Highlights
|
Bank |
DCB |
|
Category |
CashBack Savings Account |
|
Minimum Balance Requirement |
Average Quarterly Balance (AQB) - Rs 10,000 |
|
Interest Rate |
N/A |
|
Card Offered |
DCB CashBack Platinum Debit Card (Domestic / International Card) |
|
Eligibility |
All resident individuals |
Services Offered by DCB CashBack Savings Account
|
Internet Banking |
Yes |
|
Mobile Banking |
Yes |
|
Phone Banking |
Yes |
|
Cheque Book |
Yes; 50 leaves / monthly free of charge |
Features of DCB CashBack Savings Account
|
ATM Usage |
Unlimited free of charge access to all DCB Bank and Visa ATMs in India. |
|
Any Branch Banking |
Free of charge any branch banking across all DCB bank branches. |
|
Online Money Transfer |
Transfer money swiftly and securely via NEFT or RTGS. |
|
Demand Draft / Pay Order Facility |
DD and Pay Order facility up to Rs 1 lakh daily. |
|
High Transaction Limits |
Enjoy a daily POS spending limit of Rs 75,000 on your DCB Domestic or International Debit Card |
|
Annual Fee |
No Annual Fee. |
Fees & Charges (Standard Charges)Applicable on DCB CashBack Savings Account
|
Account Opening Amount / AQB |
Rs 10,000 |
|
ATM Related Charges |
|
|
Daily ATM Withdrawal Limit |
Rs 50,000 (domestic or International Card) |
|
Card Issuance Fee |
Rs 250 (domestic & international debit card) |
|
Domestic ATM Usage Fee (DCB ATMs and Visa ATMs) |
Free of charge. |
|
International ATM Usage Fee (Visa ATMs) |
Rs 25 (International Card) |
|
Clearing Charges |
|
|
Fund Transfer Charges within DCB Bank |
Free of charge |
|
Cheque Deposited & Returned Unpaid (Local or Outstation Cheque) |
Rs 100 |
|
Cheque Issued & Returned |
Rs 500 |
|
ECS Returns |
Rs 500 |
|
Cheque Book Related Charges |
|
|
Cheque book charges |
Rs 2 per leaf (monthly) above free limit |
|
Issue of loose Cheque Leaves |
Rs 5 per leaf (per instance) |
|
Stop Payment Charges |
Rs 50 per cheque (per instance) |
|
Remittance Related Charges |
|
|
RTGS / NEFT |
Free of charge |
|
Free daily limit for non-cash DD transactions (local) |
Rs 1 lakh |
|
DD Cash Transactions (local) |
Rs 300 / per instrument |
|
Visa money transfer (payable at non DCB & HDFC branches) |
Rs 25 |
|
Issue of duplicate DD / Pay Order (payable at non DCB & HDFC branches) |
Rs 50 |
|
Cash Related Charges |
|
|
Cash Deposit Free Limit |
Unlimited free (if monthly average balance of Rs 25,000 is maintained). Otherwise, 5 free cash deposit transactions permitted. |
|
Cash Deposit Charges beyond free limit |
Rs 100 per transaction |
|
Cash Withdrawal Limit (any DCB Branch) |
Free |
|
Penal Charges |
|
|
Non-maintenance of Minimum Balance |
Rs 749 per quarter |
|
Penal charges for cheque book (quarterly) |
Rs 2 per leaf |
|
Penal charges for cash transactions (at branch) |
Rs 50 per transactions beyond free limit of 3 transactions. |
|
Penal Charges for ATM / Visa Transactions |
Rs 18 (financial transactions) & Rs 7 (non-financial transactions) |
|
Miscellaneous Charges |
|
|
Monthly e-mail statements |
Free of charge |
|
Physical Statements (monthly) |
Rs 200 |
|
Duplicate Statement |
Rs 50 per page (per instance) |
|
Standing instructions setup |
Free of charge |
|
Standing instructions execution |
Free of charge |
|
Scheme Transfer Fees |
Rs 200 / per instance |
|
Photo Attestation |
Rs 50 / per instance |
|
Signature Verification |
Rs 50 / per instance |
|
Account Closure |
Rs 500 if closed after 30 days but within 6 months of first credit. No charge if account is closed within 30 days of after 6 months of first credit. |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
