Type of Account |
DCB Bank Shubh Labh Savings Account |
Minimum average quarterly balance and account opening amount |
Rs.25,000 |
ATM access |
Free ATM access to every DCB Bank and Visa enabled ATMs in the nation |
Banking facility |
Branch banking, free of cost, at DCB branches across India |
Services Offered by DCB Shubh Labh Savings Account
Internet banking |
Available absolutely free of cost |
Phone Banking |
Available absolutely free of cost |
Mobile Banking |
Available absolutely free of cost |
Utility bill payment - DCB |
Free of cost |
Features and Benefits of Shubh Labh Savings Account
Rewards on transactions made |
Yes |
ECS returns |
Rs.500 every instance |
RTGS facility |
Yes. Free of cost |
Neft facility |
Yes. Free of cost |
Daily ATM withdrawal limit |
Rs. 75,000 for a single day |
Daily POS spend limit |
Rs. 1,25,000 in one day |
Transferring money within DCB Bank facility |
Yes, absolutely free of cost |
Debit card issued |
Yes. |
Account opening amount |
Rs. 25,000 |
Average quarterly balance |
Rs. 25,000 |
Type of Debit Card issued |
DCB International Visa Debit Card |
Fees & Charges (Standard Charges) on Shubh Labh Savings Account
Issuance fees |
Rs. 99 for domestic cards and Rs.199 for international card. |
Replacement of debit card charges |
Rs. 99 for domestic cards |
Annual fees |
Rs. 99 for domestic cards |
Replacement of damaged card |
Rs. 99 for domestic cards |
If it is used at an international VISA ATM for balance enquiry |
Rs. 25 |
If it is used at an international VISA ATM for cash withdrawal |
Rs. 125 |
Issuance of loose cheque leaves |
Rs. 5 for every leaf |
DCB Bank acknowledges the fact that opening an account is a memorable and auspicious occasion for all the customers. To make this auspicious occasion even more special, and profitable for customers, DCB bank ensures the you get rewarded with every transaction you make by charging it to this account.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.