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    • Bank of Baroda Recurring Deposit Interest Rates

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    Recurring Deposit Interest Rates below One Crore:

    Deposit Tenure General RD Interest Rate Senior Citizen RD Interest Rate
    180 days 6.25 6.75
    181 days to 270 days 6.5 7
    271 days & above and less than 1 year 6.5 7
    1 year 6.9 7.4
    Above 1 year and upto 2 Years 6.9 7.4
    Above 2 Years and upto 3 Years 6.75 7.25
    Above 3 Years and upto 5 Years 6.75 7.25
    Above 5 Years and upto 10 Years 6.5 7

    Get the Highest Interest Rates on Bank of Baroda Recurring Deposit

    Bank of Baroda offers a wide range of investment schemes to its customers, and the most popular and beneficial product is the recurring deposit schemes. There are various RD schemes introduced by Bank of Baroda, and the interest rates offered on each RD by the bank varies according to the deposit tenure and other conditions. The minimum tenure for which a depositor can hold an RD with Bank of Baroda is 6 months and the maximum tenure is 10 years. For an investment amount below 1 crore, one can earn an attractive rate of interest ranging from minimum 6.50% to 7.30%.

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    Bank of Baroda Short-Term Recurring Deposit Interest Rates

    Bank of Baroda offers depositors the choice of maintaining a recurring deposit with the bank for a short term as well. The minimum tenure available to depositors is 7 days to 14 days. For a period of 181 days to 270 days, the interest rate offered on a recurring deposit worth less than Rs. One Crore is 6.75%.

    Bank of Baroda Medium and Long Term RD Interest Rates

    Bank of Baroda Recurring Deposits can also be opened for a medium term of one to three years and for a long term of more than 3 years up to a maximum period of 10 years. For a deposit worth less than Rs. 1 crore over a period ranging from above 1 year and upto 2 Years, the interest rate offered on general RD is 7.00%. For deposits worth less than Rs. 1 crore over a period ranging from more than 3 years up to 10 years, the interest rate applicable is 6.50%.

    Bank of Baroda Senior Citizen RD Rates

    Senior citizens are eligible to avail an additional interest of 0.50% on the existing interest rates. This is also applicable for former employees as well as current employees of the bank. In this case, for a recurring deposit scheme for a tenure of 6 months to less than a year, senior citizens and former as well as current employees of the bank can avail 7% interest and for a period of above 2 Years and upto 3 Years, they can enjoy an interest rate of 7.35%. For a recurring deposit scheme held for a period more than 3 years to maximum 10 years, an interest rate of 7.00% can be availed by senior citizens.

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    News About Bank of Baroda Recurring Deposit Interest Rates

    • Bank of Baroda Revises Recurring Deposit Rates

      Bank of Baroda (BOB) has made minor modifications to its recurring deposit rates for deposit that amounts up to INR 1 crore.

      Details are as follows:

      Those who have Recurring Deposits at Bank of Baroda with a tenure of six months will now receive an interest rate of 6.50% as opposed to 7.50% previously. RDs of senior citizens too saw a slight dip and it now stands at 7% when it was 8% before.

      Recurring Deposits for any period that ranges from one year to five years will receive 7.30% interest when it was 7.75% before. The rates for senior citizens with RDs too saw a sharp dip from 8.25% to 7.80%.

      Rates for deposits with tenure ranging from five years to ten years is now only 7.30% from the previous 7.50%. Rates given to senior citizens too were slashed by .20% and it now stands at 7.80% compared to the 8% before revision.

      2nd March 2016

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    • Page 1 of 1
    • Bank of Baroda Recurring Deposit
      "Good Bank"
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      I had Recurring Deposit account with Bank of Baroda. RD period was one year and every month I used to pay 2500 rupees. The interest rate was around 6% which is the same like other banks I believe. At the end of the year, they were able to release the amount on time.
      Was this review helpful? 5

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      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Recurring Deposit
      "Nice Bank"
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      Recently I invested in Recurring Deposit account with Bank of Baroda. The monthly payment was around 1000 rupees, therefore they did not deduct anything from my salary account. The tenure period is for five years. After five years, they would return my money 86000 rupees. Interest rate provided by them is very much nominal.
      Was this review helpful? 8

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      , bangalore
      Reviewed on May 09, 2017
    • Bank of Baroda Recurring Deposit
      "Easy EMI for Start saving for future"
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      It is easy process to open RD through Netbaking in Bank of Baroda. I used to make the through auto debit in monthly bases with good interest rates. I could pay minimum of 500 to 1 Lakhs according to my convenient. Service and response was really good and supportive.
      Was this review helpful? 5

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      , jaipur
      Reviewed on Nov 14, 2016
    • Bank of Baroda Recurring Deposit
      "Satisfied.."
      BANK OF BARODA
      0.5 4.0/5 "Great!"
      Two months ago I used the Bank of Baroda to open recurring deposit for the amount of seven thousand and another is for 500. Interest rate is very less as that is 7.5%. It is online recurring deposit so every time I am paying payment through ecs. Date of payment is 5th.
      Was this review helpful? 7

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      , kolkata
      Reviewed on Dec 11, 2015
    • Bank of Baroda Recurring Deposit
      "Double on Double "
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      We had an good scheme for the recurring deposit account. YSJY scheme is an government plan which starts from 1000 rupees where I can deposit some amount to them and at the end i will be getting some good benefits. This was there with BANK OF BARODA only where other banks is not having it. Financially I am getting good benefits from this account.
      Was this review helpful? 11

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      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Recurring Deposit
      "Average"
      BANK OF BARODA
      0.5 4.0/5 "Great!"
      I had the recurring the deposit with the Bank of Baroda. The rate of interest is around 9% for an year of time. Services are good with them. Customer service and the service are quiet good with them. Its easy to track my recurring deposit account through their online portal.
      Was this review helpful? 6

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      , bhubaneshwar
      Reviewed on Sep 21, 2015
    • Bank of Baroda Recurring Deposit
      "Excellent !!!!!"
      BANK OF BARODA
      0.5 4.0/5 "Great!"
      From bank of Baroda I have taken a Recurring deposit plan in which the interest rate offered is 8% for the minimum lock in period 1 year. In case we break the lock in period so the interest rate will be reduced. No activation or any processing fee is not covered.
      Was this review helpful? 7

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      , nagpur
      Reviewed on Sep 16, 2015
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