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  • Nainital Bank Fixed Deposit Rates 2019

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  • Interest rates for Nainital Bank fixed deposits of less than Rs.1 crore ranges from 4.00% to 7.50%

    Best Nainital Bank FD Rates

    Tenure

    Regular FD rates p.a.

    Senior Citizens FD rates p.a.

    7 days to 14 days

    4.00%

    4.50%

    15 days to 1 month

    4.50%

    5.00%

    More than 1 month to 45 days

    6.00%

    6.50%

    46 days to 3 months

    6.50%

    7.00%

    More than 3 months to less than 6 months

    6.75%

    7.25%

    6 months and above to less than 1 year

    7.50%

    8.00%

    More than 1 year to 2 years

    7.90%

    8.45%

    More than 2 years to less than 5 years

    7.75%

    8.25%

    5 years to 10 years

    7.50%

    8.00%

    *The Nainital Bank FD rates tend to change at the discretion of the bank. The rates given here are valid as of November 2018.

    * Above rates are for deposits under Rs. 1 crore

    More
    NAINITAL BANK FD Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 8.4% Quarterly compounding
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know

    Established in 1922, Nainital Bank has been a premier and highly reputed scheduled commercial bank.

    Headquartered in Nainital, the bank is a subsidiary of the Bank of Baroda with a variety of financial products and services being offered to customers all over the country.

    Nainital Bank offers fixed deposit accounts of different types which caters to needs of the investors. With varied tenure options and attractive interest rates, investing in a Nainital Bank fixed deposit account is advisable.

    The minimum amount required to open a fixed deposit account at Nainital Bank is Rs.1000 and the interest is given on a quarterly basis. Senior citizens are entitled to an additional interest of 0.50% per annum.

    Types of fixed deposit accounts by Nainital Bank:

    • Regular FCixed Deposit
    • Naini Super Fixed
    • Reinvestment Deposit
    • Naini Swarn Pushp Plan
    • Naini short-term Plan
    • Naini Gold Sweep In
    • Naini Tax-Saver Plan

    Nainital Bank short-term fixed deposit rates

    • The tenure for a short-term fixed deposit ranges from a minimum of 7 days to less than 1 year.
    • Rate of interest during this tenure ranges from 4.00% per annum to 7.50% per annum for regular citizens. For senior citizens, rate of interest is 4.50% per annum to 8.00% per annum.
    • The highest rate of interest earned during a short-term fixed deposit is for a tenure of more than 6 months to less than 1 year. Interest rate is 7.50% per annum for regular citizens. For senior citizens, interest rate is 8.00% per annum.
    • For a tenure ranging from 15 days to 1 month, rate of interest is 4.50% per annum for regular citizens and 5.00% per annum for senior citizens.
    • Rate of interest for a period of more than 1 month to 45 days is 6.00% per annum for regular citizens. For senior citizens, rate of interest is 6.50% per annum.
    • 6.75% per annum is the rate of interest for regular citizens for a period ranging from more than 3 months to less than 6 months. 7.25% per annum is the interest rate for senior citizens for the same tenure.

    Medium-term fixed deposit rates by Nainital Bank

    • Tenure for a medium-term fixed deposit ranges from more than 1 year to less than 5 years.
    • Rate of interest 7.75% per annum to 7.90% per annum for regular citizens. 8.25% per annum to 8.45% per annum is the range of interest rate for senior citizens.
    • The highest rate of interest is offered by Nainital Bank for a tenure of more than 1 year to 2 years. Rate of interest is 7.90% per annum for regular citizens and for senior citizens, it is 8.45% per annum.
    • For a tenure of more than 2 years to less than 5 years, the rate of interest is 7.75% per annum for regular citizens and 8.25% per annum for senior citizens.

    Long-term fixed deposit rates

    • The long-term fixed deposit tenure ranges from 5 years to 10 years.
    • Rate of interest is 7.50% per annum for regular citizens and 8.00% per annum for senior citizens.

    Naini Tax-Saver Plan

    Nainital Bank offers its customers a tax-saver fixed deposit scheme where if opted, the customer receives tax benefits under the Section 80C of the Income Tax Act.

    The minimum tenure for the Naini tax-saver plan is 5 years to a maximum of 10 years and the minimum amount to open this account is Rs.100.

    Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    7.75%

    7.75%

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    NAINITAL BANK FD Rates Reviews

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