ICICI Bank’s Regular Savings Account offers convenient and comprehensive banking solutions to its customers.
|Minimum Balance Requirement||Rs.10,000/- in Metro and Urban areas Rs. 5,000/- in Semi-Urban areas Rs. 2,000/- in Rural areas|
|Interest Rate||4% annually|
|Debit Card||Smart Shopper Silver Debit card|
Features of ICICI Regular Savings Account
|Money Multiplier Facility||Enabled, so that amounts in excess of the minimum balance can be automatically transferred to the account holder’ s fixed deposit account that is linked with his/her Regular Savings Account, and more interest can be earned on it.|
|Mobile Banking||Available free of cost|
|Internet Banking||Available free of cost|
|Bill Pay Facility||Available.|
|Multi-city Chequebook||Available free of cost|
Benefits of ICICI Regular Savings Account
Fees and Charges of ICICI Regular Savings Account
|First Account Holder Debit Card fee||Rs. 150 annually|
|Joint Account Holder Debit Card fee||Rs. 150 annually|
|Domestic transaction limit||Rs.100,000 (daily spending limit) Rs.50,000 (daily withdrawal limit)|
|International transaction limit||Rs.100,000 (daily spending limit) Rs.50,000 (daily withdrawal limit)|
|Additional cheque book||Rs.20|
|SMS Alert Facility||Rs.15 (quarterly)|
|Cash transactions made in branches in the same city||No charges are levied on the first 4 transactions made in a month. After that, Rs. 90 will be charged per transaction.|
|ICICI Bank ATM transactions||First 5 transactions are free. After that, Rs.20 is charged for each financial transaction and Rs. 8.50 is charged for each non-financial transaction|
|Charges on cash transactions at branch made when minimum balance is not maintained||No charges are levied during the first two transactions made in a month, but after that a penalty of Rs. 90 is charged per transaction.|
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