ICICI Gold Privilege Savings Account

Special advantages, exclusive banking benefits, and much more come your way with the new ICICI Gold Privilege Savings Account which has been designed to make banking simple and convenient.

Updated On - 18 Sep 2025
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 Read on to find out more about how you can benefit from this savings account.

Bank

ICICI

Category

Gold Privilege Savings Account

Minimum Balance Requirement

Rs 50,000

Interest Rate

4.00%

Card Offered

Gold Privilege Debit Card

Eligibility

Open to resident individuals (single or joint), foreign nationals, and Hindu Undivided Families where applicants are above 18 years.Also open to minor individuals (below 18 years) and senior citizens who have above 60 years.

Services Offered by ICICI Gold Privilege Savings Account:

Internet Banking

Yes

Mobile Banking

Yes

E-statement

Yes

Multi-city Cheque book

Yes

Features Of ICICI Gold Privilege Savings Account:

Unlimited Cash Withdrawal

Enjoy cash withdrawal at any non-ICICI ATM, throughout the country, free of charge.

Anywhere Banking

With easy Bill Pay, you can pay your bills without having to leave your house.

Nomination Facility

You may nominate another person as a beneficiary to your account.

Easy Account Portability

Transfer your savings account from one branch to another just by placing a written request or contacting the customer care.

Discount On Locker Rental

Enjoy up to 20% discount on locker rental.

Debit Card Cash Withdrawal Limit

Daily withdrawal limit of Rs 75,000; daily spending limit of Rs 1,25,000.

Waiver on Charges

Enjoy a complete on various service related charges like DD/PO, trading account opening fee (Rs 975), first year Demat Annual Maintenance Charges (Rs 500).

Extra Benefits

Standing instructions facility & money multiplier facility

Fees & Charges of ICICI Gold Privilege Savings Account:

Cash Transaction at base branch

Unlimited; free of cost.

Debit Card Fee (first account holder)

Nil

Transactions at ICICI Bank ATMs

Free of charge

Transactions at non-ICICI ATMs

Free of charge

Statement

Passbook facility available free of charge.

Free monthly e-statement, monthly statement

Multi-city cheque payment charges

Nil

SMS Alerts facility

Free of charge

NEFT Charges (inward)

Nil

NEFT Charges (outward)

Up to Rs.10,000 – Rs. 2.50 per transaction;

Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction;

above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction;

above Rs. 2 lakhs - Rs. 25 per transaction. (Free via ATM & Internet channels)

Outstation Cheque Collection – ICICI & non-ICICI branches

Up to Rs. 5,000 – Rs. 25 per instrument;

Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument;

Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument and

above Rs. 1 lakh - Rs. 200 per instrument.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on ICICI Gold Privilege Savings Account

  • What is the ICICI Privilege Account?

    It’s a premium savings account offering exclusive benefits and priority services.

  • How can I open an ICICI Privilege Account?

    You can open it online via ICICI’s website or visit a nearby branch.

  • What are the benefits of ICICI Privilege Banking?

    Benefits include priority service, cashback offers, and higher transaction limits.

  • What is the minimum balance for ICICI Privilege Account?

    It usually requires a higher monthly balance; check with the bank for details.

  • Is there dedicated support for Privilege Account holders?

    Yes, customers get access to a priority helpline and personal assistance.

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