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Sukanya Samriddhi Account Passbook

To get Sukanya Samriddhi Account passbook, the account holder can download the application form from the respective bank or post office website and submit the duly-filled form to the authorised branch. The passbook will be issued post verification.
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Know about Sukanya Samriddhi Account Passbook

The Sukanya Samriddhi Yojana (SSY) is a scheme launched by the Government of India in 2015 and it is aimed that helping the parents of girl children in the country. It offers the parents of girl child with an opportunity to save money and earn very high returns so that they can easily take care of the expenses related to the education or Marriage of their child. If you want to secure the future of your daughter, you can open a Sukanya Samriddhi Account (SSA) under this scheme by visiting the nearest India Post office or any branches of the bank that are authorized to open such an account.

Overview of Sukanya Samriddhi Account (SSA)

If you are the parent or the legal guardian of a girl child, you can open a Sukanya Samriddhi Account (SSA) in her name till she reaches the age of 10. You can only open 1 account per girl child and can create accounts for maximum 2 children. Once the child reaches the age of 10, she can decide to operate the account or the parent or legal guardian of the child can continue to operate it till the account reaches maturity. An SSA account cannot be operated online and so the caretaker or the account holder will need to rely on a passbook to operate and keep and track of the deposits made to the account. You will need to deposit a minimum amount of Rs 1,000 every year to open an SSA account.

How To Obtain Sukanya Samriddhi Account Passbook?

You will need to open an SSA account first to get an SSA passbook and for opening the account, you will need to obtain the application form from any of the offices of India Post or from the following authorized banks:

  • The State Bank of Patiala
  • The State Bank of Mysore
  • The State Bank of India
  • The State Bank of Bikaner and Jaipur
  • The State Bank of Hyderabad
  • The State Bank of Travancore
  • Axis Bank
  • Andhra Bank
  • Allahabad Bank
  • Bank of India
  • Bank of Baroda
  • Bank of Maharashtra
  • Central Bank of India
  • Corporation Bank
  • Dena Bank
  • ICICI Bank
  • Canara Bank
  • IDBI Bank
  • Indian Overseas Bank
  • Indian Bank
  • Punjab National Bank
  • Punjab & Sind Bank
  • Syndicate Bank
  • Oriental Bank of Commerce
  • Union Bank of India
  • Vijaya Bank
  • UCO Bank
  • United Bank of India

Once you obtain the form, you will then need to submit the same with the required documents and then the Passbook will be provided to you after the account opening formalities are completed. You will need to keep the passbook in a safe place as the same will be needed to update information about all kinds of transactions completed on the account.

Sukanya Samriddhi Account (SSA) Returns

With an SSA account, you will enjoy a very high interest rate of 9.2 percent per annum and will also enjoy the flexibility of depositing any amount between Rs 1,000 to Rs 1.5 lakh per year. Here is a description of the amount that you can earn if you deposit Rs 5000 per month for a period of 20 years.

Year 1
Month Deposit Balance
Apr Rs 5000 5,000
May Rs 5000 10,000
Jun Rs 5000 15,000
Jul Rs 5000 20,000
Aug Rs 5000 25,000
Sep Rs 5000 30,000
Oct Rs 5000 35,000
Nov Rs 5000 40,000
Dec Rs 5000 45,000
Jan Rs 5000 50,000
Feb Rs 5000 55,000
Mar Rs 5000 60,000
Year End Balance   62,990

Year 2
Month Deposit Balance
Apr Rs 5000 67,990
May Rs 5000 72,990
Jun Rs 5000 77,990
Jul Rs 5000 82,990
Aug Rs 5000 87,990
Sep Rs 5000 92,990
Oct Rs 5000 97,990
Nov Rs 5000 1,02,990
Dec Rs 5000 1,07,990
Jan Rs 5000 1,12,990
Feb Rs 5000 1,17,990
Mar Rs 5000 1,22,990
Year End Balance   1,31,775

Year 3
Month Deposit Balance
Apr Rs 5000 1,36,775
May Rs 5000 1,41,775
Jun Rs 5000 1,46,775
Jul Rs 5000 1,51,775
Aug Rs 5000 1,56,775
Sep Rs 5000 1,61,775
Oct Rs 5000 1,66,775
Nov Rs 5000 1,71,775
Dec Rs 5000 1,76,775
Jan Rs 5000 1,81,775
Feb Rs 5000 1,86,775
Mar Rs 5000 1,91,775
Year End Balance   2,06,888

Year 4
Month Deposit Balance
Apr Rs 5000 2,11,888
May Rs 5000 2,16,888
Jun Rs 5000 2,21,888
Jul Rs 5000 2,26,888
Aug Rs 5000 2,31,888
Sep Rs 5000 2,36,888
Oct Rs 5000 2,41,888
Nov Rs 5000 2,46,888
Dec Rs 5000 2,51,888
Jan Rs 5000 2,56,888
Feb Rs 5000 2,61,888
Mar Rs 5000 2,66,888
Year End Balance   2,88,912

Year 5
Month Deposit Balance
Apr Rs 5000 2,93,912
May Rs 5000 2,98,912
Jun Rs 5000 3,03,912
Jul Rs 5000 3,08,912
Aug Rs 5000 3,13,912
Sep Rs 5000 3,18,912
Oct Rs 5000 3,23,912
Nov Rs 5000 3,28,912
Dec Rs 5000 3,33,912
Jan Rs 5000 3,38,912
Feb Rs 5000 3,43,912
Mar Rs 5000 3,48,912
Year End Balance   3,78,482

Year 6
Month Deposit Balance
Apr Rs 5000 3,83,482
May Rs 5000 3,88,482
Jun Rs 5000 3,93,482
Jul Rs 5000 3,98,482
Aug Rs 5000 4,03,482
Sep Rs 5000 4,08,482
Oct Rs 5000 4,13,482
Nov Rs 5000 4,18,482
Dec Rs 5000 4,23,482
Jan Rs 5000 4,28,482
Feb Rs 5000 4,33,482
Mar Rs 5000 4,38,482
Year End Balance   4,76,292

Year 7
Month Deposit Balance
Apr Rs 5000 4,81,292
May Rs 5000 4,86,292
Jun Rs 5000 4,91,292
Jul Rs 5000 4,96,292
Aug Rs 5000 5,01,292
Sep Rs 5000 5,06,292
Oct Rs 5000 5,11,292
Nov Rs 5000 5,16,292
Dec Rs 5000 5,21,292
Jan Rs 5000 5,26,292
Feb Rs 5000 5,31,292
Mar Rs 5000 5,36,292
Year End Balance   5,83,101

Year 8
Month Deposit Balance
Apr Rs 5000 5,88,101
May Rs 5000 5,93,101
Jun Rs 5000 5,98,101
Jul Rs 5000 6,03,101
Aug Rs 5000 6,08,101
Sep Rs 5000 6,13,101
Oct Rs 5000 6,18,101
Nov Rs 5000 6,23,101
Dec Rs 5000 6,28,101
Jan Rs 5000 6,33,101
Feb Rs 5000 6,38,101
Mar Rs 5000 6,43,101
Year End Balance   6,99,737

Year 9
Month Deposit Balance
Apr Rs 5000 7,04,737
May Rs 5000 7,09,737
Jun Rs 5000 7,14,737
Jul Rs 5000 7,19,737
Aug Rs 5000 7,24,737
Sep Rs 5000 7,29,737
Oct Rs 5000 7,34,737
Nov Rs 5000 7,39,737
Dec Rs 5000 7,44,737
Jan Rs 5000 7,49,737
Feb Rs 5000 7,54,737
Mar Rs 5000 7,59,737
Year End Balance   8,27,102

Year 10
Month Deposit Balance
Apr Rs 5000 8,32,102
May Rs 5000 8,37,102
Jun Rs 5000 8,42,102
Jul Rs 5000 8,47,102
Aug Rs 5000 8,52,102
Sep Rs 5000 8,57,102
Oct Rs 5000 8,62,102
Nov Rs 5000 8,67,102
Dec Rs 5000 8,72,102
Jan Rs 5000 8,77,102
Feb Rs 5000 8,82,102
Mar Rs 5000 8,87,102
Year End Balance   9,66,186

Year 11
Month Deposit Balance
Apr Rs 5000 9,71,186
May Rs 5000 9,76,186
Jun Rs 5000 9,81,186
Jul Rs 5000 9,86,186
Aug Rs 5000 9,91,186
Sep Rs 5000 9,96,186
Oct Rs 5000 10,01,186
Nov Rs 5000 10,06,186
Dec Rs 5000 10,11,186
Jan Rs 5000 10,16,186
Feb Rs 5000 10,21,186
Mar Rs 5000 10,26,186
Year End Balance   11,18,065

Year 12
Month Deposit Balance
Apr Rs 5000 11,23,065
May Rs 5000 11,28,065
Jun Rs 5000 11,33,065
Jul Rs 5000 11,38,065
Aug Rs 5000 11,43,065
Sep Rs 5000 11,48,065
Oct Rs 5000 11,53,065
Nov Rs 5000 11,58,065
Dec Rs 5000 11,63,065
Jan Rs 5000 11,68,065
Feb Rs 5000 11,73,065
Mar Rs 5000 11,78,065
Year End Balance   12,83,917

Year 13
Month Deposit Balance
Apr Rs 5000 12,88,917
May Rs 5000 12,93,917
Jun Rs 5000 12,98,917
Jul Rs 5000 13,03,917
Aug Rs 5000 13,08,917
Sep Rs 5000 13,13,917
Oct Rs 5000 13,18,917
Nov Rs 5000 13,23,917
Dec Rs 5000 13,28,917
Jan Rs 5000 13,33,917
Feb Rs 5000 13,38,917
Mar Rs 5000 13,43,917
Year End Balance   14,65,027

Year 14
Month Deposit Balance
Apr Rs 5000 14,70,027
May Rs 5000 14,75,027
Jun Rs 5000 14,80,027
Jul Rs 5000 14,85,027
Aug Rs 5000 14,90,027
Sep Rs 5000 14,95,027
Oct Rs 5000 15,00,027
Nov Rs 5000 15,05,027
Dec Rs 5000 15,10,027
Jan Rs 5000 15,15,027
Feb Rs 5000 15,20,027
Mar Rs 5000 15,25,027
Year End Balance   16,62,800

Year 15
Month Deposit Balance
Apr Rs 5000 16,62,800
May Rs 5000 16,67,800
Jun Rs 5000 16,72,800
Jul Rs 5000 16,77,800
Aug Rs 5000 16,82,800
Sep Rs 5000 16,87,800
Oct Rs 5000 16,92,800
Nov Rs 5000 16,97,800
Dec Rs 5000 17,02,800
Jan Rs 5000 17,07,800
Feb Rs 5000 17,12,800
Mar Rs 5000 17,17,800
Year End Balance   18,73,307

Year 16
Month Deposit Balance
Apr Rs 5000 18,73,307
May Rs 5000 18,78,307
Jun Rs 5000 18,83,307
Jul Rs 5000 18,88,307
Aug Rs 5000 18,93,307
Sep Rs 5000 18,98,307
Oct Rs 5000 19,03,307
Nov Rs 5000 19,08,307
Dec Rs 5000 19,13,307
Jan Rs 5000 19,18,307
Feb Rs 5000 19,23,307
Mar Rs 5000 19,28,307
Year End Balance   21,03,182

Year 17
Month Deposit Balance
Apr Rs 5000 21,03,182
May Rs 5000 21,08,182
Jun Rs 5000 21,13,182
Jul Rs 5000 21,18,182
Aug Rs 5000 21,23,182
Sep Rs 5000 21,28,182
Oct Rs 5000 21,33,182
Nov Rs 5000 21,38,182
Dec Rs 5000 21,43,182
Jan Rs 5000 21,48,182
Feb Rs 5000 21,53,182
Mar Rs 5000 21,58,182
Year End Balance   23,54,204

Year 18
Month Deposit Balance
Apr Rs 5000 23,54,204
May Rs 5000 23,59,204
Jun Rs 5000 23,64,204
Jul Rs 5000 23,69,204
Aug Rs 5000 23,74,204
Sep Rs 5000 23,79,204
Oct Rs 5000 23,84,204
Nov Rs 5000 23,89,204
Dec Rs 5000 23,94,204
Jan Rs 5000 23,99,204
Feb Rs 5000 24,04,204
Mar Rs 5000 24,09,204
Year End Balance   26,28,321

Year 19
Month Deposit Balance
Apr Rs 5000 26,28,321
May Rs 5000 26,33,321
Jun Rs 5000 26,38,321
Jul Rs 5000 26,43,321
Aug Rs 5000 26,48,321
Sep Rs 5000 26,53,321
Oct Rs 5000 26,58,321
Nov Rs 5000 26,63,321
Dec Rs 5000 26,68,321
Jan Rs 5000 26,73,321
Feb Rs 5000 26,78,321
Mar Rs 5000 26,83,321
Year End Balance   29,27,657

Year 20
Month Deposit Balance
Apr Rs 5000 29,27,657
May Rs 5000 29,32,657
Jun Rs 5000 29,37,657
Jul Rs 5000 29,42,657
Aug Rs 5000 29,47,657
Sep Rs 5000 29,52,657
Oct Rs 5000 29,57,657
Nov Rs 5000 29,62,657
Dec Rs 5000 29,67,657
Jan Rs 5000 29,72,657
Feb Rs 5000 29,77,657
Mar Rs 5000 29,82,657
Year End Balance   32,54,531

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