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  • Kotak Grand Savings Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Individuals of the age 55 and above are eligible to apply for the Kotak Mahindra Grand Savings Programme.

    Bank Kotak Mahindra
    Category Mahindra Grand Savings Programme
    Interest Rate Up to 6% per annum
    Card Offered Grand Priority Card and First Aid Card + Health Card from IHO for Ace, Pro and Platina customers

    Services Offered with Kotak Mahindra Grand Savings Account

    SMS Service Yes + SMS to Receive Call Back Service
    Net Banking Yes
    Mobile Banking Yes
    Customized Cash Delivery Cash will be delivered to your doorstep on predefined dates – 1 , 5, 10, 15, 20, 25th of the month
    Priority Service and First Aid Card Receive 1st preference at all branches. The cards will also contain your health status and emergency contacts

    Features of Kotak Mahindra Grand Savings Programme

    Cash Back Up to Rs. 4500

    Travel Card – 25% off on issuance charge

    Preferential MF Charge Rate – 1.25% through Investment Account

    1st year waiver on Demat AMC

    Locker Rental – Up to 35% off for the 1st year

    Rewards Program

    Lifestyle Benefits – Exclusive Offers/Deals on Shopping and Travel

    Kotak ActivMoney – convert your savings account balance into Term Deposits to earn higher interest rates (conversion only up to a certain amount)


    Easy Bill Payment from your account

    Kotak Aqua Credit Card Facility – get quick cash of 80% of your credit limit of your Term

    Deposit with Kotak Mahindra

    Kotak Overdraft Facility – get overdraft of your

    Term Deposit of up to 85%

    Debit Card Feature Purchase Protection – Up to 1 lakh for consumer durable products

    Cash Rewards of Kotak Mahindra Grand Savings Account

    Features Edge Pro Ace Platina
    Minimum Spend per month Rs. 5000 Rs. 10000 Rs. 15000 Rs. 15000
    Maximum Limit of Cash Back per month Rs. 125 Rs. 250 Rs. 375 Rs. 375
    Maximum Limit of Cash Back per year Rs. 1500 Rs. 3000 Rs. 4500 Rs. 4500

    Note: The aforementioned amounts are all subject to meeting the AMB (Average Monthly Balance) Criteria and Debit Card Spend.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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