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    Top 10 FD Rates for 4 Years

    We found 120 Top 10 FD Rates for 4 Years

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8.15% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 7.4% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    5.5% - 7.4% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.2% - 7% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.75% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Frills
    Documents
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Frills
    What you'll love
    Documents
    Value Adds
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    Fixed Deposit BYTES FROM OUR KITCHEN

    One of the most commonly procured investment options by individuals in India due to the fact that it is one of the safest options available, Fixed Deposits guarantee the growth of idle savings into a healthy amount of money. Fixed Deposit Schemes allow investors to deposit a certain amount of money over a fixed period of time such as a year to around 10 years.

    In addition to the above, applicants also receive a fixed amount of interest on their deposit based on the markets and also tenure of their deposit scheme. Longer the tenure, higher is the amount of interest availed. Various banks and financial institutions offer Fixed Deposits with varying rates of interest. The following list looks at the top 10 Fixed Deposit Schemes in India for a tenure of 4 years.

    Top 10 Fixed Deposit Schemes for 4 Years Tenure

    Listed below are some of the best schemes for a tenure of 4 Years

    Shriram City Union Fixed Deposit for 4 Years

    One of the poplar NBFCs in the country, Shriram City Union, offers a number of financial products and services. Fixed Deposits are highly popular due to their low risk nature. Shriram City Union offers monthly and quarterly compounding interest.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.86% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.91% Less than Rs.1 crore 4 years

    RBL Bank Four Years Fixed Deposit

    RBL Bank is one of the foremost banks of India offering a plethora of products to suit every individual’s myriad needs. Fixed Deposits are one of their more popular products with different options for investment. The different types of Fixed Deposits options available are Regular Fixed deposits, Tax Saving Fixed Deposits, Senior Citizen Fixed Deposits, Recurring Fixed Deposits, Flexi-Sure Fixed Deposits.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.70% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.93% Less than Rs.1 crore 4 years

    Bandhan Bank 4 Years Fixed Deposit

    Bandhan Bank is one of the foremost banks in the country and as part of its banking portfolio, offers a number of unique products and services to the general public. Fixed Deposits are one of their most popular products due to its high rate of interest and flexible tenures. This bank offers a number of unique FD schemes that can be chosen depending on the customer’s requirement. Senior citizens get an additional 0.5% interest rate on their fixed deposit investments. Interest is compounded every quarter.

    Interest Rate & Compounding Amount Invested Tenure
    Under quarterly compounding at 7.00% Less than Rs.1 crore 4 years

    Mahindra Finance Fixed Deposit for 4 Years

    Mahindra Finance is one of the most trusted NBFCs in the country, providing premier products at competitive rates. One of the highest rates of interest is offered by this company. Interest can be compounded semi-annually, annually or even quarterly. Senior citizens receive an additional interest rate of 0.25% per annum. A minimum deposit of Rs.5,000 is required. Under the non-cumulative scheme, for a period of 4 years, the interest applicable is 8.05%.

    Interest Rate & Compounding Amount Invested Tenure
    Under half-yearly compounding at 7.90% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.80% Less than Rs.1 crore 4 years

    PNB Housing Finance Ltd. Fixed Deposit for 4 Years Tenure

    PNB Housing Finance Ltd. offers fixed deposit options under various tenures. Based on the tenure and compounding frequency, the rate of interest varies. PNB Housing Finance Limited is one of the foremost financial institutions in the country, providing a wide range of unique products and services. Interest is compounded monthly, quarterly, annually or semi-annually. Senior citizens can avail an additional discount of 0.25% on the regular interest rates.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.15% Less than Rs.1 crore 4 years
    Under quarterly compounding at 7.20% Less than Rs.1 crore 4 years
    Under semi-annually compounding at 7.30% Less than Rs.1 crore 4 years
    Under annually compounding at 7.40% Less than Rs.1 crore 4 years

    Shriram Transport Finance Company Fixed Deposit for 4 Years

    Shriram Transport Finance Company is known for offering a wide range of financial services, the most important one being fixed deposits. Competitive interest rates are applicable and interest is compounded either monthly, quarterly, yearly or half yearly. Senior citizens can avail an additional rate of interest over the prescribed rate.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.86% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.91% Less than Rs.1 crore 4 years
    Under semi-annually compounding at 7.99% Less than Rs.1 crore 4 years
    Under annually compounding at 8.15% Less than Rs.1 crore 4 years

    HDFC Finance Limited 4 Years Fixed Deposit

    HDFC is a premier private financial institution whose name is synonymous with trust and unique products. HDFC Finance Limited offers customers fixed deposits that come with competitive rates and flexible tenures. Interest is compounded monthly, quarterly, yearly or half yearly. Senior citizens receive an additional rate of interest of 0.25% per year.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.30% Less than Rs.2 crore 44 months
    Compounding quarterly at 7.35% Less than Rs.2 crore 44 months
    Under semi-annually compounding at 7.40% Less than Rs.2 crore 44 months
    Under annually compounding at 7.55% Less than Rs.2 crore 44 months

    ICICI Home Finance 4 Years FD

    ICICI is a name that is synonymous with the best in private banking along with trust. One of the most popular products offered is the fixed deposit scheme. This scheme can be compounded annually, monthly and quarterly. Interest rates are based on tenure chosen by the individual. Senior citizens receive an additional interest rate of 0.25% on their deposits.

    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.50% Less than Rs.1 crore 4 years
    Compounding quarterly at 7.55% Less than Rs.1 crore 4 years
    Compounding yearly at 7.75% Less than Rs.1 crore 4 years

    Jammu and Kashmir Bank Fixed Deposit for 4 Years Tenure

    Jammu and Kashmir Bank provides a number of products and services. One of the popular products offered are fixed deposits. Customers can avail this option and procure a number of benefits such as tax benefits and premature withdrawal options. Senior citizens can procure an additional rate of interest.

    Interest Rate & Compounding Amount Invested Tenure
    Under yearly compounding at 7.10% Less than Rs.1 crore 4 years

    Lakshmi Vilas Bank Fixed Deposit for 4 Years Tenure

    Lakshmi Vilas Bank is name that commands respect in the financial world. This company provides fixed deposit schemes with rates of interest that varies with the tenure. Minimum amount of deposit is Rs.100 and there is no cap on the maximum amount. Nomination facility is available. Senior citizens receive an additional 0.5% rate of interest on their deposit.

    Interest Rate & Compounding Amount Invested Tenure
    Under annual compounding at 7.00% Less than Rs.1 crore 4 years

    Updated on January, 2017

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