Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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    Top 10 FD Rates for 4 Years

    We found 111 Top 10 FD Rates for 4 Years

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8.15% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.35% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 7.10% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6% - 6.4% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.35% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.85% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
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  • Customer Reviews

    • SBI Fixed Deposit
      "Convenient to Hold"
      0.5 4.0/5 "Great!"
      It has been two years when I opened fixed deposit with State bank of India. The period is for five years. Since I completed two years, three years to go. Interest rate is of 11%. Actually SBI is located near to my house so I feel more comfortable in visiting the bank at any instance. All the staffs are very friendly and very cooperative.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on May 25, 2017
    • SBI Fixed Deposit
      "Secured investment"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks SBI offering good interest rate on fixed deposit, they offered me 7.95% of interest. I have the amount of Rs. 2.4 lakhs for the tenure of three years. After the maturity period I got the amount around 2.9 lakhs. I am very much fine with that.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 24, 2017
    • Karur Vysya Bank Fixed Deposit
      "Good"
      0.5 3.5/5 "Pretty good"
      I am having the fixed deposit account with the Karur Vysya bank and the account got opened within one to two days of time. Tenure is for five years of time and after that it will be get matured. Rate of interest was around 8.5% to 9% on that time with the tax redemption.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Karnataka Bank Fixed Deposit
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I have an account for fixed deposit only with Karnataka bank. I have deposited around fifty five lakhs. I bank with Karnataka for more than twenty years, even my family members are having an account with the same bank. Their services are really good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • ICICI Bank Fixed Deposit
      "Good one"
      0.5 3.5/5 "Pretty good"
      I have fixed deposit account with the ICICI bank and I got it from them because I had the salary account with them. Within two days of time fixed deposit account got opened and the maturity period is around one year of time. Interest rate is around 8% with them and am not that much happy with that. I would like to suggest that they can increase the rate of interest for the deposits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Fixed Deposit
      "Too much of process involved"
      0.5 2.5/5 "Just OK"
      At other private bank a fixed deposit could be opened online and a customer does not have to visit the bank. In my case I had to visit State bank of India to open a fixed deposit and it has a lot of process involved. Like wise to close the same it is the same scenario.
      Was this review helpful? 3
      , pune
      Reviewed on May 10, 2017
    • SBI Fixed Deposit
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having fixed deposit account with the State bank of India and the interest rate is around 6.2% for the tenure of five years of time. I have opened this account through online, so it got happened very immediately. Charges are nil with them and I can get the money withdrawal in fraction of seconds.
      Was this review helpful? 4
      , pondicherry
      Reviewed on May 09, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Long back I had Fixed deposit account with State bank of India. I selected the tenure period for six years. The bank had fixed a good rate of interest. At last I received the money with the promised interest amount. I am much satisfied with SBI for the FD service.
      Was this review helpful? 3
      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had Fixed Deposit account with Bank of Baroda about quite long back. The tenure period is six years and the fixed amount is four to five lakhs. The percentage of interest rate is quite good and they returned the money back with the promised interest amount.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 09, 2017
    • ICICI Bank Fixed Deposit
      "Average "
      0.5 2.0/5 "Expected more"
      I have withdrawn my fixed deposit account with the ICICI bank and the interest rate was around 7%. It took around one to two hours of time to open the account through online. There are no charges while withdrawing the amount , also it took around one month of time to get it.
      Was this review helpful? 1
      , pudukkottai
      Reviewed on May 08, 2017
    • IDBI Fixed Deposit
      "Very Responsive"
      0.5 4.0/5 "Great!"
      I deposited some amount with IDBI bank as a fixed deposit. Actually I deposited this amount for future savings also I will be getting some good interest rate at the end of the year. I got good support from the bank executives and they provided all the information regarding FD.
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • YES Bank Fixed Deposit
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Yes bank have some banking issues with them I believe. I have savings account, recurring and fixed deposit account with them. I never received quick response from the bank. But the bank is good for my fixed deposit account. Simply I opened an account with them and getting better service on it.
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • Kotak Fixed Deposit
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have savings account with Kotak Mahindra bank. Even I have fixed deposit account as well. The period of FD is for one year. The bank is assigned relationship manager for me as I have so many accounts with them. I got good response from them for my FD. 1 years, 1years, relationship manager
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • SBI Fixed Deposit
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      Even I have fixed deposit with State bank of India. The tenure period is one year. I deposit certain amount with them as their interest rate is good and incomparable. SBI gives good response to the people and they are very supportive as well. I have no issues with SBI.
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • Punjab National Bank Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit with Punjab National Bank. I have deposited ceratin amount on my account. I got good response from the bank when I opened FD. The bank was so supportive and they provided all the information regarding FD. The interest rates too are pretty attractive.
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • SBI Fixed Deposit
      "Average "
      0.5 1.0/5 "Really Bad"
      I had invested in fixed deposit with the State bank of India and the interest rate is very less like its around 7.15%, also the returns are also very less, which will be also applicable with the tax. Services provided by them is really not good and I would like to suggest that they need to provide the customer service in a much better way.
      Was this review helpful? 2
      , bhopal
      Reviewed on May 03, 2017
    • SBI Fixed Deposit
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      In terms of interest rate and everything State Bank of India is fine to have the fixed deposit and the service aspects are working fine with them. I am having this account from the last six to seven years of time and the response is always very good with the State Bank of India.
      Was this review helpful? 2
      , mundra
      Reviewed on May 03, 2017
    • HDFC Bank Fixed Deposit
      "Excellent to Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the HDFC bank and the interest rate is differed according to the offers. All of my deposits will be taken care by my relationship manager. Total tenure is around five years of time and its a kind of small deposits. Net banking services are an excellent one with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Apr 26, 2017
    • Punjab National Bank Fixed Deposit
      "Customer service should be good and unique for everyone"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the Fixed deposit and they have provided around 8.5% as interest rate. Services are perfect one for me and I do have good relationship with them because my relatives are working there. Net banking services are also working good and they are started to exhibit most of the services there.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 26, 2017
    • Axis Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit account with the Axis bank and the minimum tenure is around five years of time. Response is a good one with them and everything was done through online. Net banking services are working in an excellent way and it is really wonderful.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 25, 2017
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    Top 10 FD Rates for 4 Years is Rated as "Excellent!" by 1739 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    One of the most commonly procured investment options by individuals in India due to the fact that it is one of the safest options available, Fixed Deposits guarantee the growth of idle savings into a healthy amount of money. Fixed Deposit Schemes allow investors to deposit a certain amount of money over a fixed period of time such as a year to around 10 years.

    In addition to the above, applicants also receive a fixed amount of interest on their deposit based on the markets and also tenure of their deposit scheme. Longer the tenure, higher is the amount of interest availed. Various banks and financial institutions offer Fixed Deposits with varying rates of interest. The following list looks at the top 10 Fixed Deposit Schemes in India for a tenure of 4 years.

    Top 10 Fixed Deposit Schemes for 4 Years Tenure

    Listed below are some of the best schemes for a tenure of 4 Years

    Shriram City Union Fixed Deposit for 4 Years

    One of the poplar NBFCs in the country, Shriram City Union, offers a number of financial products and services. Fixed Deposits are highly popular due to their low risk nature. Shriram City Union offers monthly and quarterly compounding interest.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.86% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.91% Less than Rs.1 crore 4 years

    RBL Bank Four Years Fixed Deposit

    RBL Bank is one of the foremost banks of India offering a plethora of products to suit every individual’s myriad needs. Fixed Deposits are one of their more popular products with different options for investment. The different types of Fixed Deposits options available are Regular Fixed deposits, Tax Saving Fixed Deposits, Senior Citizen Fixed Deposits, Recurring Fixed Deposits, Flexi-Sure Fixed Deposits.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.70% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.93% Less than Rs.1 crore 4 years

    Bandhan Bank 4 Years Fixed Deposit

    Bandhan Bank is one of the foremost banks in the country and as part of its banking portfolio, offers a number of unique products and services to the general public. Fixed Deposits are one of their most popular products due to its high rate of interest and flexible tenures. This bank offers a number of unique FD schemes that can be chosen depending on the customer’s requirement. Senior citizens get an additional 0.5% interest rate on their fixed deposit investments. Interest is compounded every quarter.

    Interest Rate & Compounding Amount Invested Tenure
    Under quarterly compounding at 7.00% Less than Rs.1 crore 4 years

    Mahindra Finance Fixed Deposit for 4 Years

    Mahindra Finance is one of the most trusted NBFCs in the country, providing premier products at competitive rates. One of the highest rates of interest is offered by this company. Interest can be compounded semi-annually, annually or even quarterly. Senior citizens receive an additional interest rate of 0.25% per annum. A minimum deposit of Rs.5,000 is required. Under the non-cumulative scheme, for a period of 4 years, the interest applicable is 8.05%.

    Interest Rate & Compounding Amount Invested Tenure
    Under half-yearly compounding at 7.90% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.80% Less than Rs.1 crore 4 years

    PNB Housing Finance Ltd. Fixed Deposit for 4 Years Tenure

    PNB Housing Finance Ltd. offers fixed deposit options under various tenures. Based on the tenure and compounding frequency, the rate of interest varies. PNB Housing Finance Limited is one of the foremost financial institutions in the country, providing a wide range of unique products and services. Interest is compounded monthly, quarterly, annually or semi-annually. Senior citizens can avail an additional discount of 0.25% on the regular interest rates.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.15% Less than Rs.1 crore 4 years
    Under quarterly compounding at 7.20% Less than Rs.1 crore 4 years
    Under semi-annually compounding at 7.30% Less than Rs.1 crore 4 years
    Under annually compounding at 7.40% Less than Rs.1 crore 4 years

    Shriram Transport Finance Company Fixed Deposit for 4 Years

    Shriram Transport Finance Company is known for offering a wide range of financial services, the most important one being fixed deposits. Competitive interest rates are applicable and interest is compounded either monthly, quarterly, yearly or half yearly. Senior citizens can avail an additional rate of interest over the prescribed rate.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.86% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.91% Less than Rs.1 crore 4 years
    Under semi-annually compounding at 7.99% Less than Rs.1 crore 4 years
    Under annually compounding at 8.15% Less than Rs.1 crore 4 years

    HDFC Finance Limited 4 Years Fixed Deposit

    HDFC is a premier private financial institution whose name is synonymous with trust and unique products. HDFC Finance Limited offers customers fixed deposits that come with competitive rates and flexible tenures. Interest is compounded monthly, quarterly, yearly or half yearly. Senior citizens receive an additional rate of interest of 0.25% per year.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.30% Less than Rs.2 crore 44 months
    Compounding quarterly at 7.35% Less than Rs.2 crore 44 months
    Under semi-annually compounding at 7.40% Less than Rs.2 crore 44 months
    Under annually compounding at 7.55% Less than Rs.2 crore 44 months

    ICICI Home Finance 4 Years FD

    ICICI is a name that is synonymous with the best in private banking along with trust. One of the most popular products offered is the fixed deposit scheme. This scheme can be compounded annually, monthly and quarterly. Interest rates are based on tenure chosen by the individual. Senior citizens receive an additional interest rate of 0.25% on their deposits.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.50% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.55% Less than Rs.1 crore 4 years
    Compounding yearly at 7.75% Less than Rs.1 crore 4 years

    Jammu and Kashmir Bank Fixed Deposit for 4 Years Tenure

    Jammu and Kashmir Bank provides a number of products and services. One of the popular products offered are fixed deposits. Customers can avail this option and procure a number of benefits such as tax benefits and premature withdrawal options. Senior citizens can procure an additional rate of interest.

    Interest Rate & Compounding Amount Invested Tenure
    Under yearly compounding at 7.10% Less than Rs.1 crore 4 years

    Lakshmi Vilas Bank Fixed Deposit for 4 Years Tenure

    Lakshmi Vilas Bank is name that commands respect in the financial world. This company provides fixed deposit schemes with rates of interest that varies with the tenure. Minimum amount of deposit is Rs.100 and there is no cap on the maximum amount. Nomination facility is available. Senior citizens receive an additional 0.5% rate of interest on their deposit.

    Interest Rate & Compounding Amount Invested Tenure
    Under annual compounding at 7.00% Less than Rs.1 crore 4 years

    Updated on January, 2017

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