ABN AMRO Flex Plus Savings Account

Non-maintenance of minimum quarterly average balance

1. If the minimum quarterly average balance in the account is less than Rs.10,000 but more than Rs.7,500, customers have to pay a penalty of Rs.300 for non-maintenance.
2. If the minimum quarterly average balance is less than Rs.7,500 but more than Rs.5,000, they will have to pay Rs.400 as non-maintenance of the account.
3. If the minimum quarterly average balance is less than Rs.5,000, customers will be required to pay a penalty of Rs.500 as non-maintenance charges.

Non-maintenance of minimum quarterly average balance for add-on accounts

1. If the minimum quarterly average balance is less than Rs.15,000 but more than Rs.10,000, customers will have to pay a penalty of Rs.300 for non-maintenance.
2. If the minimum quarterly average balance is more than Rs.7,500 but less than Rs.10,000, customers will have to pay Rs.400 as a penalty for non-maintenance.
3. If the minimum quarterly average balance is less than Rs.7,500 the customer is charged a penalty of Rs.500 for non-maintenance.

ATM withdrawal charges in India

If the customers has maintained the minimum quarterly average balance (Rs.10,000 for individual accounts and Rs.15,000 for add-on accounts), there will be no ATM withdrawal charges. If not, Rs.50 will be charged per withdrawal.

Cash withdrawals in ATMs outside India

All withdrawals made at Mastercard or Cirrus ATMs abroad will be charged a withdrawal fee of Rs.120 per transaction.

Debit card

Gold Debit Card annual fee - Rs. 400 Debit Card annual fee - Rs. 180 Indian Airlines Debit Card annual fee - Rs. 250 Indian Airlines Debit Card enrollment fee - Rs.399

Debit card transaction limit

Debit Card spending limit per day (Non Gold) - Rs.50,000 Debit Card spending limit (Gold) - Rs. 1 lakh Supplementary Debit Card spending limit per day - Rs.10,000

Balance inquiry

At UTI Bank ATMs - Rs.5 At MasterCard/Cirrus ATMs - Rs.20

ATM cash withdrawal limit

Rs.50,000 per day for non-Gold debit cards. Rs.1 lakh per day for Gold debit cards.

Debit card replacement

Rs.200

Issue of Demand Draft

Rs.50

Bank statement

Monthly e-statements - Free Monthly physical statements - Rs.25 Quarterly physical statements - Rs.25 Half-yearly physical statements - Free Duplicate statement - Rs. 50

Cheque book

If the minimum quarterly average balance is not maintained, the customer is charged Rs.50 per cheque book.

Cheque Return

For cheques issued by you and returned unpaid, Rs. 350 will be charged per cheque. Cheques deposited by you and returned unpaid - Rs. 100 per cheque

Outstation cheque collection

Outstation Cheques drawn and payable in India - Minimum of Rs. 50, Maximum of Rs. 5,000 Foreign Currency cheques payable outside India - Minimum Of Rs.150, Maximum of Rs.5,000

Stop cheque payment

Rs.100

Charges for account closure

If the customer closes the account within 12 months from opening the account, he/she is charged a penalty of Rs.500

Interest certificate

Free

Balance certificate

Rs.50