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  • Kotak Mahindra My Family Savings Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest
    Bank Kotak Mahindra
    Category My Family Savings Account
    Minimum Balance Requirement Varies for different accounts
    Interest Rate Up To 6% with minimum balance over Rs 1 lakh; 5% with minimum account balance up to Rs 1 lakh
    Card Offered Classic / Platinum Debit Card

    Services Offered by Kotak Mahindra My Family Savings Account

    SMS Alerts Yes
    Internet Banking Yes
    Mobile Banking Yes

    Features of Kotak Mahindra My Family Savings Account

    Home Banking Avail services like cash delivery, cash pick-up, cheque/demand draft delivery without having to step outside your house. Currently this service is available only in select cities.
    ATM Usage Free ATM usage for Pro and Ace account holders
    Discount on Travel Card Enjoy a 25% discount on the issuance of Travel Cards and forego the hassles of carrying travelers cheques.
    Discount on Locker Rent Ace account holders can avail 15% discount on Locker rent; discounts also applicable for Silk and Grand account holders.
    High Withdrawal Limits Classic and Platinum Debit Cards come with high withdrawal limits and exclusive offers
    Convenient Banking Services Online Book tickets and pay bills conveniently with the help of net banking and mobile banking.
    Insta Balance Service Simply call on the helpline number to instantly get information about your account balance via SMS
    Hashtag Banking Now bank with Kotak Mahindra via Twitter
    Immediate Payment Service (IMPS) Now, transfer funds instantly from your account to another bank account.
    ActivMoney With this account, you have the option of converting your balance above a certain amount to a Term Deposit and earn higher interest.
    Dedicated Relationship Manager The bank will assign a special relationship manager who will help you with wealth management. (subject to maintenance of minimum account balance)
    Programme Related Benefits Grand account – Cash back up to Rs 4500 on debit card sends, customized cash delivery, etc. Silk account – Up to 60 movie tickets in a year, 35% discount on locker rental in the first year. Junior account – personalized Junior ID card, movie tickets / book vouchers on maintaining required balance.

    Fees & Charges On Kotak Mahindra My Family Savings Account

    Debit Card Issuance Charge Classic Debit Card – Rs 100; Gold Debit Card – Rs 500 & Platinum Debit Card – Rs 750
    Debit Card Annual Charge Classic Debit Card – Rs 150; Gold Debit Card – Rs 250; Platinum Debit Card – Rs 750.
    ATM Transaction Charges (at bank ATM) Cash Withdrawal / balance enquiry - free of charge
    Cash Withdrawal (at other bank ATM) Cash withdrawal – Rs 20; Balance enquiry – Rs 8.50.
    International Cash Withdrawal Rs 150
    Home Banking Charges Cash pickup / delivery – Rs 175 per transaction; Instrument pickup / delivery – Rs 75 per transaction.
    NEFT Transfer Up to Rs 10,000 – Rs 2.50; Rs 10,001 to Rs 1,00,000 – Rs 5; Rs 1,00,001 to Rs 2,00,000 – Rs 15 and above Rs 2 lakh – Rs 25.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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