The Baroda Centenary Savings Account from the Bank of Baroda is a superior savings account that offers various value-added services. Under this account, cardholders have the benefit of a free debit card along with the advantage of immediate credit of outstation cheques worth up to Rs.25,000. Other features such as the auto sweep facility and auto reverse sweep facility are also available in the Baroda Centenary Savings Account.
The main features and benefits of the savings account are:
Tenors | Rs.1 crore to Rs.10 crore |
7 – 14 days | 4% |
15 – 45 days | 4% |
46 – 90 days | 4.25% |
91 – 180 days | 4.75% |
181 – 270 days | 4.75% |
Above 271 days and below 1 year | 4.75% |
1 year | 5% |
Above 1 year and under 2 years | 5% |
Above 2 years and under 3 years | 5% |
Above 3 years and under 5 years | 5% |
Above 5 years and under 10 years | 5% |
You can fill in an online form with all the required information for account opening or visit the bank branch along with the documents required to open the account.
You will be required to submit the following while opening the account:
Given below are some of the important fees and charges associated with the Baroda Centenary Savings Account:
Particulars | Charges |
Cheque Book | 40 free leaves. Personalised cheque book - Rs.3/cheque leaf Non-personalised - Rs.2.5/cheque leaf |
Passbook | First Passbook – No charge Duplicate Passbook – Rs.50 per Passbook |
Statement with latest balance | Rs.50 |
Statement with latest balance | Rs.50 |
Opening Account Charges | Rs.50 per half year |
Initial Deposit Requirement | Rs.15,000 |
Minimum Balance Requirement | QAB (Quarterly Average Balance) – Rs.20,000 |
Inoperative Account Charges |
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Premature closure of account within 1 year | Rs.500 |
Outstation Cheque | Rs.200 per cheque + Rs.50 out of pocket expenses |
Nomination | Rs.25 per addition or deletion of nominee |
Debit Card Annual Fee | First year – Nil After one year – Rs.100 p.a. |
Add on Debit Card | First year – Nil After one year – Rs.100 p.a. |
Debit Card Renewal Fee | Nil |
Debit Card replacement | Rs.200 |
Debit Card PIN regeneration | Rs.150 per regeneration |
Transactions at Bank of Baroda ATMs |
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GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
No, the debit card is free with the account.
The bank levies Rs.500 for account closure within a year.
No, the first passbook is free.
The bank charges Rs.50 for getting a duplicate passbook.
No, this facility is free.
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