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  • Baroda Samriddhi Half Yearly Recurring Deposit

    BANK OF BARODA RECURRING DEPOSIT
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    The Baroda Samriddhi Half Yearly Recurring Deposit offers maximum savings to account holders with features like half yearly installments, which helps the customer to conveniently manage his finances. Deposit holders can also choose the option of availing up to 95% of the balance amount as an overdraft or a loan. Baroda Samriddhi Half Yearly Recurring Deposit holders can also choose nominees for their accounts, as Bank of Baroda also offers that option.

    Features of Baroda Samriddhi Half Yearly Recurring Deposit

    The Baroda Samriddhi Half Yearly Recurring Deposit comes with the following features and benefits -

    Deposit Amount - Customers have to open a Baroda Samriddhi Half Yearly Recurring Deposit account with a minimum amount of Rs. 1000. Account holders can make consequent deposits in multiples of Rs. 100.

    Tenure of the Deposit - The minimum tenure that can be selected by an account holder is 36 months up to a maximum of 120 months.

    Interest Rates - Interest rates for Baroda Samriddhi Half Yearly Recurring Deposit accounts would be charged according to the tenure of the deposit and the amount deposited. The interest rate is compounded on a half-yearly basis and would be paid on the maturity of the deposit.

    Premature Withdrawals - If a Baroda Samriddhi Half Yearly Recurring Deposit account holder chooses to withdraw the deposit before the completion of the tenure, the interest rate would be determined as 1% lesser than the rates applicable for that particular tenure.

    Documents Required - Baroda Samriddhi Half Yearly Recurring Deposits

    The following documents have to be submitted by Baroda Samriddhi Half Yearly Recurring Deposit applicants.

    • Passport photograph of the applicant
    • Introduction letter for the applicants according to the Bank’s regulations
    • Residence Proof

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