|
Type of Account |
DCB Bank Elite Savings Account |
|
Minimum average quarterly balance to earn cash back |
Rs.50,000 to earn a cashback of up to Rs. 20,000 per annum |
|
ATM access |
Free ATM access to every DCB Bank and Visa enabled ATMs in the nation |
|
Banking facility |
Branch banking, free of cost, at DCB branches across India |
Services Offered by DCB Elite Savings Account
|
Internet banking |
Available absolutely free of cost |
|
Phone Banking |
Available absolutely free of cost |
|
Mobile Banking |
Available absolutely free of cost |
|
Locker facility |
Yes. You can also get a 50% discount on locker fee, if you maintain average quarterly balance of Rs. 1,00,000 |
Features and Benefits of Elite Savings Account
|
Eligible Customers |
This is a unique type of savings account for privileged customers of the bank. |
|
Freedom to choose account number |
Account holders get the freedom to choose any number, according to their preference, as their bank account number, i.e they can choose the last 8 digits of their account number. |
|
Calculation of Cashback |
1.60% of your purchases made through the debit card/expenses at visa merchants, forms the cashback you are entitled too. |
|
Discount on Locker Rent |
If you maintain an average quarterly balance of Rs. 1,00,000, then you get 50% discount on the locker fee. Avail the locker facility to keep your valuables safe. |
|
Daily ATM withdrawal limit |
Rs. 100,000 for domestic cards. Limit is the same for international cards. |
|
Daily POS spend limit |
Rs. 150,000 for domestic cards. It is the same limit for international cards. |
|
Annual fee |
Free of cost |
|
Replacement of card |
Free of cost |
|
Account opening amount |
Rs. 50,000 |
|
Average quarterly balance |
Rs. 50,000 |
Fees & Charges (Standard Charges) Applicable on DCB Bank Elite Savings Account
|
Charges |
DCB Bank Elite Savings Account |
|
Minimum average quarterly balance to earn cash back |
Rs.50,000 to earn a cashback of up to Rs. 20,000 per annum |
|
ATM access |
Free ATM access to every DCB Bank and Visa enabled ATMs in the nation |
|
Banking facility |
Branch banking, free of cost, at DCB branches across India |
Services Offered by DCB Bank Elite Savings Account
|
Internet banking |
Available absolutely free of cost |
|
Phone Banking |
Available absolutely free of cost |
|
Mobile Banking |
Available absolutely free of cost |
|
Locker facility |
Yes. You can also get a 50% discount on locker fee, if you maintain average quarterly balance of Rs. 1,00,000 |
Features and Benefits of Elite Savings Account
|
Eligible Customers |
This is a unique type of savings account for privileged customers of the bank. |
|
Freedom to choose account number |
Account holders get the freedom to choose any number, according to their preference, as their bank account number, i.e they can choose the last 8 digits of their account number. |
|
Calculation of Cashback |
1.60% of your purchases made through the debit card/expenses at visa merchants, forms the cashback you are entitled too. |
|
Discount on Locker Rent |
If you maintain an average quarterly balance of Rs. 1,00,000, then you get 50% discount on the locker fee. Avail the locker facility to keep your valuables safe. |
|
Daily ATM withdrawal limit |
Rs. 100,000 for domestic cards. Limit is the same for international cards. |
|
Daily POS spend limit |
Rs. 150,000 for domestic cards. It is the same limit for international cards. |
|
Annual fee |
Free of cost |
|
Replacement of card |
Free of cost |
|
Account opening amount |
Rs. 50,000 |
|
Average quarterly balance |
Rs. 50,000 |
Fees & Charges (Standard Charges)
|
Clearing charges for money transfer within DCB Bank |
Free and unlimited |
|
Outward clearing - any branch |
Free and unlimited |
|
ATM Transaction Charges (at bank ATM) |
Cash Withdrawal / balance enquiry - free of charge |
|
For local cheques deposited and returned (if unpaid) |
Rs. 100 |
|
For outstation cheques deposited and returned (if unpaid) |
Rs 100 |
|
ECS returns Charges |
Rs. 500 |
|
Issuance of loose cheque leaves |
Rs. 5 for every leaf |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
