ABN AMRO Flex Advantage Savings Account

Non-maintenance of minimum quarterly average balance

1. If the minimum quarterly average balance in the account is less than Rs.10,000 but more than Rs.7,500, customers have to pay a non-maintenance penalty of Rs.300.
2. If the minimum quarterly average balance is more than Rs.5,000 but less than Rs.7,500, customers have to pay Rs.400 for non-maintainence.
3. If the minimum quarterly average balance is less than Rs.5,000, customers will be required to pay a non-maintenance penalty of Rs.500.

Non-maintenance of minimum quarterly average balance for add-on accounts

1. If the minimum quarterly average balance is less than Rs.5,000 but more than Rs.3,500, customers will have to pay a penalty of Rs.300 for non-maintenance.
2. If the minimum quarterly average balance is more than Rs.2,500 but less than Rs.3,500, customers will have to pay Rs.400 as a non-maintenance penalty.
3. If the minimum quarterly average balance is less than Rs.2,500, the customer is charged a penalty of Rs.500 for non-maintenance.

ATM withdrawal charges at ABN AMRO Bank

Free

ATM withdrawal charges in India at other banks

Cash withdrawal at ATMs of banks under bilateral sharing of ATM network are completely free. Rs.50 per transaction is charged for withdrawals at UTI ATMs in India . Rs.50 per transaction for withdrawals at MasterCard/Cirrus ATMs in India.

Cash withdrawals in ATMs outside India

All withdrawals made at Mastercard or Cirrus ATMs abroad will be charged a withdrawal fee of Rs.120 per transaction.

Debit card

Gold Debit Card Annual Fee - Rs. 400 Indian Airlines Debit Card Annual fee - Rs. 250 Indian Airlines Debit Card enrollment fee - Rs.399

Debit card transaction limit

Debit Card spending limit per day (Non Gold) - Rs.50,000 Debit Card spending limit (Gold) - Rs. 1 lakh

Balance inquiry

At UTI Bank ATMs - Rs.5 At MasterCard/Cirrus ATMs - Rs.20

ATM cash withdrawal limit

Rs.50,000 per day for non-Gold debit cards. Rs.1 lakh per day for Gold debit cards.

DD cancellation or revalidation

Rs.50

Issue of Demand Draft

Rs.50

Bank statement

Monthly e-statements - Free Monthly physical statements - Rs.25 Quarterly physical statements - Rs.25 Half-yearly physical statements - Free Duplicate statement - Rs. 50

Cheque book

If the minimum quarterly average balance is not maintained, the customer is charged Rs.50 per cheque book.

Cheque Return

For cheques issued by you and have returned unpaid, Rs. 350 will be charged as a penalty per cheque For cheques deposited by you and returned unpaid, Rs. 100 will be charged per cheque

Outstation cheque collection

Outstation Cheques drawn and payable in India - Minimum of Rs. 50, Maximum of Rs.5,000 Foreign Currency cheques payable outside India - Minimum of Rs.150, Maximum of Rs.5,000

Stop cheque payment

Rs.100

Charges for account closure

A penalty of Rs.500 is charged if the customer closes the account within 12 months.

Interest certificate

Free Rs.50 will be charged for a duplicate certificate.

Balance certificate

Rs.50