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  • Allahabad eTrading 3-in-1 Account

    Allahabad Bank designed the eTrading 3-in-1 Account keeping in mind their customers who are involved in trading. This account allows the account holders to trade from anywhere with the help of the internet. Trading online at the comfort of one’s home saves a lot of time. A combination of 3 accounts – savings or current account, demat account, and trading account, this 3-in-1 account allows customers to trade from any location via a computer having an internet connection. In addition to providing an online trading facility, it also offers customers free access to research reports on market trends in equities and the commodity market.

    Allahabad eTrading 3-in-1 Account Interest Rate

    Savings account earn interest up to 4% per annum and the interest is calculated on the daily closing balance.

    Eligibility criteria

    Existing Allahabad bank savings and current account holders are eligible to apply for the Allahabad eTrading 3-in-1 account. They will be given the facility of DP account of the bank and trading account of ABML. New customers can directly apply for the Allahabad eTrading 3-in-1 account.

    Features of Allahabad eTrading 3-in-1 Account Debit Card

    The card can be used at any bank approved for using RuPay debit cards. It can also be used at POS terminals which accept RuPay cards. To identify the ATMs and POS machines which accept RuPay cards, just check for the RuPay logo. Note that the card is not valid for making payments in foreign exchange. Also, you will be able to make transactions only till the last working day of the month and year mentioned on the back of your card. Other features of the Allahabad eTrading 3-in-1 Account debit card include:

    • Cash withdrawals up to a specified limit in a day
    • Allows one to access balance and other account related information
    • View/print mini statements
    • Change ATM PIN

    Fees and Charges Applicable on your Allahabad eTrading 3-in-1 Account Debit Card

    Primary card issuance No charges applicable
    Annual fees Rs.100 (no fees will be charged for the first year)
    Fees for issuance of add-on card Rs.100
    Re-issuance of lost or damaged credit cards Rs.100
    Regeneration of PIN Rs.50
    Cash withdrawal or balance enquiry No charges applicable
    Transactions at other bank ATMs (both financial and non-financial)
    • No charges for the first five transactions in a month
    • From the sixth transaction onwards you will be charged Rs.20 per month
    Transactions at POS terminals No charges applicable
    Transactions at petrol bunks As per RBI guidelines
    Charges for railway ticket bookings As per RBI guidelines
    All financial and non-financial transactions at other bank ATMs (for current accounts) Rs.20 per transaction

    Note that the above charges and fees are subject to change as per RBI notifications, and they are inclusive of the service tax. The changes will be notified by the bank from time to time.

    Activation of Allahabad eTrading 3-in-1 Account Debit Card

    To activate the Allahabad eTrading 3-in-1 Account debit card you can use any of the following methods listed below:

    • Use your card at an Allahabad Bank ATM and carry out any transaction.
    • Use your card at any of the ATMs under NFS network.
    • You can also use your card at a POS terminal for activation.

    Account Closure

    In case the account holder wishes to close the account, he/she must give an advance notice of two working days. They must also surrender the debit card at the concerned branch and obtain a receipt for the same.

    Key points to know about the Allahabad eTrading 3-in-1 Account Debit Card

    • The card is not considered to be valid if the cardholder has not signed his signature on the back.
    • The card is non-transferrable and cannot be assigned to anyone by the cardholder in any condition.
    • Your card will be renewed by the bank at its own discretion upon payment of the prescribed fees and charges.
    • The bank also reserves the right to not renew or even withdraw the card without giving a prior notice to the cardholder.
    • When the account holder closes his account with the bank, the card will automatically be cancelled from service.
    • Additional charges and undebited transactional charges will be deducted from the account prior to closure.
    • The debit card shall be valid for use only in India at ATMs of Allahabad Bank or other banks which are members of RuPay network
    • Any failure to comply with the terms and conditions mentioned by the bank shall result in the termination of the card.
    • The debit card shall be cancelled on the demise of the cardholder.
    • If the bank finds out that the facility is being misused by the cardholder, the card shall be withdrawn with immediate effect.
    • If the account is closed on non-maintenance of minimum balance the debit card shall be cancelled.

    Documents Required to Open an Allahabad eTrading 3-in-1 Account

    The following list of documents is required to open the account:

    Proof of Identity: Photocopy of any one of the following:

    • PAN Card
    • Passport (along with validity details like date of expiry)
    • Driving License
    • Voter ID Card
    • Photo ID Card

    Proof of Address: Photocopy of any one of the following:

    • Passport (along with validity details like date of expiry)
    • Driving License
    • Voter ID Card
    • Bank Statement or Passbook
    • Latest Electricity Bill or Telephone Bill, not older than 3 months

    Proof of Bank Account

    • Copy of cancelled cheque leaf
    • Bank Passbook
    • Bank Statement

    Proof of Demat Account

    • Demat Client Master
    • Recent Holding Statement issued by DP with the name of the client and the DP seal

    Proof of Income or Net Worth

    • Income Tax Return Acknowledgement
    • Salary Slip
    • Form 16
    • Demat Account Holding Slip
    • Net Worth Certificate created by a chartered accountant
    • Bank Account Statement of last 6 months

    Allahabad eTrading 3-in-1 Account FAQs

    1. What are the other savings account offered by Allahabad Bank?

      The below savings bank accounts are offered by Allahabad Bank:

      • Normal Savings Bank Account
      • AllBank Premium SB Account
      • AllBank Advantage Salary Premium Account
      • AllBank Mahila Sanchay Account
      • AllBank eTrading 3-in-1 Account
      • AllBank Vikash SB Account
      • AllBank Saral Savings Account (Basic Savings Bank Account)
      • AllBank Saral Savings Bank Account (Small Account)
      • AllBank Savi Fix Account
    2. Is there a minimum opening balance for a savings account?

      The minimum opening amount differs from one account to another. Not all savings account with Allahabad Bank require a minimum opening balance. Read policy document carefully before opening a savings account.

    3. Do Allahabad eTrading 3-in-1 Account holders have access to net banking?

      Yes. Allahabad eTrading 3-in-1 Account holders have access to netbanking.

    4. Do account holders get a free passbook with Allahabad eTrading 3-in-1 Account?

      Yes. Account holders will get a free passbook with Allahabad eTrading 3-in-1 Account.

    5. Do I get a free cheque book with Allahabad eTrading 3-in-1 Account?

      Yes. You will get 20 multicity cheques provided free of cost every year.

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