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DCB CashBack Savings Account

Savings Account
  • Instant money transfer
  • 24x7 ATM withdrawals
  • Attractive rate of interest

Highlights

Bank

DCB

Category

CashBack Savings Account

Minimum Balance Requirement

Average Quarterly Balance (AQB) - Rs 10,000

Interest Rate

N/A

Card Offered

DCB CashBack Platinum Debit Card (Domestic / International Card)

Eligibility

All resident individuals

Services Offered by DCB CashBack Savings Account

Internet Banking

Yes

Mobile Banking

Yes

Phone Banking

Yes

Cheque Book

Yes; 50 leaves / monthly free of charge

Features of DCB CashBack Savings Account

ATM Usage

Unlimited free of charge access to all DCB Bank and Visa ATMs in India.

Any Branch Banking

Free of charge any branch banking across all DCB bank branches.

Online Money Transfer

Transfer money swiftly and securely via NEFT or RTGS.

Demand Draft / Pay Order Facility

DD and Pay Order facility up to Rs 1 lakh daily.

High Transaction Limits

Enjoy a daily POS spending limit of Rs 75,000 on your DCB Domestic or International Debit Card

Annual Fee

No Annual Fee.

Fees & Charges (Standard Charges)Applicable on DCB CashBack Savings Account

Account Opening Amount / AQB

Rs 10,000

ATM Related Charges

Daily ATM Withdrawal Limit

Rs 50,000 (domestic or International Card)

Card Issuance Fee

Rs 250 (domestic & international debit card)

Domestic ATM Usage Fee (DCB ATMs and Visa ATMs)

Free of charge.

International ATM Usage Fee (Visa ATMs)

Rs 25 (International Card)

Clearing Charges

Fund Transfer Charges within DCB Bank

Free of charge

Cheque Deposited & Returned Unpaid (Local or Outstation Cheque)

Rs 100

Cheque Issued & Returned

Rs 500

ECS Returns

Rs 500

Cheque Book Related Charges

Cheque book charges

Rs 2 per leaf (monthly) above free limit

Issue of loose Cheque Leaves

Rs 5 per leaf (per instance)

Stop Payment Charges

Rs 50 per cheque (per instance)

Remittance Related Charges

RTGS / NEFT

Free of charge

Free daily limit for non-cash DD transactions (local)

Rs 1 lakh

DD Cash Transactions (local)

Rs 300 / per instrument

Visa money transfer (payable at non DCB & HDFC branches)

Rs 25

Issue of duplicate DD / Pay Order (payable at non DCB & HDFC branches)

Rs 50

Cash Related Charges

Cash Deposit Free Limit

Unlimited free (if monthly average balance of Rs 25,000 is maintained). Otherwise, 5 free cash deposit transactions permitted.

Cash Deposit Charges beyond free limit

Rs 100 per transaction

Cash Withdrawal Limit (any DCB Branch)

Free

Penal Charges

Non-maintenance of Minimum Balance

Rs 749 per quarter

Penal charges for cheque book (quarterly)

Rs 2 per leaf

Penal charges for cash transactions (at branch)

Rs 50 per transactions beyond free limit of 3 transactions.

Penal Charges for ATM / Visa Transactions

Rs 18 (financial transactions) & Rs 7 (non-financial transactions)

Miscellaneous Charges

Monthly e-mail statements

Free of charge

Physical Statements (monthly)

Rs 200

Duplicate Statement

Rs 50 per page (per instance)

Standing instructions setup

Free of charge

Standing instructions execution

Free of charge

Scheme Transfer Fees

Rs 200 / per instance

Photo Attestation

Rs 50 / per instance

Signature Verification

Rs 50 / per instance

Account Closure

Rs 500 if closed after 30 days but within 6 months of first credit. No charge if account is closed within 30 days of after 6 months of first credit.

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GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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