- Instant money transfer
- 24x7 ATM withdrawals
- Attractive rate of interest
Dhanlaxmi Bank offers a savings account that doubles up as a term deposit as well. With the benefits of both term deposit and a savings bank account. This Dhanlaxmi Bank Savings Account offers flexible features and is convenient to operate.
Features of the Dhanam + and ++ Savings Account
| Average Monthly Balance | Rs.5000 (Subsequent multiples of Rs.1000) |
| Eligibility | Any individual can apply for this account |
| Cheque Book/Certificate of deposit account | With savings bank account (For free) |
| Premature Closure | Flexible term deposits with interest reduction |
| Minimum Withdrawal by Cheque | Rs.500 (Excess amount rounded off to the nearest Rs.100) |
| Minimum Remittance Amount | Rs.500 (Fixed Deposit) – Excess amount rounded to the nearest Rs.100 |
| Interest | Prevailing term deposit rates of 46 or 91 days No interest, if deposit is closed in a span of 15 days from the first investment |
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GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
