HDFC Bank Locker Charges 2025
HDFC Bank offers secure locker facilities for customers to store valuables like jewellery, documents, and other important items. Charges vary by locker size and branch category (metro, urban, semi-urban, or rural). Below is a complete guide covering locker types, charges, availability, eligibility, documentation, operational rules, and closure process.
Types of Lockers Offered by HDFC Bank
HDFC Bank provides lockers in multiple sizes to suit individual and family needs. The available sizes include:
- Small
- Medium
- Large
- Extra Large
Note: Availability of locker sizes may differ across branches. Some locations may also offer an Extra-Small option.
HDFC Bank Locker Charges in 2025
The table below shows the estimated annual rental charges for lockers in 2025. These rates are indicative, and GST is charged extra as per applicable laws.
Locker Size | Annual Rent (Metro / Urban) | Annual Rent (Semi-Urban / Rural) |
Small | ₹2,200 / ₹1,650 | ₹1,200 / ₹850 |
Medium | ₹4,000 / ₹3,000 | ₹1,550 / ₹1,250 |
Extra Medium | ₹4,400 / ₹3,300 | ₹1,750 / ₹1,500 |
Large | ₹10,000 / ₹7,000 | ₹4,000 / ₹3,300 |
Extra Large | ₹20,000 / ₹15,000 | ₹11,000 / ₹9,000 |
HDFC Bank Locker Availability
HDFC Bank offers safe deposit lockers to customers holding a savings or current account with the bank. To get started, eligible customers must fill out a locker request form and sign a Locker Agreement, duly stamped as per the applicable State Stamp Act. Two recent passport-sized photographs are also required at the time of locker allotment.
If you wish to add a joint holder to your locker, the person must already have a relationship with HDFC Bank either through a savings account, current account, or fixed deposit. The joint applicant must complete KYC formalities and submit a passport-sized photograph for verification.
HDFC Bank Locker Eligibility and Required Documents
To apply for a locker at HDFC Bank, customers need to hold a savings or current account.
Eligibility:
- Resident and Non-Resident Indians with an account in HDFC Bank
- Joint holders permitted (including family members)
- Minors not allowed to independently operate lockers
Documents Required:
- Duly filled locker application form
- Address Proof (Utility bill, Driving License, etc.)
- Recent passport-size photographs
- KYC-compliant HDFC Bank account
A locker agreement must be signed, and the locker rent should be paid in advance. Some branches may ask for a Fixed Deposit as collateral.
HDFC Bank Locker Operation Rules
- Lockers can only be operated during bank working hours
- Dual-key system: the customer and bank officer must jointly open the locker
- Nomination facility is available
- Locker visits are recorded in a register or digitally
- Missed rent payments may result in penalty or locker termination
How to Close HDFC Bank Locker
To close your locker with HDFC Bank:
- Visit the locker-holding branch
- Submit a written application for closure
- Return both keys
- Clear all pending charges
- Collect a closure acknowledgment slip from the bank
FAQs on HDFC Bank Locker Charges 2025
- Are HDFC Bank locker charges inclusive of GST?
No, GST at 18% is applied separately on top of the annual locker charges.
- Can I open a locker without an account at HDFC Bank?
No, a savings or current account with HDFC Bank is mandatory for locker allocation.
- When is the locker rent due?
The rent is payable annually, in advance. Delay in payment may attract penalties.
- Is there a security deposit required?
Yes, HDFC Bank may ask for a fixed deposit as a security based on the locker rent and size.
- How do I close my locker account?
You need to visit the branch, return both keys, clear dues, and submit a closure request to formally close your locker.
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