Whoever said wishes don’t come true hasn’t explored our offers!

Creating Standing Instructions and Closing an Account with Bank of Baroda

Bank of Baroda was founded in 1908 in Baroda, Gujarat. Sir Sayajirao Gaekwad-III—The Maharaja of Baroda—founded the bank for the princely state. The bank was nationalised in 1969 and was designated as a profit-making public sector undertaking (PSU) by the Government of India. At present, the bank has over 5,000 branches in India and other parts of the world. In addition, the bank has over 10,000 ATMs across the country.

Bank of Baroda has kept up with the technological advancements that have taken place thus far and has managed to grow its current customer base. Additionally, the bank has also set up specialised branches that aim to exclusively serve specific customer divisions.

Apart from internet banking and mobile banking facilities offered by Bank of Baroda, it also provides its customers with the option of creating standing instructions towards payment of various services. These services include payment of credit card bills, insurance premiums, and utility bills.

The bank has the Baroda Bill Pay service to help their customers pay their bills online. The bank created the Bill Pay service in association with BillDesk. This allows customers to set a schedule for the payment of different bills on a specified date. This facility is often used when the customer has to make payments for specific purposes at regular intervals.

AutoPay: Bank of Baroda’s Standing Instruction Service

The bank’s Baroda Bill Pay service is currently available in the following cities: Mumbai, Bengaluru, Chennai, Delhi, Kolkata, Hyderabad and Ahmedabad. The Baroda Bill Pay offers its customers their standing instruction service called AutoPay. The customer can set up instructions for the payment of their bills, including the date and amount to be paid each month. When a standing instruction is created, bill amounts are processed when the request for bill payments are raised. The customer has the option of reviewing their bills before the amount is debited from their Bank of Baroda account. Furthermore, the bank sends the customer notifications of bills that are due and a notification when payments are completed on their registered email IDs.

Creating a Standing Instruction

The process of creating a standing instruction with Bank of Baroda’s Baroda Bill Pay service is fairly simple and can be completed in a few easy steps. The registration for the service can be done both online and offline.

Registering Offline

Offline registration can be done by visiting a Bank of Baroda branch and requesting for a Baroda Bill Pay form. The customer details must be filled out accurately and the personal information section should be filled exactly as provided to the bank when opening the account. The form should also include the customer’s account number, the bank branch’s MICR code and account type. The customer also needs to provide the list of billers to whom they wish to make regular payments. The completed form should be signed by the customer and submitted to the customer’s bank branch.

Registering Online

To register online, the customer has to visit Bank of Baroda’s official Baroda Bill Pay website. Select the “Register Now” option to move forward. The steps to enrol with the bank’s AutoPay service are as follows:

  • The customer has to first fill out their personal details. This includes providing their email ID to which the bank would send notifications. In addition, customers would also have to create a username and password.
  • The next step in the registration process involves filling out bank details such as the bank account number, account type and the MICR code of the customer’s bank branch.
  • The last step in the registration process is printing out the forms filled out and signing both forms. In addition, the customer would have to attach a blank cancelled cheque or a photocopy of the same. The bank would require the blank cheque to verify the code number.
  • After these steps above are completed, the forms should be submitted to the customer’s bank branch.

Bank of Baroda offers this service to its customers for free. Standing instructions can be changed or cancelled online by choosing the “Edit” and “Delete” options in the Scheduled Bills sections. Apart from the date of bill payment, the customer can also specify the amount of the bill that they wish to be paid. For instance, the customer can set a standing instruction for the payment of their credit card bill on the 3rd of every month; and can choose to set a standing instruction to pay either 100% of the outstanding amount or 50% of the outstanding amount. In cases where a customer has multiple bank accounts, they can choose the account from which they want the amount to be debited.

The payment of a particular bill is processed after the date specified by the customer in the standing instruction. The amount is usually debited from the customer’s within 2-3 from specified bill payment date. If a customer wishes to know the status of their bills, they can check the “Scheduled Bills” section in their net banking account. If the bill to be paid is still being processed, the status of payment will be marked as “Delivered”. When the payment is complete and the amount has been debited from the customer’s account, the status in the scheduled bills section will be marked as “Paid”.

Closing an Account with Bank of Baroda

If a customer wishes to close their Bank of Baroda account, the following steps should be taken:

  • The account holder should provide a written statement of their request to close the account. This can be done by picking up an Account Closure form from the bank branch. The form must be accurately filled and should mention the account holder’s name, account number, mobile number and the mode through which they would like to receive the funds in their account i.e cash, cheque or transfer to another account.
  • The form must be signed by the account holder and submitted to the bank branch.
  • When submitting the forms, the customer will also have to surrender their passbook, cheque book and debit card. Unused cheque leaves will also have to be submitted to the bank.
  • The customer will then have to submit documents for proof of identity and address proof.
  • After the above-mentioned documents are submitted, the bank will begin processing the request to close the account. Before the account is closed, the balance is returned to the account holder in the method specified in the Account Closure form.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Creating Standing Instructions and Closing an Account with Bank of Baroda Reviews

Page 1 of 3 1 2 3
  • Kotak
    "Worst bank ever"
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    Itâ??s not even worth one star rating. This is the second time I had applied and got an atm card and itâ??s again showing itâ??s various way to not trust again. After few months the card will start declining wherever I have to pay, will say that the mpin is wrong even if itâ??s right, if you want to pay through google or paytm also it wonâ??t work. This was the last time I got any card from this bank.
    Was this review helpful? 235
    , bangalore
    Reviewed on Mar 15, 2020
  • YES Bank
    YES Bank
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
    Was this review helpful? 231
    , hyderabad
    Reviewed on Mar 20, 2019
  • Kotak
    "Better"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I am having a Platinum Debit card from Kotak Mahindra Bank. The daily withdrawal limit is sufficient. I don't get any benefits on the card but its easily accessible everywhere. I got a hidden charges of 150 rupees which was debited from my account. There is no charges for other ATM swipes and there is no limitation.
    Was this review helpful? 252
    , mumbai
    Reviewed on Jan 28, 2019
  • Kotak
    "Worst Kotak 811 services"
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    Opened an account in December 2018 not received any call from customer care for document completion till yet also visited the nearest branch and no action has been taken . Worst services of this bank . Even the executive and staff has not been responsible and their behavior is also very rude.
    Was this review helpful? 260
    , new delhi
    Reviewed on Jan 16, 2019
  • YES Bank
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
    Was this review helpful? 167
    , bangalore
    Reviewed on Oct 03, 2018
  • YES Bank
    "SUPER BANK"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I've been using the YES BANK Edge credit card for a while. The Value of the points are really good. I've already accumulated more than 15000 reward points. I am really impressed with the card and their services. I never had any issues with them.
    Was this review helpful? 141
    , hyderabad
    Reviewed on Sep 19, 2018
  • YES Bank
    "What to write? You can write a review about any Loan produc"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    awesome great job i like your services i feel happy u provided help to need a urgent way tnq so much tnq bankbazar first time i am online visitor i cant explain how much i m happy bankbazar i would like too u say thnku bankbazaar your service is too much fast rapid
    Was this review helpful? 107
    , bangalore
    Reviewed on Mar 11, 2018
  • Kotak
    "Good Bank"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I have a Kotak Bank i opened through Online portal. It is Very Easy to Open .Zero Rupees Charges.I ordered for a Debit card of kotak bank i got it delivered.Kotak App is Very User Friendly to Everyone.Zero balance maintain No Extra Charges..Quite Good App
    Was this review helpful? 170
    , bangalore
    Reviewed on Feb 16, 2018
  • Kotak
    "Decent Credit Card"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I have a Salary account with them and the bank has offered a complimentary Credit card on the basis of this account. They have given me a Credit Limit of Rs.2.5 Lakhs, which I felt is quite a good one to have. One thing which let me down over here is their high interest rate. Also an added advantage is, they have good reward points system available with them.
    Was this review helpful? 120
    , chennai
    Reviewed on Jan 23, 2018
  • Kotak
    "Good"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I am using domestic debit card of Kotak Mahindra Bank. The daily withdrawal limit was 25,000 rupees which was satisfactory. I am using this debit card for the last six months. There is no charge for other ATM swipe. ATM facilities are good and enough.
    Was this review helpful? 119
    , navi mumbai
    Reviewed on Jan 04, 2018
  • Kotak
    "Good service"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    Within 4days of time I got the car loan from Kotak Mahindra bank. The customer support is good with Kotak mahindra bank. The rate of interest which they have offered was low, when compared with other banks. The required loan amount has been disbursed and I am happy with it.
    Was this review helpful? 120
    , hyderabad
    Reviewed on Oct 16, 2017
  • RBL Bank
    "Ratnakar Bank Debit card "
    RBL BANK
    0.5 5.0/5 "Blown Away!"
    Ratnakar Bank debit card facility is too good. Very useful options for using debit cards at different pos and online payment system. Bank customers care facilities are also prompt in service with customer. RBL is rising bank in all villages.
    Was this review helpful? 246
    , pune
    Reviewed on Aug 21, 2017
  • Kotak
    "Kotak Mahindra Bank Fraud Services"
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    Kotak Mahindra Bank has **fraud banking services**. Rs. 800+ charge for other ATM Withdraws. 10000+ Charge for not maintaining minimum balance. 1000+ for delayed credit card payments. One Purchase = Service Tax+Conversion Charge+Interest Charge+Actual MRPâ?¦. **Close all your accounts** of Kotak Mahindra Bankâ?¦
    Was this review helpful? 252
    , bangalore
    Reviewed on Apr 06, 2017
  • Kotak
    "GOOD BANK BEST SERVICES GOOD JOB NICEBANK GOODRELATIONSHIP "
    KOTAK MAHINDRA BANK
    0.5 5.0/5 "Blown Away!"
    SUPPORTING WITH A MINIMUM WORKING TIME BANK QUICK DESISION WONDERFUL JOB GOOD PROVIDED BY OTHER BANKS LIKE ICICI, HDFC , IDBI , AXIS AND MORE NATIONALIZED BANKS FUTURE GOOD BANK MANAGMENT GOOD ALSO SUPPORT AND THANKS TO ALL THEY ARE HELPING PEOPLE THANK YOU AGAIN..
    Was this review helpful? 99
    , vadodara
    Reviewed on Mar 26, 2017
  • Kotak
    "Share a experience with Kotak Mahindra Bank on line service"
    KOTAK MAHINDRA BANK
    0.5 4.0/5 "Great!"
    I like Kotak Mahindra Bank because this bank replied fast comparing with another bank.The process was comleted process on line with in a five minute.its pleasant experience when compared with other bank services I like Kotak than another private sector banks.
    Was this review helpful? 58
    , ahmedabad
    Reviewed on Mar 25, 2017
  • Kotak
    "zero use for kotak rupay debit card"
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    i applied for a kotak mahindra rupay debit card after surrendering my existing visa debit card. firstly for some strange reason kotak doesnt allow rupay debit card as a addon card to my existing visa card. hence they automatically blocked my visa debit card on applying for rupay card. next i tried using the kotak rupay debit card on various POS terminals and online transactions. but it was declined everytime. later i got to know that they mention that it cant be used online. but there is no mention of non usage at POS too. after i tried it at around 20-30 machines i wrote them an email. to which they replied that there rupay card is not enabled for POS yet. and its not happening anytime soon. WHILE OTHER BANKS' RUPAY CARD WORKS EASILY ONLINE AS WELL AS AT POS, KOTAK CHOSES NOT TO ENABLE THESE. this card is only usefull for taking out cash from atm and that too only 10000. i was left bitterly dissapointed and have finally blocked it for reissue of visa debit card.
    Was this review helpful? 91
    , new delhi
    Reviewed on Mar 09, 2017
  • YES Bank
    "Average Experience"
    YES BANK
    0.5 4.0/5 "Great!"
    At present, I dont have an interest to take YES Bank debit card, Because I am an existing customer of HDFC and SBI bank, So I thought not to process with new bank. YES bank service was good and prompt. I hope YES Bank saving account processing fee would be Rs.15,000 to Rs.20,000.
    Was this review helpful? 38
    , warangal
    Reviewed on Dec 16, 2016
  • Kotak
    "Very Poor service - Dont go for it - i am frustrated ."
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    Deducted money, I tried to communicate with them, but I didnt get any response. having many features of KOTAK bank is not good when it comes to customer service. Do not open your account in Kotak bank they will not give you service. I am frustrated with Kotak bank. Very bad feelings.
    Was this review helpful? 89
    , pune
    Reviewed on Dec 15, 2016
  • Kotak
    "Make False Offer"
    KOTAK MAHINDRA BANK
    0.5 0.5/5 "Unacceptable"
    I'm a Kotak Platina Salary account holder which comes with a Kotak Platinum Debit Card. The Platinum Card holders has no withdrawal limit from Kotak and Non-Kotak ATM in india. Everything was going fine for last 1.5 year. I have been happily withdrawing cash around 10-15 times a month from Non-Kotak ATM. Suddenly they charged me with some CW Fee. Querying on that, I get to know that they downgraded my account upto five ATM transaction/Month. The reason of downgrading my account is many number of withdrawal of 300-400 INR. But still they are showing in the charges page the same unlimited Kotak and non-Kotak transaction. The link of the charges page is : http://www.kotak.com/service-charges.html
    Was this review helpful? 65
    , bangalore
    Reviewed on Dec 10, 2016
  • Kotak
    "Good overall"
    KOTAK MAHINDRA BANK
    0.5 5.0/5 "Blown Away!"
    I am happy with the services and response I received from Kotak Mahindra Bank for the debit card application. They contacted me and informed me all the details and the procedure as well. Since I went ahead with another bank, I cancelled my application with them. I do not wish to comment on the charges.
    Was this review helpful? 52
    , mumbai
    Reviewed on Dec 05, 2016
Common Loader Icon
Page 1 of 3 1 2 3
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.