Citibank Suvidha Salary Account

If you are looking to open a savings account with CitiBank then you can consider opening the CitiBank Suvidha Salary Account which offers a host of features including you not requiring to maintain any balance, an overdraft facility, and the option to redeem your reward points for cash, and many more.

Updated On - 13 Sep 2025
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Interest Rates for Citibank Suvidha Salary Account:

Interest Rate for Citibank Suvidha Salary Account is up to 2.5%.

Features of Citibank Suvidha Salary Account:

Given below are the features and benefits of opening the Citibank Suvidha Salary Account:

  1. You will receive an ATM cum debit card with a daily limit of Rs.1 lakh.
  2. You will receive a cheque book as part of your welcome kit.
  3. Zero balance savings account.
  4. Personal accident cover of Rs.10 lakh.
  5. No cost delivery of demand draft at over 1,100 locations in India.
  6. Avail of the overdraft facility of up to 5 times of your net monthly salary.
  7. You will receive a credit card which you can use as per your financial requirements.
  8. A zero-fee debit card which will be accepted globally.

Eligibility Criteria for Citibank Suvidha Salary Account

To open a Citibank Suvidha Salary Account, the applicant must meet the following conditions:

Employment: Should be a salaried individual employed with a company that has a tie-up with Citibank for salary account services.

Age: Must be 18 years or older.

Residency: Must be a resident of India with a valid local address.

KYC Documents: The following documents are required for KYC compliance:

  1. Proof of Identity (e.g., Aadhaar card, PAN card, Passport)
  1. Proof of Address (e.g., utility bill, rent agreement)
  1. Recent passport-size photographs

Salary Credit: Regular monthly salary credit is required to maintain the benefits of a salary account.

Fees and Charges for Citibank Suvidha Salary Account:

Some of the fees and charges associated with this savings account are given below:

Outward foreign currency TT

Rs.250

Foreign currency draft

Rs.300

Cancellation charges for DD

Rs.100

Inward cheque return

Rs.350

Outward cheque return

Rs.100

Foreign currency cheque return

Rs.500

Overdraft interest rate

24% p.a.

FAQs on Citibank Suvidha Salary Account

  • When can I access my Citibank Suvidha Salary Account?

    You can have access to the Citibank Suvidha Salary savings account anytime, anywhere. You can use Citibank's net banking or mobile banking facility to check the details of your savings account.

  • How many reward points will I earn on my first Citibank online login within 60 days of account opening?

    You will earn 50 reward points on your first Citibank online login within 60 days of account opening.

  • How many reward points do I need to earn minimum before I can redeem it?

    You will have to earn a minimum of 250 reward points before you can redeem it.

  • How much is each reward point worth?

    Each reward point is worth Re.1.

  • For how long will my reward points be valid?

    Your reward points will be valid for 1 year.

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