Customers can enjoy easy banking without having to maintain a minimum balance with HDFC Bank's zero balance savings accounts. Students, salaried individuals, and anyone who requires no-balance accounts with basic banking capabilities will all find these accounts convenient.
To open an HDFC Bank Zero Balance Account follow the steps given below:
Online Process
Offline Process
The various kinds of HDFC Bank zero balance accounts are listed below:
One kind of savings account that does not need to keep a minimum balance is a BSBDA. You can access a number of banking services at different branches and ATMs using BSBDA. Get benefits such as a free passbook, debit card, 25 check leaves, and email statements.
Organisations open salary accounts in order to manage the allocation of employee salaries. This account has no minimum balance requirements. The bank moves money from the business's account to yours on payday.
In order to be eligible for an HDFC Bank zero-balance savings account, you need to meet the following requirements:
You need to submit the following documents to open an HDFC Bank zero balance account:
Here are the benefits you can enjoy with an HDFC Bank zero balance account:
Here are the Interest Rates provided by the HDFC Bank such as:
Savings Account Balance | Interest Rate |
Less than Rs.50 lakhs | 3.00% p.a. |
Rs.50 lakhs and above | 3.50% p.a. |
HDFC Bank's zero balance savings account has no minimum balance requirements, which is one of its main benefits. Additionally, there are no monthly maintenance fees.
Yes, through HDFC bank’s website or mobile app using e-KYC you can open HDFC zero balance account.
Every individual, including senior citizens, salaried employees, and students, may create an HDFC Zero Balance Account.
Yes, the account provides a free Debit/ATM card that enables users to effortlessly access a range of banking services, purchase online, and withdraw cash.
No, an HDFC Zero Balance Account is a hassle-free banking choice because it does not demand an initial deposit or minimum balance maintenance.
Yes, there is no minimum balance required while opening a savings account with HDFC Bank. Simple KYC procedures can be completed online or in-branch to complete this for free.
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