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    Steps to apply for Central Bank of India Fixed Deposit

    Central Bank of India is one of the leading banks in the country that was established in 1911. They offer a wide range of banking services and financial products including fixed deposits (FDs). The FD schemes offered by Central Bank of India are both short and long-term with flexible tenure options and competitive interest rates. Opening a Central Bank of India FD is quite simple and can be done online with minimal documentation. FD accounts can also be opened by visiting the branch.

    Some of the FD schemes offered by Central Bank of India includes Money Multiplier Deposit Certificate, Monthly Interest Deposit Receipt, Quarterly Interest Deposit Receipt, Senior Citizen Deposit Scheme etc.

    Stepwise process to apply for Central Bank of India fixed deposit online

    Step 1: Visit the Central Bank of India website and log in to the internet banking portal by providing username and password

    Step 2: Go to the ‘Online Term Deposit’ tab and select the type of FD

    Step 3: Fill in relevant details

    Step 4: Verify details and click ‘Confirm’

    Step 5: A confirmation message will be displayed upon successful booking of the deposit

    Stepwise Process To Apply For Central Bank Of India Fixed Deposit Offline

    Step 1: Visit the Central Bank of India branch

    Step 2: Speak to a banking officer and ask for an FD application form

    Step 3: Fill out the application form. The banking officer will assist the customer while filling the form

    Step 4: Make all document submissions and deposit the money

    Step 5: Collect the FD receipt


    • Individuals
    • Joint account holders
    • Minors can hold an account along with an adult. Please note that any person above 12, with the ability to read and write, can operate an account on his/her own basis
    • Hindu Undivided Family, illiterates, those suffering from blindness
    • Businessmen and traders

    Documents Required for Central Bank of India Fixed Deposit

    Identity proof:

    • Passport
    • Aadhaar card
    • PAN card
    • Voter ID card
    • Driving licence
    • Government ID card
    • Photo ration card
    • Senior citizen ID card

    Address proof:

    • Passport
    • Telephone bill
    • Electricity bill
    • Bank Statement with Cheque
    • Certificate/ ID card issued by Post office

    Please note that in case of senior citizens and minors’ age proof must be submitted.


    1. Can the FD application form be downloaded online?

      Yes. One can download the FD application form online, fill it and then submit it at the bank branch.

    2. Can all customers open an FD online in Central Bank of India?

      All existing customers with an active internet banking username and password can access internet banking services.

    3. What are the compulsory documents for opening an FD?

      It is a must to provide PAN card and Aadhaar details. It is very important to comply with all KYC norms before opening an FD account.

    4. What are the other methods of opening an FD in Central Bank of India?

      Apart from internet banking and visiting the branch, one can also open an FD through mobile banking.

    5. Is it possible to renew an FD online?


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