IDBI Crown Salary Account

What is IDBI Crown Salary Account?

IDBI Crown Salary Account offers premium benefits like preferential loan rates, product discounts, and exclusive customer support. It includes zero-balance savings, low maintenance charges, faster transactions, and financial planning services. Extras like cashback and merchant offers add more value.

Updated On - 05 Sep 2025
Animated CTA

Features and benefits of IDBI Crown Salary Account 

The features and benefits of the IDBI Crown Salary Account are given below: 

  1. Special Privileges: You will enjoy special privileges that go beyond standard banking services. These may include preferential rates on loans, discounts on various banking products, and access to premium customer support services. 
  2. Easier and Quicker Transactions: Your account is designed to streamline your financial transactions. Expect faster and hassle-free processes when you're managing payments, transfers, or any other banking activities. 
  3. Value-Added Services: Your account comes with value-added services that enhance your banking experience. This might include personalized financial planning advice, investment opportunities, and more. 
  4. Exclusive Offers: As an esteemed Crown Salary Account holder, you can access a variety of exclusive offers, such as discounts at partner merchants, cashback deals, and other promotions that add value to your banking relationship. 
  5. Hassle-Free Banking: The account is designed to minimize the hassles associated with everyday banking. You can enjoy features like zero-balance accounts or reduced account maintenance charges, making your banking experience cost-effective.  
  6. Demand Drafts and Pay Orders Concession: IDBI Bank offers cost-effective financial transactions with concessions on Demand Drafts and Pay Orders. This can be particularly useful for various financial transactions and payments. 
  7. Multi-City at Par chequebooks: With this account, you get the convenience of receiving multi-city chequebooks on a quarterly basis at no extra cost. This is advantageous if you have financial transactions in multiple cities. 
  8. 24x7 Conveniences: You can access Internet Banking, Mobile Banking, and Phone Banking services 24/7 at no additional charges. This offers flexibility and convenience for managing your finances, anytime and anywhere. 
  9. Discount on locker facility: By maintaining a certain balance in your IDBI Bank Salary Account, you can receive discounts on locker facility services. This added security feature can be used at a reduced cost, ensuring the safety of your valuables. 

How to apply for the IDBI Crown Salary Account Offline?

  1. Step 1: Locate the nearest branch by using the branch locator on the IDBI Bank website or by asking for directions at your local branch. 
  2. Step 2: Continue the application process with the assistance of bank representatives at the branch. 
  3. Step 3: Following your visit to the branch, a representative from IDBI Bank will contact you. 
  4. Step 4: The representative will guide you through the application process, provide the necessary forms and documents, and offer further assistance if needed. 

How to apply for the IDBI Crown Salary Account Online?

  1. Step 1: Visit the IDBI Bank website and navigate to the Crown Salary Account section. 
  2. Step 2: Find contact information or an online inquiry form to express your interest in opening an account. 
  3. Step 3: Submit your queries and request for information online. 
  4. Step 4: Fill Online Application (Online) 
  5. Step 5: Once you've expressed your interest online, you may receive instructions for filling out an online application form. 
  6. Step 6: Complete the online application form, providing the required information and documents electronically. 
  7. Step 7: Verification and Confirmation (Online) 
  8. Step 8: After submitting the online application, IDBI Bank's representatives will review your application and documents. They may contact you for any additional information or clarification. 
  9. Step 9: Upon successful verification, you will receive confirmation and instructions on how to proceed with your Crown Salary Account. 

Services with Charges:

Service 

Charges (in Rs.) 

Statement Daily

Physical from Branch: Rs.5

By Post/Courier: Rs.5

By e-mail: Rs.5

Amount Slab 

Branch (Rs.) 

Net Banking (Rs.) 

Upto Rs.5,000 per Transaction

Free

Free

Above Rs.5,000 - Rs.10,000

Rs.2

-

Above Rs.10,000 - Rs.1 Lakh

Rs.5

-

Above Rs. 1 Lac - Rs.2 Lakh

Rs.15

-

Above Rs.2 lakh

Rs.25

-

Rs.2 Lakh - Rs.5 Lakh

Rs.24.50

-

Above Rs.5 Lakh

Rs.49.50

-

UptoRs.1000/- per Transaction

NIL

NIL

Above Rs. 1000/- - Rs. 1 Lac

Rs.5

Rs.5

Above Rs. 1 Lac

Rs.15

Rs.15

Above Rs. 5 Lac

NA

NA

Excess charged @Rs 3 per Rs1000. (Min. Rs.25 and Max Rs.10,000)

-

-

Unlimited NEFT/RTGS/IMPS per month via Net Banking/Mobile Banking Channel

Free

Free

FAQs on IDBI Crown Salary Account

  • How can I avail the insurance benefits associated with the IDBI Crown Salary Account?

    The insurance cover is automatically activated 60 days after the date of account opening or activation. It is subject to the criteria of having the required total salary credit. If the salary is not credited for six consecutive months, the salary account benefits will be withdrawn. 

  • Are there any discounts available for locker facilities with this account?

    Yes, based on the Monthly Average Balance (MAB) in the account, you can get a discount on locker charges. 

  • How can I apply for the IDBI Crown Salary Account, and what documents are required?

    To open an IDBI Crown Salary Account, you typically need to provide proof of identity, address, and income, along with other Know Your Customer (KYC) documents. You can visit an IDBI Bank branch to initiate the account opening process.

  • Are there any charges for NEFT, RTGS, or IMPS transactions with this account?

    No, the account offers unlimited free NEFT, RTGS, and IMPS transactions per month through Net Banking and Mobile Banking channels. 

  • What happens if there is no salary credited to the IDBI Crown Salary Account for an extended period?

    If there are no salary credits in the account for six consecutive months, the salary account benefits will be withdrawn, and the account will be transferred to the Normal Savings Scheme (RSNEW) without any further intimation. The customer will be bound to maintain a minimum Monthly Average Balance (MAB) as applicable from time to time, and the terms and conditions of a regular savings account will apply from that point. 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.