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Kotak Pro Savings Account

Kotak Pro savings account offers exclusive banking services and multiple advantages to the account holder. Specially designed for customers who wish for a savings account that also offers premium financial services, Kotak Pro Savings Account will simplify banking to a great extent.

Highlights of Kotak Pro Savings Account

Bank Kotak Bank
Category Kotak Pro Savings Account
Minimum Balance Requirement Average Monthly Balance (AMB) of Rs.20,000
Interest Rate Up to 6% on savings account balance
Debit Card Platinum International Chip debit card

Kotak Pro Account Eligibility & Documentation

Eligibility Any Individual residing in India, foreign national residing in India and Hindu Undivided Family (HUF) can open Kotak Mahindra Pro Savings Account.
Documentation KYC Documents - ID proof and address proof documents and signature proof. For ID and address proof, you can submit any of passport, driving license, Voter ID, PAN card or ration card For signature proof, customers can submit any valid documents bearing the signature like Passport, PAN Card etc.

Services Offered With Kotak Pro Savings Account

Debit Card Platinum International Debit Card
Enhanced Limit for debit card ATM withdrawal limit of Rs.50,000 and purchase limit of Rs.2 lakh per day
Add-On Card Free Classic Debit Card
Debit Card Fee Free for the first year
Mobile Banking Free
Cash Withdrawals Free at Kotak Bank ATMs
Cash withdrawals and access to ATMS Free access to all ATMs in the country. Free cash withdrawals at all Kotak Bank branches
Phone Banking Free
NMC Waiver Cardholder gets one NMC waived Kotak Edge Savings Account for the family member

Fees and Charges for Kotak Pro Savings Account

Average Monthly Balance Rs.20,000
NEFT charges Free if done online. Standard charges if done through the bank branch.
Local clearing cheque Free
Cash deposit at home and non-home locations Free up to 5 transactions per month or free up to a limit of Rs.7.5 lakh per month
At-par cheque book charges Free
Cheque issued and returned for technical reasons Free
Debit card (gold/platinum/classic) issuance charge Free
Cash withdrawal at own ATMs and other bank ATMs Free
Cash withdrawal at international ATMs NA
Cash pickup and delivery - Home Banking 5 free calls per month
Monthly non-maintenance charges If AMB > 50% but less than required AMB, Rs.350 will be charged. For AMB < 50%, Rs.450 will be charged.
Issuance of Pass Book Free

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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