Navi Insurance Third Party Liability Insurance

1. Up to Rs.7.5 lakhs in damages caused to other vehicles or properties by your vehicle.
2. Any harm caused by your vehicle to other people like death, injury, or disability.
3. A person with a valid driving license is eligible for a personal accident policy of Rs. 2 lakhs for a car and Rs.1 lakh for a two-wheeler.
4. Any legal responsibilities of yours to the paid driver.

How to Buy Navi Third Party Liability Insurance

You can easily buy Navi third party liability insurance by following the steps given below:

1. Visit a trusted insurance aggregator website.

1. Enter your car registration number and other basic details.

1. Select the policy as a Navi policy.

1. Fill in a few basic personal and vehicle details.

1. Make the payment online using your preferred mode.

1. Your insurance policy document will be sent to your registered email ID.

Documents Required for Navi Third Party Liability Insurance

You will require the following documents in order to buy third party insurance:

1. Photo ID

1. Address proof

1. Valid driving license

1. Vehicle registration certificate

1. Vehicle registration number

How to Claim Navi Insurance Third Party Liability Insurance

If any vehicle gets damaged because of your insured vehicle, then you can raise a third-party liability claim by following the steps given below:

Step 1: Notify the insurer immediately about the mishap through a call, email, or customer portal.

Step 2: Fill and submit the claim form along with the required supporting documents.

Step 3: Go to the Motor Accident Claims Tribunal to make a settlement for third-party claim as the court decides compensation for the damaged vehicle.

Difference Between Navi Third Party and Comprehensive Car Insurance

Third party liability insurance protects you against legal and financial liabilities if your vehicle causes injury, death, or property damage to a third party. The table below highlights the key differences between Third Party Liability Insurance and comprehensive insurance:

What's not Covered Under the Navi GI Third Party Liability Only Policy

There are some things that this insurance policy does not cover. These points are mentioned below:

1. Damages caused to your vehicle in the event of an accident.
2. Legal liabilities that do not fall under Motor Vehicles Act 1988 will not be paid by the insurance policy.

According to Motor Vehicles Act 1988, everyone who owns a two-wheeler and four-wheeler should have third-party insurance. If you do not have such insurance, then you might get fined by the transport authorities.

In addition to that, in case of an accident, you might also have to burden all the financial liability that will come your way. Hence, it's always a wise choice to get third-party insurance for your vehicle.