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  • HDFC Recurring Deposit Interest Rates

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    Period Interest Rate (per annum) Senior Citizen Rates (per annum) Interest Rates p.a. for NRIs
    6 Months 6.50% 7.00% N.A.
    9 Months 6.75% 7.25% N.A.
    12 Months 7.25% 7.75% 7.25%
    15 Months 7.25% 7.75% 7.25%
    24 Months 7.25% 7.75% 7.25%
    27 Months 7.25% 7.75% 7.25%
    36 Months 7.25% 7.75% 7.25%
    39 Months 7.25% 7.75% 7.25%
    48 Months 7.25% 7.75% 7.25%
    60 Months 7.25% 7.75% 7.25%
    90 Months 7.25% 7.75% 7.25%
    120 Months 7.25% 7.75% 7.25%

    Get the Highest Interest Rates on HDFC Bank Recurring Deposit

    HDFC Bank offers its customers a very good investment opportunity through its recurring deposit scheme. Opting for this scheme enables people to earn interest rates which are equal to that of Fixed Deposits by investing a small amount every month in their recurring deposit account. People can invest a minimum of Rs.100 and maximum 14, 99,900 monthly for a period of 6 months (after 6 months in multiples of 3 months) to maximum 10 years.

    HDFC Bank Short-Term RD Interest Rates

    HDFC Bank provides its depositors the option of opening a recurring deposit account for a short term period. Here, people can deposit money into their account for a period between 6 months and 9 months,the interest rate is 6.50% and 6.75%. For the period of 1 years to 2 years, the earning interest rate is 7.25%.

    HDFC Bank Medium and Long Term RD Interest Rates

    Depositors can also open a medium and long term recurring deposit account with HDFC bank and earn attractive rates of interest. The medium term deposit can be made for a period that exceeds 2 years 3 months and up to 5 years while the long term deposit can be made for a period of more than 5 years and up to 10 years.

    For medium term deposits, the rate of interest offered by HDFC Bank is 7.25% per annum and for long term deposits, the rate of interest is 7.25% per annum.

    HDFC Bank Senior Citizen RD Interest Rates

    HDFC Bank provides higher rates of interest on recurring deposits to senior citizens. For a recurring deposit within a short term period, senior citizens can earn an interest rate ranging from 7.00 percent to 7.25 percent per annum. For medium term period, the interest rate is 7.75% per annum and for a long term period, the interest rate 7.75% per annum.

    HDFC Bank NRI Recurring Deposit Interest Rates

    Non- Residential Indians or NRIs can also open a recurring deposit account with HDFC Bank. If they invest money for a short- term period, the interest rate earned by them ranges from 0 percent to 7.25 percent per annum. If they opt for a medium- term period, the interest rate earned by them is 7.25 percent per annum and if the investment is made for a long- term period the interest rate earned by them is 7.25% per annum.

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    News About HDFC Recurring Deposit Interest Rates

    • HDFC Updates Recurring Deposit Interest Rates

      Through their Recurring Deposit Schemes, HDFC Bank offers a great investment opportunity for all their account holders. With tenures ranging from 6 months to 120 months, HDFC Bank offers exciting interest rates for general citizens, NRIs and senior citizens. Tenures of 6 months is offered to general and senior citizens at 6.50% and 7% per annum respectively. For tenures ranging from 12 months to 60 months, the interest rate is fixed at 7.50% p.a for general citizens, 8% per annum for senior citizens and 7.50% p.a for NRIs. For deposit periods ranging from 90 months to 120 months, the interest rate for general account holders, senior citizens and NRIs stands at 7.25%, 7.75% and 7.25% per annum respectively.

      1st July 2016

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