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  • ICICI Recurring Deposit Interest Rates - August 2017

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    Maturity PeriodRate of Interest (% p.a.) - GeneralRate of Interest (% p.a.) - Senior
    6 months66.5
    9 months6.256.75
    12 months6.757.25
    15 months6.757.25
    18 months6.757.25
    21 months6.757.25
    24 months6.757.25
    27 months6.57
    30 months6.57
    33 months6.57
    36 months6.57
    Above 3 years upto 5 years6.57
    Above 5 years upto 10 years6.57

    Get the Highest Interest Rates on ICICI Bank Recurring Deposit

    ICICI Bank provides a lot of benefits to its customers through its products. Among its products, recurring deposit is a very popular one as it offers attractive rates of interest to the depositors. The bank also offers a flexible recurring deposit scheme called ‘iWish’, which frees people from the penalty which is charged for missed payments. One can deposit money for a minimum period of 6 months (after that in multiples of three months) and a maximum period of 10 years in an ICICI Bank RD account where the minimum amount to be deposited is Rs.500 per month.

    ICICI Bank Short-Term RD Interest Rates

    ICICI Bank provides the option of opening a recurring deposit account to its depositors for a short term period. Depositors can invest money with the bank for a period of 6 months, 9 months, 12 months and 15 months. The interest rate for this time period is 6.25%, 6.25%, 6.90%, 7.00%.

    Through its iWish scheme, the bank offers an interest rate ranging between 6.25% and 7.00% per annum for short term deposits i.e 6 months to 24 months.

    ICICI Bank Medium and Long Term RD Interest Rates

    ICICI Bank allows its depositors to open a medium and long term recurring deposit account as well. The medium term recurring deposit account can be opened for a period of more than 3 years and up to 5 years while a long term recurring deposit account can be opened for a period of more than 5 years and up to 10 years. Depositors can earn an interest rate of 6.75% per annum on medium term deposits and 6.50% per annum on long term deposits.

    The iWish scheme offers an interest rate of 6.75% per annum for medium term deposits i.e 37 months - 5 years and a rate of 6.50% per annum for long term deposits i.e 5 years 1 day - 10 years.

    ICICI Bank Senior Citizen RD Interest Rates

    Senior Citizens can open a recurring deposit account with ICICI Bank and earn attractive rates of interest on their investment. They can earn 6.75% to 7.50% per annum interest rates on short- term deposits i.e 6 months to 21 months, 7.25% per annum on medium term deposits and 7.00% per annum on long term deposits.

    The senior citizens are eligible to apply for the iWish scheme, which offers an interest rate ranging between 6.75% and 7.50% per annum for short term deposits to them. For medium term deposits, the scheme offers them an interest rate of 7.25% per annum and a rate of 7.00% per annum for long term deposits.

    More you need to know about Recurring Deposit

    ICICI Bank RD Schemes

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    News About ICICI Bank Recurring Deposit Interest Rates

    • Brokerages Predict ICICI Bank Profits to DIp 20% for Q2 Results, Amid Higher NPAs

      ICICI Bank which is considered as India’s largest lending company is believed by experts to report poor second quarter results for this financial year. This prediction has been made based on many brokerages forecasting a double-digit fall in profit amid poor sales and the rise in NPA. However, the experts still believe that ICICI may have enough capital lead by the sale in stake in the bank’s insurance section.

      7th November 2016

    • ICICI Bank Revises Interest Rates for Recurring Deposits

      ICICI have revised the interest rates offered for their recurring deposits. While the interest rates offered for recurring deposits with varying tenures remains by and large the same, the rates offered for a particular tenure, namely a tenure of 9 months has seen revisions. Earlier deposits with a tenure of 9 months offered interest rates of 7.25% p.a. for general and 7.75% p.a. for senior citizens. This has been changed to 6.75% p.a. for general and 7.25% p.a. for senior citizens. The change in interest rates has been in effect from 22nd August 2016. The tenure limits however remain the same with a minimum tenure requirement of 6 months and a maximum tenure of 10 years.

      22nd August 2016

    Recurring Deposit - Sitemap

    ICICI RD Rates Reviews

  • Page 1 of 11 1 2 3 4 5
    • ICICI Bank Recurring Deposit
      "My RD"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      For ICICI Bank recurring deposit my feedback would be, I am a customer of ICICI therefore I decided to opt for RD through this bank it is very easy to make the payment and it is as good as my credit card. Interest rate is very much higher compartively, so therefore I had chosen ICICI for RD.
      Was this review helpful? 0
      , madurai
      Reviewed on Aug 10, 2017
    • ICICI Bank Recurring Deposit
      "Short term investment"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      Initially ICICI gave me good interest rate for my recurring deposit, but for premature interest rate is not upto the mark and they not giving proper information. I am paying Rs. 2000 on monthly basis, they offered me the interest rate around 7.25% its good for short time investment.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 30, 2017
    • ICICI Bank Recurring Deposit
      "Very Good service"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have opened the Recurring deposit with ICICI bank around 2 months ago. The benefits are really good with the RD. I am receiving the interest rate of 7% but being an bank employee, I got 8% for my RD. I pay around Rs.5000 every month and this was for a period of 3 years. I would say it is good for safety purpose and I got sufficient finanical support from them too.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jun 20, 2017
    • ICICI Bank Recurring Deposit
      "Good for saving"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      The positive with the Recurring deposit is the amount which get debits automatically to my Recurring deposit account during the end of the year, I will be getting a bulk amount with RD account. The rate of interest is good with ICICI bank, it is comparable with others. I am happy to hold a Recurring Deposit with ICICI bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • ICICI Bank Recurring Deposit
      "Its Average"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I have opened the recurring deposit account through ICICI online banking, it created immediately. Earlier I was paying the amount of Rs.5000 on monthly basis, after six months. I got the matured amount of Rs.500. Totally I got Rs.60500 it was not good.
      Was this review helpful? 5
      , delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Recurring Deposit
      "Safety locker"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I hold a recurring deposit with ICICI bank and I got it around 6 months ago. I get good benefits with this very good savings plan. It is flexible because when I need in money anytime, I can with draw and I can switch the amount to savings account, Which is helpful for the safety purposes. The rate of interest I am getting is nominal here.
      Was this review helpful? 3
      , mumbai
      Reviewed on May 15, 2017
    • ICICI Bank Recurring Deposit
      "Very good services in deposit"
      ICICI BANK
      0.5 4.5/5 "Excellent!"
      I am having the recurring deposit account with the ICICI bank and the interest rate was around 7% per annum. Services were good and I would like to say for deposit ICICI bank is up to the mark. Its easy to track the account through online and mobile application.
      Was this review helpful? 10
      , hyderabad
      Reviewed on May 10, 2017
    • ICICI Bank Recurring Deposit
      "Amazing experience"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      Interest rate with the ICICI bank for the recurring deposit was around 7% to 7.5% and am with them from the last five to six years of time. Minimum lock in period is nil and maximum is around ten years of time. There will be nil penalty for withdrawing the money duriong prematurity period. Netbanking services are fine with the ICICI bank.
      Was this review helpful? 4
      , faridabad
      Reviewed on Apr 22, 2017
    • ICICI Bank Recurring Deposit
      "Best one"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have recurring deposit account with the Oriental bank of commerce and the interest rate is around 8.75% and its only for employee. There is no penalty charges and am having this account from the last two years of time and the tenure is around five years of time , also it can even open for seven days of time.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 19, 2017
    • ICICI Bank Recurring Deposit
      "Satisfactory Service"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I had opened my RD account in ICICI bank. Their tenure period is very much flexible and convenient. The rate of interest provided by them is quite good. I am maintaining this for quite long time. I am a long term customer of ICICI bank, even I hold multiple accounts with them because their services are really good and satisfactory.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Mar 10, 2017
    • ICICI Bank Recurring Deposit
      "Goal to Achieve "
      ICICI BANK
      0.5 4.0/5 "Great!"
      I have opened my I Wish RD account in ICICI on November 2016. It is very much flexible and I could deposit Rs. 5000 to maximum amount in I wish RD account. I have taken the tenure of six months, ICICI offers the interest rate of 6.25% for six months and 6.75% for one year.
      Was this review helpful? 4
      , noida
      Reviewed on Feb 13, 2017
    • ICICI Bank Recurring Deposit
      "Good for saving"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I have opened my RD account in ICICI on September 2016, I used to pay the premium amount of Rs. 15,000 for one years. ICICI offers the RD interest rate of 6.7% it is nominal like other banks. After the maturity period of one year, I will be getting the Premium + Interest rate of Rs.1,87,000. I used to make online RD payment through netbanking it is very convenient.
      Was this review helpful? 2
      , noida
      Reviewed on Feb 13, 2017
    • ICICI Bank Recurring Deposit
      "Recurring deposit is fine"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      ICICI RD is there is no limit if we add any amount there is no daily limit per addition, there is no restriction as such there is no need for me to depoist a fixed amount every time he or she can deposit how much ever they want and minimum amount should be 500.
      Was this review helpful? 2
      , new delhi
      Reviewed on Feb 07, 2017
    • ICICI Bank Recurring Deposit
      "Can be better"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I had opted in and opted out through online for ICICI RD . Basically liquidation happens within 24 hours of time. it all depends on the time when the executive picks the request they break it followed by which the amount gets transferred to my account instantly no charges for the same. Of course, the premature ( withdrawal charges) are applicable which is 1% on the outstanding principle amount.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 02, 2017
    • ICICI Bank Recurring Deposit
      "Easy process"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have taken a recurring deposit on couple of occasions from ICICI Bank and I am happy with the interest rate they offer. I also have no issues in opening this account and closing the same, as everything is done online and I do not have to visit the bank.
      Was this review helpful? 5
      , yamuna nagar
      Reviewed on Jan 02, 2017
    • ICICI Bank Recurring Deposit
      "RD"
      ICICI BANK
      0.5 4.5/5 "Excellent!"
      I always use this option for Hidden saving for my urgent needs easy module for online banking with the good interest rate for flexible payments and auto debit and credit mode which is specialty of this Bank I am a customer since 10 yrs of this bank.also, you have many options like saveing,RD, Flexible RD online Money order and much more.
      Was this review helpful? 1
      , aurangabad
      Reviewed on Dec 25, 2016
    • ICICI Bank Recurring Deposit
      "Need improvement in customer service"
      ICICI BANK
      0.5 3.5/5 "Pretty good"
      Minimum tenure with the ICICI bank is around 12 months of time and the services are better for my recurring deposit. I would like to advice its better to go ahead with net banking services rather than approaching customer care service. The deposit amount for recurring deposit will starts from 500 Rupees to 50000 Rupees without pan card and I can say they need to more focus of their customer service.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Dec 13, 2016
    • ICICI Bank Recurring Deposit
      "Go for it "
      ICICI BANK
      0.5 4.0/5 "Great!"
      Its amazing to hold this ICICI RD IWISH account as it is very much flexible. I can deposit how much ever I want and I can withdraw the same amount as well. I am holding this ICICI RD for about a year now. I am very much happy with the terms and conditions. Any time I can close this RD online but I am not sure about the charges.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Nov 15, 2016
    • ICICI Bank Recurring Deposit
      "Convenient banking"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I had a recurring deposit with ICICI Bank. I never had to visit the bank for opening this account. I also never visited the ban for closing it as well. I had all online. It was convenient and it was a easy process. The rate of interest was good. They also have good services, when I call in for any kind of a clarification.
      Was this review helpful? 2
      , pune
      Reviewed on Oct 05, 2016
    • ICICI Bank Recurring Deposit
      "Very good"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I had opted for ICICI recurring deposit it is a got very good options in it. I am holding this ICICI RD for a period of 6 months. I dont have any idea about the interest that I earned on this RD. I had closed it because I had some personal commitment I could take it further. Yes, I do get tax benefit for this.
      Was this review helpful? 6
      , bangalore
      Reviewed on Oct 01, 2016
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