DCB CashBack Savings Account
DCB CashBack Savings Account is a rewarding option for individuals looking to earn cashback on spends while enjoying unlimited ATM access, free online transfers, and convenient banking features. It's designed to offer both savings and daily benefits in one account.
Highlights
Bank | DCB |
Category | CashBack Savings Account |
Minimum Balance Requirement | Average Quarterly Balance (AQB) - Rs 10,000 |
Interest Rate | N/A |
Card Offered | DCB CashBack Platinum Debit Card (Domestic / International Card) |
Eligibility | All resident individuals |
Services Offered by DCB CashBack Savings Account:
Internet Banking | Yes |
Mobile Banking | Yes |
Phone Banking | Yes |
Cheque Book | Yes; 50 leaves / monthly free of charge |
Features of DCB CashBack Savings Account:
ATM Usage | Unlimited free of charge access to all DCB Bank and Visa ATMs in India. |
Any Branch Banking | Free of charge any branch banking across all DCB bank branches. |
Online Money Transfer | |
Demand Draft / Pay Order Facility | DD and Pay Order facility up to Rs 1 lakh daily. |
High Transaction Limits | Enjoy a daily POS spending limit of Rs 75,000 on your DCB Domestic or International Debit Card |
Annual Fee | No Annual Fee. |
Fees & Charges (Standard Charges)Applicable on DCB CashBack Savings Account:
Account Opening Amount / AQB | Rs 10,000 |
ATM Related Charges | |
Daily ATM Withdrawal Limit | Rs 50,000 (domestic or International Card) |
Card Issuance Fee | Rs 250 (domestic & international debit card) |
Domestic ATM Usage Fee (DCB ATMs and Visa ATMs) | Free of charge. |
International ATM Usage Fee (Visa ATMs) | Rs 25 (International Card) |
Clearing Charges | |
Fund Transfer Charges within DCB Bank | Free of charge |
Cheque Deposited & Returned Unpaid (Local or Outstation Cheque) | Rs 100 |
Cheque Issued & Returned | Rs 500 |
ECS Returns | Rs 500 |
Cheque Book Related Charges | |
Cheque book charges | Rs 2 per leaf (monthly) above free limit |
Issue of loose Cheque Leaves | Rs 5 per leaf (per instance) |
Stop Payment Charges | Rs 50 per cheque (per instance) |
Remittance Related Charges | |
RTGS / NEFT | Free of charge |
Free daily limit for non-cash DD transactions (local) | Rs 1 lakh |
DD Cash Transactions (local) | Rs 300 / per instrument |
Visa money transfer (payable at non DCB & HDFC branches) | Rs 25 |
Issue of duplicate DD / Pay Order (payable at non DCB & HDFC branches) | Rs 50 |
Cash Related Charges | |
Cash Deposit Free Limit | Unlimited free (if monthly average balance of Rs 25,000 is maintained). Otherwise, 5 free cash deposit transactions permitted. |
Cash Deposit Charges beyond free limit | Rs 100 per transaction |
Cash Withdrawal Limit (any DCB Branch) | Free |
Penal Charges | |
Non-maintenance of Minimum Balance | Rs 749 per quarter |
Penal charges for cheque book (quarterly) | Rs 2 per leaf |
Penal charges for cash transactions (at branch) | Rs 50 per transactions beyond free limit of 3 transactions. |
Penal Charges for ATM / Visa Transactions | Rs 18 (financial transactions) & Rs 7 (non-financial transactions) |
Miscellaneous Charges | |
Monthly e-mail statements | Free of charge |
Physical Statements (monthly) | Rs 200 |
Duplicate Statement | Rs 50 per page (per instance) |
Standing instructions setup | Free of charge |
Standing instructions execution | Free of charge |
Scheme Transfer Fees | Rs 200 / per instance |
Photo Attestation | Rs 50 / per instance |
Signature Verification | Rs 50 / per instance |
Account Closure | Rs 500 if closed after 30 days but within 6 months of first credit. No charge if account is closed within 30 days of after 6 months of first credit. |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.