Janata Sahakari Bank Ltd is a scheduled bank that was set up way back in 1949. This bank has a wide network of more than 70 branches and has made a name for itself as a well-established co-operative bank. Janata Sahakari Bank fixed deposits give a good rate of return and the bank also offers various investment options for Non-Resident Indians (NRIs).
Given below are the latest interest rates that are offered on Janata Bank FD schemes:
|Tenure||Regular Interest Rate (per annum)||Senior Citizen Interest Rate (per annum)|
|7 days to 30 days||3.25%||3.25%|
|31 days to 90 days||3.75%||3.75%|
|91 days to 180 days||4.00%||4.00%|
|181 days to 364 days||4.50%||4.50%|
|1 year to 3 years||5.25%||5.50%|
|3 years to 5 years||5.25%||5.75%|
|More than 3 5 years||5.50%||6.00%|
|Janahit Deposit Scheme - 45 days||3.75%||3.75%|
|Swadhan Deposit Scheme - 30 days||3.25%||3.25%|
|NRE Deposit Scheme - More than 12 months to 36 months||5.25%||5.25%|
|NRE Deposit Scheme - More than 36 months||5.25%||5.25%|
|Tax Saver Deposit Scheme (5 years & more)||5.25%||5.75%|
Note: The interest rates are applicable from 1 September 2021. The rates may vary from time to time based on bank rates.
Janata short-term deposit rates
Janata medium & long-term deposit rates
Janata senior citizen deposit rates
To apply for any Janata Bank fixed deposit scheme, the customer can do so by downloading the online application form that is available on the bank website in the downloads section. The form has to be duly filled in with all relevant details. Customers can choose the interest payout method and other features.
The highest and lowest rate of interest on FD schemes by the Janata Sahakari Bank is 5.50% p.a. and 3.25% p.a., respectively.
Janata Sahakari Bank offers an additional rate of 0.50% p.a. for a tenure of 12 months and more.
Yes, Janata Sahakari Bank offers a nomination facility on FD schemes.li>
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