| Category | HDFC Regular Savings Account |
| Minimum Balance Requirement | Rs. 10,000 (metro/urban branches) Rs. 5000 (semi-urban branches) Rs.2,500 (Rural Branches) |
| Interest Rate | 4% per annum |
| Debit Card Type | International Debit Card |
| Eligibility Criteria |
|
Services Provided with HDFC Regular Savings Account
| Sweep-in Facility | Yes |
| Net Banking | Yes |
| BillPay | Yes |
| Mobile Banking | Yes |
| Safe Deposit Lockers | Yes |
| InstaPay | Yes |
| InstaAlert | Yes |
Features of HDFC Regular Savings Account
| Accessibility | Over 11000 ATMs and a wide network of branches across India |
| Sweep-in Facility | Fixed Deposit will be automatically dissolved to meet shortage of funds in Savings Account |
| BillPay | Pay frequent utility bill payments over the phone or online. |
| Demat Account | Annual Maintenance Charge (AMC) waived off for the 1st year |
| Cash withdrawals | Free cash withdrawals at ATMs of other Banks |
Fees and Charges Applicable on HDFC Regular Savings Account
| Account closure | Within 14 days of account opening - No charges levied From 15 days to 12 months - Rs 500/- ( For Senior citizens - Rs 300/-) After 12 months from account opening - No charges levied |
| Passbook issuance | Free of charge |
| Issue of duplicate statements | Branch - Rs 100/- Phone Banking ( Non IVR) – Rs.75/- Net Banking, Phone Banking, Mobile Banking - IVR & ATM - Rs 50/- |
| Additional chequebook | Rs 75/- |
| Interest certificate | Rs. 50 |
| Standing instructions | Rs. 25 + remittance charge. (per transaction) |
| TDS Certificate | Free |
| Activation of dormant account | Free |
| Debit Card - Annual Fee | Rs.150 per year |
| Replacement charges | Replacement of a damaged card – free; Replacement of a lost card - Rs. 200 |
| Add-on debit card | Rs.150 annually |
| Standing Instruction rejects | Rs. 200 |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
