With ICICI pockets, you can get the convenience of using Facebook for banking. Pockets aims to make the whole process of savings and banking, more fun and social. ICICI Pockets customers enjoy an array of online shopping and other exclusive offers on debit card.
Highlights of ICICI Pockets Savings Account
|Category||ICICI Bank Pockets Savings Account|
|Minimum Balance Requirements||NIL|
|Interest Rate||4% per annum|
|Debit Card||Customized Pocket Debit Card with exclusive offers|
|Eligibility Criteria for ICICI Pockets Savings Account||Indian residents aged more than 18 years can apply for ICICI Pockets savings account|
Features of ICICI Pockets Savings Account
|Mobile App||Customers can download the Pockets App on the go and create a personal digital wallet instantly. The wallet can be funded using Internet banking and debit cards.|
|Discounts and Offers||Customers are offers exclusive deals from select brands that is made available right in the app|
|Shopping||Pockets is powered by VISA which means you can shop on any Indian website. Also, get a customized Pockets card to spend at local shops and outlets.|
|Instant Chat help||Customer service interface is built right into the app as a chat medium. Your queries will be answered instantly, just ping ICICI through the app.|
|Send money instantly||Send money to any of your contacts on the phonebook, email list, Facebook friend list, Google+ and also, bank accounts.|
|No MAB Requirements||No minimum balance requirements, will let you handle the accounts flexibly.|
Fees & Charges of ICICI Pockets Savings Account
|Transaction charges at Non-ICICI Bank ATMs||
First 3 financial and non-financial transactions in 6 metro locations across India in a month is free
First 5 transactions, financial and non-financial, across all other locations in India – Free
Maximum of 5 free transactions a month with a maximum of 3 free transactions in metros
After the cap, Rs.20 per financial transactions and Rs.8.50 for non-financial transactions will be charged.
|Transaction charges at ICICI Bank ATMs||First 5 financial and non-financial transactions in a month is free after which Rs.20 for financial transaction and Rs.8.50 for non-financial transaction will be charged.|
|Debit card fees for first account holder and joint account holder||Rs.150 per annum|
|Cheque Book Charges||First 10 leaves free after which Rs.20 will be charged for a cheque book of 10 leaves|
|Charges for non-maintenance of Average Monthly Balance||NA|
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