Equitas Small Finance Bank Savings Account

1. Charges for not maintaining the average monthly balance is zero 

1. Eight free transactions per month (excluding online and ATM) 

1. Free NEFT and RTGS fund transfer facility available 

1. Debit cards is provided. Reward points are given on every debit card expenditure 

Eva Savings Account 

Eva Savings Account is designed to cater to the banking needs of women. Details regarding the account are as follows: 

1. The required monthly average balance is zero  

1. The required relationship value is Rs.10,000 in metro and urban cities and Rs. 5,000 semi-urban and rural areas 

1. Ten free transactions per month (excluding online and ATM) 

1. Preferential rates on gold loans are provided 

1. Unlimited telehealth consultations are provided 

1. A 25% discount on locker rentals is provided 

Enjoi Savings Account 

Enjoi Savings Account is an exclusively designed account for children. Details regarding the account are as follows: 

1. The required average monthly balance is Rs.1,000 

1. The required relationship value is Rs.10,000 

1. Charges for not maintaining the average minimum balance is zero 

1. Personalized debit card for kids above ten years is provided 

Wings Savings Account 

The details to open a Wings Savings Account are as follows: 

1. The required average monthly balance is Rs.50,000 

1. Charges for not maintaining the average monthly balance is zero 

1. Complimentary home assurance insurance for burglary, theft, or fire upto Rs.2 lakh is provided 

1. Complimentary accident cover of Rs.10 lakh is provided 

1. Debit card is provided. Reward points are given on every debit card expenditure 

Elite Premium Banking Program 

The Elite Premium Banking program is exclusively designed to cater to the banking needs of a family. The details to open a savings account are as follows: 

1. Either combined Elite Total Relationship Value (TRV) of Rs.25 lakh is required or combined Elite saving with average monthly balance of Rs.5 lakhs is required 

1. No account service fee is charged 

1. Charges for not maintaining the average monthly balance is zero 

1. The required initial funding amount is Rs.5 lakh 

1. Debit card with per day cash withdrawal limit of Rs. 1.5 lakh is provided 

1. Complimentary domestic airport lounge access at selected cities is provided 

1. Complimentary insurance services are provided 

1.  A 50% discount on locker rentals is provided 

Equitas Small Finance Savings Account Interest Rates 

The interest rates for various savings accounts in Equitas Small Finance Bank are as follows: 

Note: 

The above-mentioned interest rates are effective from 1 July 2024 and are subject to change