Janata Sahakari Bank Ltd is a scheduled bank that was set up way back in 1949. They have a wide network of more than 70 branches and has made a name for itself as a well-established co-operative bank. Janata Sahakari Bank fixed deposits give a good rate of return and the bank also offers various investment options for Non-Resident Indians (NRIs).
Given below are the latest interest rates that are offered on Janata Bank FD schemes:
|Tenure||Regular Interest Rate (per annum)||Senior Citizen Interest Rate (per annum)|
|7 days to 30 days||4.00%||4.00%|
|31 days to 90 days||4.50%||4.50%|
|91 days to 180 days||4.75%||4.75%|
|181 days to 364 days||5.25%||5.25%|
|1 year to 3 years||6.25%||6.50%|
|More than 3 years||5.75%||6.00%|
|Janahit Deposit Scheme - 45 days||4.50%||4.50%|
|Tax Saver Deposit Scheme (5 years & more)||5.75%||6.00%|
Note: The interest rates are applicable from Septemeber 2020. The rates may vary time to time based on bank rates.
To apply for any Janata Bank fixed deposit scheme, the customer can do so by downloading the online application form that is available on the bank website in the downloads section. The form has to be duly filled in with all relevant details. Customers can choose the interest payout method and other features.
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