Equitas Small Finance Bank Savings Account

Equitas Small Finance Bank offers attractive interest rates for savings accounts. These savings accounts are available for everyone, including minors and children. The bank also provides easy mobile and internet banking services which help the customer to maintain their account very easily. 

Updated On - 19 Sep 2025
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Features of Equitas Small Finance Bank Saving Account 

Here are some of the features of Equitas Small Finance Bank Saving Account: 

Equitas Small Finance Savings Account
  1. Equitas Bank provides an interest rate of up to 7% p.a., which helps your savings grow. 
  1. You can easily access your account and complete your transactions, as there are various branches and ATMs across the country. 
  1. You can easily track your account activity with the help of SMS alerts and e-statements. 
  1. There are personalized account numbers and chequebook facilities that increase security and safe handling of your money.

Documents Required  

You need the following documents to open your savings account with Equitas Small Finance Bank: 

  1. Application form  
  1. Bank statement 
  1. Aadhaar Card, PAN, voter ID, driving license, or passport 
  1. Passport-size photos 

Types of Equitas Small Finance Bank Savings Accounts with Interest Rates 

Equitas Small Finance Bank offers five types of savings accounts to its customers. These are as follows: 

Wings Savings Account: A person having a Wings Savings Account can avail multiple of benefits, including interest rates of up to 7.5% p.a. You can also get complimentary personal accident cover of Rs.10 lakh, home insurance of Rs.2 lakh, and air accident cover Rs.30 lakh.  

Elite Savings Account: This savings account offers premium benefits such as 50% off on locker rentals, complimentary golf lessons, and domestic airport lounge access. It also provides personalized banking services and attractive interest rates. This account is mainly for those looking for premium banking experience with extra perks. 

The Regular Savings Account: With this saving account, you can easily manage your savings with no maintenance charges and a low minimum balance of Rs.10,000. You can get interest rates up to 7.8% p.a., along with benefits like a free chequebook, debit card rewards, and a nomination facility for added security. 

Eva Savings Account: This account is for women and there are no maintenance charges. It offers benefits like 25% off on locker rentals, and you can transfer funds online 24/7. You also get unlimited telehealth consultations and many rewards points when you spend with your debit card. 

Enjoi Saving Account: This saving account is for children who are above the age of 10. They can get a personalized debit card with no maintenance charges. It also gives special offers on education and shopping. 

FAQs on Equitas Small Finance Bank Savings Account

  • How can I open a savings account with Equitas Small Finance Bank?

    You can open a savings account online through the official website or you can visit any Equitas branch. 

  • Can I access my Equitas Small Finance Banking savings account online?

    Yes, you can access your savings account though mobile banking App and internet banking. 

  • Who is eligible to open an Equitas Bank Savings Account?

    Anyone who is a resident Indian, a non-resident Indian (NRI), a Hindu Undivided Family (HUF), or a foreign national can open an Equitas Bank savings account. 

  • How can I get eligible for Equitas Elite Savings Account?

    For getting eligible for the Equitas Elite Savings Account, you need to have a combined Average Monthly Balance (AMB) of Rs.5,00,000 or a Total Relationship Value (TRV) of INR 25,00,000. You can also include up to eight family members in the program. 

  • What are the benefits of the Equitas Regular Savings Account?

    The Equitas Regular Savings Account offers no maintenance charges, up to 7.8% p.a. interest, a free checkbook, debit card rewards, and a nomination facility. 

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