Micro ATM 

Here are some details about Micro ATM through which you can check account balance: 

  1. Micro ATM is the handy version of ATM that offers banking access to the people of rural and remote areas. 
  2. The authorised bank agent operates the machine 
  3. Bank customers can insert their ATM or debit card to withdraw cash or check account balance  

Passbook 

Here is how to check account balance using your bank passbook: 

  1. IDFC First Bank provides a passbook to the customer during account opening. 
  2. Customers can check their account balance and transactions made through this physical document. 
  3. Accountholders can visit the nearest branch to update their passbook and check the account balance 

Visiting Branch 

Here are following details that you need to know about how to check account balance of IDFC First Bank by visiting the bank branch: 

  1. The account holder can also check your account balance by visiting the nearest bank branch. 
  2. They need to provide their name and registered mobile number to the aujthorised bank agent or official. 
  3. The bank representative will give you the details of the account balance and other information they need. 

FAQs on IDFC First Bank Balance Check

  • What is the toll-free number to check IDFC First Bank Account Balance?

    The toll-free number is 1800-2700-720 to account balance for IDFC First Bank. 

  • Can biometrics be used instead of MPIN for IDFC Mobile Banking App?

    Yes, biometrics can be used instead of MPIN for logging into IDFC Mobile Banking application. The user needs to make the changes in the mobile application setting by enabling ‘Fingerprint’ from the option ‘Security’. 

  • How do I find my Customer ID?

    Customer ID can be obtained from the welcome kit, welcome SMS, email, or account balance statement sent via email received during account opening. 

  • Are my WhatsApp Banking transactions safe?

    Yes, WhatsApp banking transactions for IDFC First Bank are safe as they use bot automation and the only registered number which is also your WhatsApp number can only access the WhatsApp banking. Moreover, it is highly encrypted, and the WhatsApp banking has the bank logo that ensures safe transaction. 

  • Why did I not get a call-back after I gave a missed call to the IDFC Phone banking number?

    You did not receive a callback after giving a missed call to the IDFC phone banking number, maybe because your number is not registered with the bank for phone banking. After it is registered you will receive an automated welcome message on your phone number. 

  • Can I access only one account from mobile banking?

    No, you can access all your accounts under the customer ID linked to the accounts via mobile banking including all the other services provided by IDFC First Bank. 

  • How can I check my IDFC Bank balance without internet?

    If you want to check your IDFC First bank account balance without internet, either you can call their toll-free number 1800-2700-720 or send SMS to 9289289960 from your registered mobile number. You will receive a callback or an SMS providing your account balance details. 

  • What is the process of IDFC fastag balance check?

    You can make a missed call on +91 99902 43331 to check the IDFC Fastag balance. 

  • How to register for IDFC First Bank Balance Check through SMS Banking?

    To register for the IDFC First Bank SMS banking, accountholders need to visit the nearest bank branch. Then the accountholder needs to fill in the application form and submit the dully signed form to the bank. After the process is finished, the customer can access SMS banking and check account balance.

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