Jaypee Group Fixed Deposit 2025

The Jaypee Group is a ₹ 20,000 crore well diversified infrastructural industrial conglomerate in India. The Group is a diversified infrastructure conglomerate with business interests in Engineering & Construction.

Cement, Power, Real Estate, Expressways, Fertilizer, Hospitality, Healthcare, Sports, Information Technology and Education.

Updated On - 05 Sep 2025
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Fixed Deposits of Jaypee Group

The Jaypee Group offers retail savings solutions in the form of fixed deposits under schemes that feature competitive interest rates that serve to generate high returns on a depositor's savings.

They offer features such as compounding and non-compounding of interest rates to meet investors' liquidity and investment goals. Interest rates, while fixed for the chosen duration of the scheme, is set according to market movements of interest rates.

Eligibility Criteria

Any Indian individual, HUF or trust fulfilling KYC requirements can open an FD with Jaypee group.

Features of Jaypee Group Fixed Deposit

  1. Jaypee Group offers cumulative and non-cumulative fixed deposit schemes ranging in tenor from 6 months to 3 years.
  1. The minimum amount required to open an FD with Jaypee Group is ₹ 20,000. There is no maximum limit for Jaypee Group Fds.
  1. The minimum period for Jaypee Group FDs under cumulative deposits is 6 months, under non-cumulative deposits it is one year.
  1. Any individual fulfilling KYC requirements can walk into any office of Jaypee Group and open an FD. Or else there are certain banks, third party websites and authorized representatives of Jaypee Group who collect deposits on their behalf.
  1. On cumulative FDs, the interest rate offered ranges from 11.50% to 15.07%. On non-cumulative FDs, it ranges from 12.12% to 12.63%.
  1. Loan against FD option is not available.
  1. No provision for special interest rates for senior citizens under Jaypee Group.
  1. Tax saving FD is not available.

FAQs on Jaypee Group Fixed Deposit

  • What is the scheme tenure for Jaypee Group offer?

    The scheme tenure for Jaypee Group offered is six months to three years. 

  • Are FD accounts with Jaypee Group taxable?

    Yes, as per Income Tax Act any interest income from company deposits over ₹ 5,000 per person per financial year is taxable. A depositor not having PAN may submit form 15 G/H.

  • Is there a maximum limit for Jaypee Group FDs?

    No, there is no maximum limit for Jaypee Group FDs. 

  • Do eligible entities need to fulfil KYC requirements?

    To open an FD with Jaypee Group, eligible entities need to fulfil Know Your Customer requirements. 

  • What is the minimum period for cumulative and non-cumulative Jaypee Group FDs?

    The minimum period for cumulative and non-cumulative is six months and one year, respectively.

  • If I do not have PAN, do I need to submit form 15G or form 15H?

    Yes, in case you do not have PAN, you need to submit form 15G or form 15H as per Income Tax Act. 

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