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ICICI Regular Savings Account

ICICI Bank’s Regular Savings Account offers convenient and comprehensive banking solutions to its customers.

Bank ICICI Bank
Category Savings Account
Minimum Balance Requirement Rs.10,000/- in Metro and Urban areas Rs. 5,000/- in Semi-Urban areas Rs. 2,000/- in Rural areas
Interest Rate 4% annually
Debit Card Smart Shopper Silver Debit card
Eligibility Criteria
  • Resident Individual (sole or joint account), Foreign nationals and Hindu undivided family (HUF) can apply.
  • Applicant must be at least 18 years old or above

Features of ICICI Regular Savings Account

Money Multiplier Facility Enabled, so that amounts in excess of the minimum balance can be automatically transferred to the account holder’ s fixed deposit account that is linked with his/her Regular Savings Account, and more interest can be earned on it.
Mobile Banking Available free of cost
Internet Banking Available free of cost
Bill Pay Facility Available.
Multi-city Chequebook Available free of cost
Nomination Facility Available

Benefits of ICICI Regular Savings Account

  • Account holders can make transactions from any ICICI branch across India.
  • Get e-mail statements that help you to keep an eye on your transactions.
  • The Savings Account can be transferred from one ICICI branch to another ICICI branch
  • Get discounts on your healthcare needs from Apollo Healthcare Services, through your ICICI Bank Savings Account.
  • With each purchase made using the funds in your regular savings account, earn reward points that can be redeemed for exciting gifts.

Fees and Charges of ICICI Regular Savings Account

E-mail statement Free
Passbook Free
First Account Holder Debit Card fee Rs. 150 annually
Joint Account Holder Debit Card fee Rs. 150 annually
Domestic transaction limit Rs.100,000 (daily spending limit) Rs.50,000 (daily withdrawal limit)
International transaction limit Rs.100,000 (daily spending limit) Rs.50,000 (daily withdrawal limit)
Additional cheque book Rs.20
SMS Alert Facility Rs.15 (quarterly)
Cash transactions made in branches in the same city No charges are levied on the first 4 transactions made in a month. After that, Rs. 90 will be charged per transaction.
ICICI Bank ATM transactions First 5 transactions are free. After that, Rs.20 is charged for each financial transaction and Rs. 8.50 is charged for each non-financial transaction
Charges on cash transactions at branch made when minimum balance is not maintained No charges are levied during the first two transactions made in a month, but after that a penalty of Rs. 90 is charged per transaction.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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