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  • Kotak Silk Savings Account

    Kotak Mahindra Bank Savings Account

    Specially crafted for the modern woman, Kotak Silk savings account will offer the best of all worlds be it dining, finance or lifestyle. Designed to supplement your financial management in the best possible way, Kotak Silk Savings account has everything that you can expect from a premier savings account!

    Highlights of Kotak Silk Savings Account

    Bank Kotak Bank
    Category Kotak Silk Savings Account
    Cashbacks Up to Rs.4500 cash back in an year
    Rewards 60 free movie tickets and cash backs on debit cards when spends are made for grocery, jewellery. fuel. entertainment, apparel, beauty and health
    Debit Card Classic Silk Photo Debit Card

    Services Offered with Kotak Silk Savings Account

    Debit Card Classic Debit Card
    Financial Privileges 50% discounts on best compliments card issuance fee, locker rental discounts, NMC waiver for Kotak Kids Junior Nova account linked SIP or RD.
    Debit Card With Kotak Silk Debit card, you can get special offers on lifestyle spends and other purchases
    Bill Pay Facility With this feature, you can automatically pay bills through your savings bank account.
    Wealth Statement This feature gives you updates on term deposits, demat accounts, mutual funds, savings account and current account.
    Home Banking Customers can enjoy benefits like cash pick up, delivery of DD and cheque etc.
    Safe Transactions With Kotak Gold [email protected] facility, you can create a safe virtual card for online transactions.

    Financial Privileges for Kotak Silk Savings Account

    Locker Discounts Enjoy an attractive discount of 35% on the locker rental for the first year.
    Best Compliments Card Get 50% of the issuance fee waived off
    Enhanced Debit Card Limits Enjoy high withdrawal limit with no annual fee with the Kotak Silk Debit Card
    Junior Account - Nova through linked SD or RD
    • NMC Waiver in Junior account linked monthly RD or MF-SIP instalments of Rs.2000 and Rs.1000 (rural and semi-urban branches)
    • Minimum tenure is 36 months
    • Maximum cap on RD monthly installment is Rs. 50,000 for tenure up to 120 months.
    • Maximum cap on RD monthly installment is Rs.1 lakh for tenure up to 120 months

    Additional Features of Kotak Silk Debit Card

    Debit Card Swipe Limit at merchant outlets Rs.1.5 lakh
    ATM Withdrawal limit Rs.75,000
    Lost card liability Rs.1.5 lakh
    Purchase Protection Rs.50,000
    Debit Card Type Classic
    Cash Withdrawal limit at Merchant Outlets (cash @ POS) Rs.1,000

    Rewards on Kotak Silk Savings Account Debit Cards

    Movie Tickets 60 free movie tickets in a month
    Cash back on Silk Photo debit card spends Rs.4,500 per year
    Cash back across categories Earn cash back when you make spends on the following categories using your debit card - grocery, fuel, hotel, dining, beauty, health & entertainment
    Criteria to avail Rewards Minimum spend per month must be Rs.5000 subject to maintenance of AMB for the previous month

    Exclusive Privileges for Kotak Silk Savings Account

    Customers can avail exclusive privileges and offers all round the year from merchant partners in categories like travel, electronics, shopping, wellness, health and entertainment. Account holders can also make use of special EMI offers.


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