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The Jaypee Group is a large business conglomerate operating out of Noida, NCR. The group has interests in all major industries such as infrastructure, education, banking, hospitality etc. Jaypee Group offers fixed deposits of varying tenors and interest rates for all customers satisfying a minimum eligibility criteria.
You should know that fixed deposit rates are not static figures and are affected by prevailing market conditions, RBI lending rates, company policies, and other factors. The table above shows the latest FD figures, updated in real-time i.e. whenever changes are announced by the company.
Jaypee Group FD rates
Jaypee Groups offers both cumulative and non-cumulative fixed deposits with tenures ranging from 1 year to 3 years. The interest rate on fixed deposits for a 12-month holding is 12%. This is enhanced by a quarter percent to 12.25% for deposits held for 2 years and further enhanced to 12.5% for a 3-year deposit. The effective rates on these deposits ranges from 12.12% to 12.63%.
Deposits on a cumulative basis feature effective rates ranging from 11.5% to as high as 15.07% for tenures ranging from 6 months to 3 years.
Jaypee Group Senior citizen FD rates
An additional 0.5% is offered to senior citizens i.e. those customers over the age of 60 years. This rate is applicable over and above the regular rates offered to regular customers. Rates for seniors range from 12.5% p.a. to 13% p.a. These are relatively higher than those offered by banking institutions and are good options for those looking to earn higher returns on their surplus funds for time frames ranging from 6 months or 1 year to 3 years.
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