HDFC bank is known for its service excellence and a nationwide distribution network. They offer many types of fixed deposit (FD) options for customers with flexible tenure ranges and a wide range of interest payout choices. Applying for a HDFC FD online is a hassle-free and convenient process and can be done by following a few simple steps. One can also open an HDFC FD by visiting the nearest branch or through mobile banking. The FD options offered by HDFC bank include regular FDs, tax savings FDs, super-saver, sweep-in, etc. They offer guaranteed returns at industry rates and a higher interest rate for senior citizens.
Step 1: Visit the HDFC bank website and login to the internet banking portal by providing username and password
Step 2: Go to the ‘Open Fixed Deposits’ tab under the ‘Accounts’ option in the ‘Request’ section
Step 3: Fill in all relevant details in the respective columns such as branch name, tenure range, deposit amount, domination details. Then, click ‘Continue’.
Step 4: Verify details and click ‘Confirm’
Step 5: The FD advice can be downloaded. A confirmation message will be displayed once the booking of the FD is confirmed
Step 1: Make a visit to the nearest HDFC branch
Step 2: Speak to an HDFC bank officer and ask for a FD application form
Step 3: Fill in the form with all details. The bank officer will usually assist customers while filling the form
Step 4: Submit all required documents and deposit the funds
Step 5: The bank will give the customer an FD receipt upon successful booking of the deposit
All individuals, senior citizens and Hindu Undivided Families are eligible to apply for a HDFC bank FD. Minors are not allowed to individually hold FDs but they can hold an FD account along with another adult.
Both existing and new/prospective customers can book a term deposit online provided they have an active internet banking username and password.
All HDFC bank customers are eligible for internet banking services. All first time users will have to approach the bank for an internet banking username and password.
In such a case:
It is mandatory to provide PAN, mobile number and Aadhaar card details, without which an fd cannot be opened.