AU Small Finance Bank Savings Account

Benefits of AU Small Finance Bank Savings Account 

If you open a savings account with AU Small Finance Bank, you will be entitled to the following benefits: 

1. Improve your banking experience with hassle-free fund deposits that don't require deposit slips. 

1. Use your Visa Gold Debit Card to easily automate bill payments. 
2. To enjoy additional convenience, use doorstep banking services like cash/cheque pick-up and delivery. 
3. Protect your money as you work towards your financial goals. 

Types of Savings Accounts Offered by AU Small Finance Bank 

The various types of savings accounts offered by AU Small Finance Bank are listed below: 

1. AU Digital Savings Account 
2. AU Royale 
3. AU Royale World 
4. AU Platinum 
5. AU Platinum World 

1. AU NRI Account 
2. AU Savings Account 
3. AU Women Account 
4. AU Sr. Citizen Account 
5. AU Kids Account 

1. AU Student Account 
2. AU Institution Account 
3. AU ABHI Account 
4. BSBDA Savings Account 

AU Small Finance Bank Savings Account Interest Rates  

The interest rates for an AU Small Finance Bank savings account are mentioned in the table below: 

Note: The interest rates mentioned in the above table are effective from 10 June 2025. 

Documents Required for AU Small Finance Bank Savings Account 

To open a savings account with AU Small Finance Bank, you will need the following documents: 

1. Duly filled application form 
2. Proof of address (Aadhaar card, utility bills, passport, voter ID) 

1. Proof of identity (Aadhaar card, passport, voter ID) 
2. Two passport-sized photographs 

How to Open AU Small Finance Bank Savings Account Online  

The steps to open a savings account with AU Small Finance Bank online are as follows: 

Step 1: Download the AU 0101 App. 

Step 2: Go to the ‘Savings Account’ tab. 

Step 3: Complete your PAN and masked Aadhaar information and continue with e-KYC. 

Step 4: Verify your income and personal information and submit a FATCA declaration. 

Step 5: To add money to the bank account, choose your AU Savings Account & Branch and verify your information. 

Step 6: Schedule your KYC over a video call to be completed later or immediately. 

Step 7: After connecting with the video banker, show your PAN card along with your signature signed on a blank piece of paper on the camera.  

How to Open AU Small Finance Bank Savings Account Offline 

If you wish to open an AU Small Finance Bank savings account offline, go to the closest bank branch and complete the steps listed below: 

Step 1: Follow the instructions (biometric or OTP-based) to fill out the application form. 

Step 2: Submit the form along with your KYC documents. 

Step 3: Your image will be virtually recorded. 

Step 4: If you choose a biometric journey, the basic information associated with your Aadhaar is automatically updated, and the remaining information must be filled out. 

Step 5: You must enter all the necessary information if you choose an OTP-based journey. 

Step 6: You will have the option to open an account using an Instakit or a customised kit once the process has been completed. If you choose a non-instant account opening option, you will receive the kit and any optional deliverables, such as a chequebook or debit card, at your registered address within 7 to 10 days of the account opening.