Ujjivan Small Finance Bank Fixed Deposit

Ujjivan Small Finance Bank offers various financial services to its customers including the facility to open a fixed deposit (FD) account with them. The customer can open an FD account and deposit a fixed amount of money for a certain tenure to maximize it and take care of their future financial requirements. 

Updated On - 10 Sep 2025
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The Ujjivan Small Finance Bank FD interest rates ranges between 3.75% p.a. and 8.25% p.a. depending on the tenure selected.

Features of Ujjivan Small Finance Bank FD

  1. The minimum amount that you can deposit is Rs.1,000.
  2. The tenure offered by the lender ranges from 7 days to 10 years.
  3. Senior citizens receive an additional 0.5% interest on their deposits.
  4. The interest payment options are monthly, quarterly, half-yearly, annually, or at maturity.
  5. There will be a discounted interest rate on choosing the monthly interest rate payout option.
  6. The bank offers the partial withdrawal and premature closing facility to its customers.
  7. You can open an FD account online through mobile or net banking or visit the nearest Ujjivan Small Finance Bank branch near you.
  8. The interest rate offered will depend on the deposit amount and tenure chosen by you.
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Ujjivan Small Finance Bank FD Interest Rate

TENURE

Interest Rates for General Citizens (p.a.)

7 Days to 29 Days

3.75%

30 Days to 89 Days

4.25%

90 Days to 179 Days

4.75%

6 Months to 9 Months

7.00%

9 Months 1 Day to <12 months 

7.00%

12 months

8.25%

12 months 1day to 560 Days

8.00%

561 Days to 990 Days

7.50%

990 Days

7.75%

991 Days to 60 Months 

7.20%

60 months 1 Day to 120 Months 

6.50%

The interest rates given above are effective from 13 September 2024. Additional Interest Rate for Resident Senior Citizens is 0.50%

How to Apply for Ujjivan Small Finance Bank FD

  1. Step 1: Click on the link https://www.ujjivansfb.in/personal-deposits#regular-fd.
  2. Step 2: Click on 'Login'.
  3. Step 3: Click on 'Personal Login'. Enter your net banking user name ID and password.
  4. Step 4: Once you have logged in to the portal, you can click on 'Fixed Deposit' under the menu section and apply for it. Submit the necessary documents.
  5. Step 5: You can also apply by logging in through the Ujjivan Small Finance Bank mobile app.

You can also apply for Ujjivan Small Finance Bank FD offline by visiting the nearest bank branch where a representative from the bank will help you with the process of opening an FD account.

FAQs on Ujjivan Small Finance Bank Fixed Deposit

  • Do I need to have an account with the bank to open an FD account?

    Yes, you will need to have an account with the bank to open an FD account.

  • Do I have to pay any fee to open an FD account?

    You will have to make a minimum deposit of Rs.1,000 to open an FD account.

  • Can I change my FD account midway?

    No, you cannot change your FD account midway.

  • Can I change my tenure midway?

    No, you cannot change your tenure midway.

  • Can I open an FD account in the name of a minor?

    Yes, you can open an FD account in the name of a minor.

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