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    Overview of Jaypee Group Fixed Deposit

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    About Jaypee Group

    The Jaypee Group is a ₹ 20,000 crore well diversified infrastructural industrial conglomerate in India. The Group is a diversified infrastructure conglomerate with business interests in Engineering & Construction, Cement, Power, Real Estate, Expressways, Fertilizer, Hospitality, Healthcare, Sports, Information Technology and Education.

    Fixed Deposits of Jaypee Group

    The Jaypee Group offers retail savings solutions in the form of fixed deposits under schemes that feature competitive interest rates that serve to generate high returns on a depositor’s savings. They offer features such as compounding and non-compounding of interest rates to meet investors’ liquidity and investment goals. Interest rates, while fixed for the chosen duration of the scheme, is set according to market movements of interest rates.

    Eligibility - Who can open an FD account with Jaypee Group?

    Any Indian individual, HUF or trust fulfilling KYC requirements can open an FD with Jaypee group.

    What Fixed Deposit Schemes does Jaypee Group offer?

    Jaypee Group offers cumulative and non-cumulative fixed deposit schemes ranging in tenor from 6 months to 3 years.

    What is the minimum / maximum amount required to open an FD account with Jaypee Group?

    The minimum amount required to open an FD with Jaypee Group is ₹ 20,000. There is no maximum limit for Jaypee Group Fds.

    What is the minimum / maximum period for which funds can be held as fixed deposits with Jaypee Group?

    The minimum period for Jaypee Group FDs under cumulative deposits is 6 months, under non-cumulative deposits it is one year.

    What is the procedure to open a fixed deposit account at Jaypee Group?

    Any individual fulfilling KYC requirements can walk into any office of Jaypee Group and open an FD. Or else there are certain banks, third party websites and authorized representatives of Jaypee Group who collect deposits on their behalf.

    What are the interest rates offered on Jaypee Group fixed deposits?

    On cumulative FDs, the interest rate offered ranges from 11.50 to 15.07 %. On non-cumulative FDs, it ranges from 12.12 to 12.63 %.

    Does Jaypee Group offer tax saver fixed deposits?

    No, right now the Jaypee Group does not offer tax saver Fds.

    Are FD accounts with Jaypee Group taxable?

    Yes, as per Income Tax Act any interest income from company deposits over ₹ 5,000 per person per financial year is taxable. A depositor not having PAN may submit form 15 G/H.

    Are loans provided against FDs at Jaypee Group?

    No, there is no loan facility on FDs of Jaypee group.

    Does Jaypee Group offer senior citizens special rates on their fixed deposits?

    No, there is no provision for special interest rates for senior citizens under Jaypee Group.

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