Navi Insurance Third Party Liability Insurance

Third-party insurance is a must if you have any kind of vehicle; it might be considered illegal to drive on the roads of India. The Navi GI Third Party Liability Only Policy is a simple, easy, and quick third-party insurance that will be perfect for you and your vehicle. This insurance by Navi GI covers any damages caused to your vehicle, as well as provides personal accident cover. However, the insurance doesn't cover any damage caused to your two-wheeler.

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Advantages of Navi GI Third Party Liability Only Policy  

The Navi GI third party liability only policy covers the following thing under the plan:  

  1. Up to Rs.7.5 lakhs in damages caused to other vehicles or properties by your vehicle.  
  2. Any harm caused by your vehicle to other people like death, injury, or disability.  
  3. A person with a valid driving license is eligible for a personal accident policy of Rs. 2 lakhs for a car and Rs.1 lakh for a two-wheeler.  
  4. Any legal responsibilities of yours to the paid driver.  

What's not Covered Under the Navi GI Third Party Liability Only Policy  

There are some things that this insurance policy does not cover. These points are mentioned below:  

  1. Damages caused to your vehicle in the event of an accident.  
  2. Legal liabilities that do not fall under Motor Vehicles Act 1988 will not be paid by the insurance policy.  

According to Motor Vehicles Act 1988, everyone who owns a two-wheeler and four-wheeler should have third-party insurance. If you do not have such insurance, then you might get fined by the transport authorities. In addition to that, in case of an accident, you might also have to burden all the financial liability that will come your way. Hence, it's always a wise choice to get third-party insurance for your vehicle. 

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