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  • DCB Privilege Savings Account

    DCB Bank Savings Account



    Type of savings account

    Privilege Savings Account

    Minimum balance to be maintained

    Rs. 5 lakhs. This amount of balance can be maintained across the account holder’s savings account, fixed deposits, and mutual funds/insurance. It can be availed through DCB Bank, in any combination.

    Interest Rate

    Not applicable

    Debit card

    Offered and available

    Account USP

    Immense flexibility offered

    Type of debit card issued

    DCB Platinum debit card

    Services Offered by DCB Privilege Savings Account

    Relationship Manager

    Dedicated relationship manager to assist you at every step

    Internet banking

    Available absolutely free of cost

    Phone Banking

    Available absolutely free of cost

    Mobile Banking

    Available absolutely free of cost

    Cashback facility

    Yes. Enjoy cashback on all POS transactions. The rate is 1.25% flat.

    Cash back limit

    Maximum of Rs. 6000 annually

    Resident account


    Features of DCB Privilege Savings Account

    Usage of card at ATMs

    Free and unlimited. This access is given only for every DCB Bank ATM in the country and Visa enabled across the nation

    Banking at branch

    Free of cost if the banking is done at DCB branches all across.

    Transferring funds online via NEFT

    Yes. Secure and quick.

    Transferring funds online via RTGS

    Yes. Secure and hassle free.

    Daily ATM withdrawal limit

    Rs. 1,00,000 for domestic cards. Limit is the same for international cards.

    Daily POS spend limit

    Rs. 1,50,000 for domestic cards. It is the same limit for international cards.

    Fees & Charges (Standard Charges) Appplicable on Privilege Savings Account

    Annual Fee

    Free of cost

    Account Opening Balance or Average quarterly balance

    Rs 50,0000

    Card replacement charges

    Free of cost

    Usage of ATM charges

    free of cost

    Clearing charges for money transfer within DCB Bank

    Free and unlimited

    Outward clearing - any branch

    Free and unlimited

    Charges for cash withdrawal and balance enquiry

    Free of cost

    For local cheques deposited and returned (if unpaid)

    Free of cost

    For outstation cheques deposited and returned (if unpaid)

    Rs 100

    ECS returns Charges

    Rs. 500

    Issuance of loose cheque leaves

    Rs. 5 for every leaf

    Charges of cheque books payable at par

    Free of cost

    Daily ATM Withdrawal Limit

    Rs 50,000 (domestic or International Card)

    Card Issuance Fee

    Rs 250 (domestic & international debit card)

    Domestic ATM Usage Fee (DCB ATMs and Visa ATMs)

    Free of charge.

    International ATM Usage Fee (Visa ATMs)

    Rs 25 (International Card)

    Fund Transfer Charges within DCB Bank

    Free of charge

    Cheque Deposited & Returned Unpaid (Local or Outstation Cheque)

    Rs 100

    Cheque Issued & Returned

    Rs 500

    ECS Returns

    Rs 500

    Stop Payment Charges

    Free of charges

    Remittance Related Charges


    Free of charge

    Free limit of non cash transactions - local Demand draft


    Cash Transactions -local demand draft

    Rs 300 every instrument

    Visa money transfer (payable at non DCB & HDFC branches)

    Rs 25

    Above free limit charges (payable at non DCB & HDFC branches)

    Correspondent bank charges

    As the comprehensive table above clearly explains all the primary features and charges of DCB Privilege Savings Account. Apart from the aforementioned points, this savings account promises maximum convenience, flexibility, and returns to account holders. Customers need to maintain a minimum balance of Rs. 5 lakhs. But this balance can be maintained across his/her savings account, fixed deposits, and mutual funds/insurance, availed through DCB Bank, in any combination.

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