Bandhan Bank Basic Savings Deposit Account (BSBDA)

Bandhan Bank offers a Basic Savings Bank Deposit Account in which you get a debit card, a free passbook, transfer funds using the NEFT option, and withdraw from any ATM without maintaining any balance in the account.  

Updated On - 05 Sep 2025
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Bandhan Bank Basic Savings Bank Deposit Account also gives you the freedom to carry on your banking activities with zero bank balance. This is ideal for common people who are unable to maintain a high minimum monthly balance in the account.

  1. It is a zero balance account with no maximum balance limit.
  2. Interest can be earned as per the regular savings bank account.
  3. You will get a free ATM-cum-debit card which can be used to withdraw money from both Bandhan and non-Bandhan Bank ATMs.
  4. You will get a free passbook to track all their transactions.
  5. Free cheques will be given to you on request.
  6. You can enjoy higher transaction limits on your savings account.
  7. Free net banking and mobile banking facilities are available.
  8. You can nominate a person to take care of your assets in the event of your death.
  9. Bandhan Bank also offers Bill Pay Facility where you can pay your bills from the comfort of your home.
  10. There is no limit on the number of deposits that can be made in a month.
  11. A minimum of 4 withdrawals, including ATM withdrawals, can be made.

How to apply for a Bandhan Bank Basic Savings Bank Deposit Account?

  1. Visit the Bandhan Bank website to apply online for the Basic Savings Bank Deposit Account.
  1. Click on the “Apply Now” button.
  1. Enter basic details like name, email ID, and mobile number.
  1. Click on the “Submit” button after filling the form.
  1. A Bandhan Bank executive will call you to explain the account opening process.
  1. Alternatively, visit the nearest Bandhan Bank branch to fill and submit the account opening form directly.

Eligibility Criteria

  1. An individual residing in India 

Documents required to open a Bandhan Bank Basic Savings Deposit Account

The below-mentioned documents are required to open a Bandhan Bank Basic Savings Deposit Account:

  1. Duly-filled account opening form
  2. One passport size colour photograph
  3. PAN card or Form 60/61 if PAN card is not available
  4. Identity proof such as passport/driving license/voter's ID/Photo debit/credit card
  5. Address proof such as passport/driving license/voter's ID/utility bill
  6. Birth certificate in case of a minor account holder

Fees and Charges

The fees and charges applicable to Bandhan Bank's Basic Savings Bank Deposit Account are:

Particulars

Fees

Average quarterly balance

Nil

Non-maintenance charges

Nil

Cash deposit

Up to Rs.5 lakhs free per month

IMPS/NEFT/RTGS

Free

Cheque leaves

Rs.2 per leaf

Debit card issuance

Nil

Debit card AMC charges

Nil during the first year of opening the account

ATM transactions in Bandhan Bank

Unlimited

ATM transaction in Non-Bandhan Bank

Unlimited

Issuance of passbook

Free

Email statements

Free

Issuance of annual consolidated statement

Free

SMS alert facility

Free

Debit card annual charges

Nil

Debit card reissuance charges

Rs.150

Debit card Pin re-generation charges

Nil

NEFT Transfer

  1. Up to Rs.10,000: Rs.2.50 + service tax
  2. Rs.10,000 to Rs.1 lakh: Rs.5 + service tax
  3. Rs.1 lakh to Rs.2 lakh- Rs.15 + service tax
  4. Above Rs.2 lakh: Rs.25 + service tax

IMPS charges

  1. Up to Rs.1 lakh: Rs.5 per transaction
  2. Above Rs.1 lakh to Rs.2 lakh: Rs.15 per transaction

DD issuance charges

  1. Up to Rs.2,000: Rs.20 per instrument
  2. Above Rs.2,000 below Rs.10,000: Rs.50 per instrument
  3. Above Rs.10,000: Rs.2 per Rs.1,000 per transaction

Duplicate DD Issuance

Rs.100 per instrument

DD cancellation/revalidation

Rs.100 per instrument

Cheque stop payment

Rs.100 per instrument Rs.300 per series

Cheque/ECS return

Rs.200

Duplicate passbook with current balance or with previous 400 entries

Rs.100

Duplicate annual consolidated statement

Rs.200

Additional cheque leave after the free cheque leaves

Rs.2 per cheque leaf

Customer induced account closing within 6 months

Rs.300

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on Bandhan Bank Basic Savings Bank Deposit Account (BSBDA)

  • Can I set-up standing instructions in a Bandhan Bank Basic Savings Deposit Account?

    Yes, the Standing instructions facility is available in Bandhan Bank TASC Savings Account.

  • How can I re-apply for an ATM/Debit card pin?

    The ATM/debit card application form is available online or at any Bandhan Bank branch. You will have to fill up the form and submit it to a bank officer. After verification, Bandhan Bank will send your new PIN to your mailing address.

  • Will my savings account expire if I do not use it for a long time?

    If you do not use your account for more than 2 years, the account will be listed as “Dormant Account”. You cannot withdraw from the ATM or carry out any activities on net banking if the account is listed as dormant. You will have to get in touch with the bank to reactivate your TASC Savings Account.

  • Will I get a chequebook with my Basic Savings Bank Deposit Account?

    Yes. You will get a chequebook with your Basic Savings Bank Deposit Account upon request.

  • How do I change my residential address on the bank’s records?

    You will have to fill the application available online or any of the Bandhan Bank branch to change your residential address and submit it at the nearest bank branch.

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