How much does the ICICI Pockets app cost?

The ICICI Pockets app is completely free of charge. You can download it from the Google Play Store for free. .

Can I use both my new and old debit cards with the ICICI Pockets application?

No, you can only use one debit card at a time with the ICICI Pockets application. If you wish to switch to a new or upgraded debit card, you will need to unsubscribe the older debit card from the application. .

Can I pay utility bills using the ICICI Pockets app?

Yes, you can pay various utility bills such as electricity, water, and gas bills through the ICICI Pockets app. .

Can I add funds to the ICICI Pockets app using another bank's net banking or debit or credit card?

Yes, ICICI Pockets allows customers to add funds through other banks' debit or credit cards, as well as internet banking options from any other bank. Simply select the preferred option and proceed to add funds to your ICICI e-wallet. .

How can I reset the 4-digit password for the ICICI Pockets app?

To reset the password for the ICICI Pockets app, click on the 'Forgot Password' option and follow the authentication process by providing your debit card details. .

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ICICI Pocket Savings Account

With ICICI pockets, you can get the convenience of using Facebook for banking. Pockets aims to make the whole process of savings and banking more fun and social. ICICI Pockets customers enjoy an array of online shopping and other exclusive offers on debit cards.

Updated On - 05 Sep 2025

Highlights of ICICI Pockets Savings Account:

Bank	ICICI Bank
Category	ICICI Bank Pockets Savings Account
Minimum Balance Requirements	NIL
Interest Rate	4% per annum
Debit Card	Customized Pocket Debit Card with exclusive offers
Eligibility Criteria for ICICI Pockets Savings Account	Indian residents aged more than 18 years can apply for ICICI Pockets savings account

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Features of ICICI Pockets Savings Account:

Mobile App	Customers can download the Pockets App on the go and create a personal digital wallet instantly. The wallet can be funded using Internet banking and debit cards.
Discounts and Offers	Customers are offerd exclusive deals from select brands that are made available right in the app
Shopping	Pockets is powered by VISA which means you can shop on any Indian website. Also, get a customized Pockets card to spend at local shops and outlets.
Instant Chat help	The customer service interface is built right into the app as a chat medium. Your queries will be answered instantly by just pinging ICICI through the app.
Send money instantly	Send money to any of your contacts on the phonebook, email list, Facebook friend list, Google+ and bank accounts.
No MAB Requirements	No Minimum Balance Requirements, so you will be able to handle the accounts flexibly.

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Other Benefits:

Customers can enjoy a range of additional advantages when using ICICI Pockets, including:

Convenient travel bookings with appealing offers.
Booking movie tickets seamlessly.
Accessing attractive vouchers and gifts.
Splitting expenses easily with family or friends.
Viewing a summary of the last ten transactions made.
Accessing information about all the bank's products and services.
Checking the account balance effortlessly.
Requesting an upgraded debit card.
Applying for fixed deposits or recurring deposits.
Requesting e-statements.
Instantly applying for a stop cheque.

These are some of the added benefits that ICICI Pockets offers to its customers.

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How to Register and Log in to ICICI Pockets?

The process to register and log in to ICICI Pockets differs depending on whether you are an existing customer or a new user.

Existing customers who already have an ICICI Bank Savings Account can link it to their ICICI Pockets account and use their net banking User ID and password for login. However, for other customers, the registration and login process follow these steps:

Download the ICICI Pockets application from either the Google Play Store or Apple Store.
Search for 'ICICI Bank' within the app and select it.
Register for a new account and grant the necessary permissions when prompted.

Once the registration is complete, the application page will be visible.
Click on 'Register now' to proceed.
Provide your debit card number and corresponding PIN.
Set a four-digit password specifically for your debit card, which will be used for ICICI Pockets.
In the case of joint accounts, enter the internet banking ID as well.

After successfully logging in to your ICICI Pockets account, you can conveniently perform various transactions using this e-wallet.

Please note that these instructions are subject to change, and it is always recommended to refer to the latest guidelines and information provided by ICICI Bank.

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How to Make or Accept Payment through ICICI Pockets?

Sending and receiving money through ICICI Pockets is a straightforward and secure process. The steps for both are outlined below:

How to Make a Payment?

Open the Pockets app and log in to your account using your credentials.
Tap on the 'UPI' option and select 'Send Money using VPA (UPI)'.
Enter the amount and any necessary remarks.
If you have multiple accounts or virtual payment addresses, choose the VPA you want to use for the payment and tap 'Submit'.
Confirm the details by selecting the 'Confirm' option, which initiates the fund transfer request.

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How to Accept Payment Requests?

When you need to receive payment or transfer funds, you will receive a notification on your phone.
Log in to the app and tap on the 'UPI' section.
Under the UPI section, select 'Respond to Collect Request'.
Before accepting the request, ensure that the collection request from the merchant/person is correct.

Choose the VPA from which you want to make the payment.
If you have opted for an ICICI Bank account, it will be debited by clicking on the 'Confirm' icon.
If you have selected another bank account, you will be required to enter the UPI PIN associated with that account.
The UPI PIN is created in Pockets during the registration process.
After submitting and verifying the details, the funds will be instantly transferred to the recipient.

Please note that these instructions may be subject to updates, and it is recommended to refer to the latest guidelines provided by ICICI Bank for accurate information on sending and receiving money via ICICI Pockets.

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Fees & Charges of ICICI Pockets Savings Account:

Transaction charges at Non-ICICI Bank ATMs	The first three financial and non-financial transactions in 6 metro locations across India in a month is free The first five transactions, financial and non-financial, across all other locations in India - Free Maximum of five free transactions a month with a maximum of 3 free transactions in metros After the cap, Rs.20 per financial transaction and Rs.8.50 for non-financial transactions will be charged.
Transaction charges at ICICI Bank ATMs	The first five financial and non-financial transactions in a month are free after which Rs.20 for financial transactions and Rs.8.50 for non-financial transactions will be charged.
Debit card fees for first account holder and joint account holder	Rs.150 per annum
Cheque Book Charges	The first ten leaves are free after which Rs.20 will be charged for a chequebook of 10 leaves
SMS Alerts	Free
Charges for non-maintenance of Average Monthly Balance	NA

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GST of 18% is applicable on all banking products and services from 1 July 2017 onwards.

FAQs on ICICI Pocket Savings Account

How much does the ICICI Pockets app cost?
The ICICI Pockets app is completely free of charge. You can download it from the Google Play Store for free.
Can I use both my new and old debit cards with the ICICI Pockets application?
No, you can only use one debit card at a time with the ICICI Pockets application. If you wish to switch to a new or upgraded debit card, you will need to unsubscribe the older debit card from the application.
Can I pay utility bills using the ICICI Pockets app?
Yes, you can pay various utility bills such as electricity, water, and gas bills through the ICICI Pockets app.
Can I add funds to the ICICI Pockets app using another bank's net banking or debit or credit card?
Yes, ICICI Pockets allows customers to add funds through other banks' debit or credit cards, as well as internet banking options from any other bank. Simply select the preferred option and proceed to add funds to your ICICI e-wallet.
How can I reset the 4-digit password for the ICICI Pockets app?
To reset the password for the ICICI Pockets app, click on the 'Forgot Password' option and follow the authentication process by providing your debit card details.

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