Steps to Apply for Oriental Bank Fixed Deposit

Updated On - 05 Sep 2025

Checklist/requirement for opening OBC FD account

  1. Must have a savings bank account with OBC.
  2. A mobile banking account.
  3. An online bank account.

Steps to Apply Oriental Bank FD

  1. Step 1: You can download the form online by visiting the official website of Oriental Bank of Commerce. You can also obtain the form offline by visiting the bank's nearest branch.
  2. Step 2: Fill the form and submit it along with all the necessary documents. The bank will verify the documents and if all the details are correct, then you will be able to open an OBC FD account.

Documents Required to Apply Oriental Bank Fixed Deposit

Identity proof:

  1. Passport
  2. PAN card
  3. Voter ID card
  4. Driving licence
  5. Government ID card
  6. Photo ration card
  7. Senior citizen ID card

Address Proof:

  1. Passport
  2. Telephone bill
  3. Electricity bill
  4. Bank Statement with Cheque
  5. Certificate/ ID card issued by Post office

OBC FD Calculator

Deposit Amount:

Rs.1 lakh

Rate of Interest:

5.20%

Tenure:

1 year

Maturity Amount:

Rs.1,05,200

Total Interest Earned:

Rs.5,200

You can use the FD calculator facility provided by BankBazaar to check the maturity amount and the interest you will be earning. Here in the case mentioned above, if you deposit Rs.1 lakh for a period of 1 year, then the total interest earned will be Rs.5,200 and the total maturity amount will be Rs.1,05,200. The rate of interest offered in this case by the lender is 5.20% for a period of 1 year and it compounded on a monthly basis.

FAQs on Apply for Oriental Bank Fixed Deposit

  • What are the interest rate offered by the lender?

    The interest rate offered by the lender ranges between 3% p.a. and 5.30% p.a. This rate is applicable for deposits less than Rs.2 crore.

  • What is the customer care number?

    You can call on the toll-free number 0120-2580001 in case of any query. A customer care executive will get in touch with you and will help you with your inquiry.

  • What is the tenure offered by OBC if I wish to open an FD account?

    You can open an FD account with tenure ranging between 7 days and 10 years. The interest rate charged will also depend on the tenure chosen by you.

  • Do senior citizens earn additional interest on their deposits?

    Yes, senior citizens will earn 0.50% extra interest on their deposits which are Rs.2 crore and less. The rate of interest range between 3.50% p.a. and 5.80% p.a.

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